Home / Lenders / Reverse Mortgage Lenders, North Carolina
Close

Instant Quote from North Carlolina's #1 Rated Reverse Mortgage Lender

ARLO Try ARLO the revolutionary calculator that offers side-by-side lender comparisons, real-time interest rates and expert recommendations.
BBB A+ Rated
Give it a try,
100% Free, No SSN Required.
ARLO
Talk To An Expert: (800)565-1722
Let's start with your address so I can estimate your home value...
Street Address
Zip Code
With ARLO get up to $25,000+ MORE from Your Reverse Mortgage!
"ARLO is the most sophisticated reverse mortgage consumer pricing engine currently available" -Yahoo! Finance
"ARLO is a philosophy of educating borrowers rather than selling to them" -Housing Wire
Home Value
$
Existing Mortgage
$
ARLO Reverse mortgage proceeds are based in part on your age. If you have a spouse their age will be needed as well in order to give you the most precise calculations.
Your DOB
Spouse DOB (If you have a spouse)

Your ARLO Analysis is Ready!

I just fetched you the best of 2018's Reverse Mortgages! Your custom ARLO analysis includes real-time loan comparisons highlighted with my expert recommendations.
Name
Email
Phone (Needed to validate your request)
By clicking the button above, I consent to being contacted by All Reverse Mortgage® and its partners for marketing purposes at the phone number and email I provided, including through the use of automated dialing technology, prerecorded/artificial voice, email, or text messaging. I understand consent is not required to purchase
Your FREE Report Includes
Real Time Analysis (Next Step)
Analysis Via Email
Example ARLO Quote
From America's #1 Rated Reverse Mortgage Lender
Close Window

North Carolina Reverse Mortgage Lenders

Lender NameCompany Start Date Lender Rating Review Stars (0-5.0)% of Positive Reviews# of Complaints Last 3 Yrs.BBB Reviews
All Reverse Mortgage, Inc. 05/27/2004A+5.0100%2Review Source
American Advisors Group (AAG)10/29/2004A- 4.182%41Review Source
Reverse Mortgage Funding LLC09/25/2012A+ 3.264%3Review Source
Live Well Financial, Inc.08/28/2008 A+2.117%9Review Source
One Reverse Mortgage, LLC07/12/2001A+ 3.260%5Review Source
Liberty Home Equity Solutions, Inc.09/05/2003A+ 2.740%5Review Source
HighTechLending Inc06/06/2006C+ 2.30%2Review Source
Reverse Mortgage Solutions, Inc.02/21/2007F 1.051%86Review Source
Synergy One Lending, Inc. (Retirement Funding Solutions)01/09/2013 A+N/AN/A1Review Source
Finance of America Reverse LLC10/15/2003A+ N/AN/A3Review Source
*Source: BBB Lender Ratings as of 09-27-2019

All Reverse Mortgage® is proud to be North Carolina's #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states including all of North Carolina.

All Reverse Mortgage was incorporated November 2004 and as the name implies, the only loan product that All Reverse Mortgage® originates is in fact, the reverse mortgage.

We’re committed to be your lender because you deserve the best rate at the lowest price possible.

We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgage to better suit homeowners in NC with higher value homes over the national 2018 lending limit of $679,650.

We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you.

North Carolina Reverse Mortgage Facts

StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsPurchase Reverse Mortgages Closed Last 12 MonthsLenders in North CarolinaAvg. Home Value
North Carolina896,2041,1898257$214,333

HUD Approved Direct Lender

north carolina lenders map coverage

All Reverse Mortgage® is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage® originates in North Carolina and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer lower Principal Limits as they relate to home values, though, so not all borrowers are best served with the jumbo programs available.

A seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort. Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

North Carolina Lending Limits

Located in the Southeast region of the country, North Carolina is the 9th most populous state, which is made up of 100 counties. The capital of the state is Raleigh and the most populous city is Charlotte, which also is the second largest banking city in America after New York City.

As a whole, North Carolina has 10,247,632 residents and 892,915 of them are homeowners 62 and older. Currently, the average home value in the state is $159,300, which has gone up 6.4% in the last year. Home values are expected to go up another 2.8% in the next year.

The Old North State was a part of one of the 13 colonies along with the area that is now South Carolina. The colony was known as the Province of Carolina. Like many of the original colonies, the area was home to Native Americans in its early days.

Fast forward through the colonial period, the Revolutionary War and the Civil War to present day, and North Carolina has an extremely diverse economy. This is mainly due to the state’s access to hydroelectric power as well as its neutral climate, which can maintain different soil varieties for many different types of agriculture.

The state leads its region of the country in terms of its agriculture. More specifically it is known for its production of tobacco, textiles and furniture.

North Carolina also has numerous state parks including Bay Tree State Park, Carvers Creek, Chimney Rock and Gorges.

If you reside in North Carolina,All Reverse Mortgage® is here to answer your questions. Call Toll Free (800) 565-1722 – Or try ARLO™ our revolutionary reverse mortgage calculator that offers side-by-side program comparisons, real-time interest rates and expert recommendations.

Other Areas of Interest in North Carolina

North Carolina Approved Reverse Mortgage Counseling Agencies

Agency NamePhoneAddressWebsiteAgency IDLanguages
CONSUMER CREDIT COUNSELING SERVICE OF WNC, INC. - DBA - ONTRACK FINANCIAL EDUCATION & COUNSELING828-255-516650 S French Broad Ave
Ste 227
Asheville, North Carolina 28801-3271
www.ontrackwnc.org/80181ASL
English
Russian
Spanish
Ukrainian
NORTHWESTERN REGIONAL HOUSING AUTHORITY828-266-9794869 Highway 105 Ext Ste 7
Boone, North Carolina 28607-4958
www.nwrha.com80190English
Spanish
ALLIANCE CREDIT COUNSELING, INC.704-943-204410720 Sikes Pl
Suite 100
Charlotte, North Carolina 28277-8141
www.knowdebt.org84342English
DURHAM REGIONAL FINANCIAL CENTER DBA DURHAM REGIONAL COMMUNITY DEVELOPMENT GROUP919-638-41502634 Durham Chapel Hill Blvd Ste 214
DURHAM, North Carolina 27707-2831
www.drfcenter.org82230English
Spanish
ACTION PATHWAYS, INC910-323-3192316 Green St
Fayetteville, North Carolina 28301-5028
www.actionpathways.ngo80182English
Spanish
FOOTHILLS CREDIT COUNSELING, INC.828-286-7062709 W Main St
SUITE A
Forest City, North Carolina 28043-2820
www.fhccinc.org80971English
CCCS OF GREATER GREENSBORO336-373-8882315 E Washington St
Greensboro, NC 27401
Greensboro, North Carolina 27401-2911
thedebtdoc.com/81413English
WESTERN PIEDMONT COUNCIL OF GOVERNMENTS828-322-91911880 2nd Ave NW
HICKORY, North Carolina 28601-5766
wpcog.org80193English
Spanish
Hmong
CENTRE FOR HOME OWNERSHIP & ECONOMIC DEVELOPMENT CORPORATION919-241-4718105 W. Corbin Street, Suite 103
HILLSBOROUGH, North Carolina 27278-2192
www.homeownershipcentre-ed.org84908English
CCCS, A DIVISION OF TRIANGLE FAMILY SERVICES, INC.919-821-07903937 Western Blvd
Raleigh, North Carolina 27606-1936
www.tfsnc.org82951English
Spanish
CONSUMER EDUCATION SERVICES, INC866-635-64143700 Barrett Dr
Raleigh, North Carolina 27609-7213
www.cesisolutions.org84676English
Spanish
NAVICORE SOLUTIONS- RALEIGH, NC919-233-90444917 Waters Edge Dr
Suite 240
Raleigh, North Carolina 27606-5416
www.navicoresolutions.org84873English
Spanish
NID-HCA MERRITT866-347-7373211 E. Six Forks Rd, Bldg C #108
RALEIGH, North Carolina 27609-7745
www.nidhousing.com/90335English
RALEIGH AREA DEVELOPMENT AUTHORITY, INC.919-208-23814030 Wake Forest Road
Suite 209
RALEIGH, North Carolina 27609-6800
www.rada-nc.org84606English
RESOURCES FOR SENIORS919-903-11331110 Navaho Dr Ste 400
Raleigh, North Carolina 27609-7369
www.resourcesforseniors.com80191English
TELAMON CORPORATION919-899-99115560 Munford Road
Suite 109
RALEIGH, North Carolina 27612-2635
www.telamon.org84494English
Spanish
SALISBURY COMMUNITY DEVELOPMENT CORPORATION704-638-53831400 West Bank Street
SALISBURY, North Carolina 28144-3912
www.salisburycdc.org84679English
JOHNSTON-LEE-HARNETT COMMUNITY ACTION, INC919-934-21451102 Massey St
Smithfield, North Carolina 27577-4951
jlhcommunityaction.org80187English
Spanish
CCCS OF FORSYTH COUNTY, INC. - MAIN OFFICE336-896-11917820 North Point Boulevard, Suite 100
WINSTON SALEM, North Carolina 27106-3299
www.financialpaths.org80180English
Spanish

Did you know? North Carolina state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Additional Resources:
Top 10 Lender Reviews & Ratings: https://reverse.mortgage/best-reverse-mortgage-lenders
Reversemortgage.org NRMLA Members in North Carolina: https://www.reversemortgage.org/Find-a-Lender/state/NC

HUD.GOV Approved Lenders Search: https://www.hud.gov/program_offices/housing/sfh/lender/lenderlist

 

 

Our Exclusive Programs Designed to Fit Your Needs.

All Reverse Mortgage© has consistently brought exclusive offers to our valued North Carolina homeowners. Because of our unique process we're able to offer a better federally-insured reverse mortgage with no compromise.

Take a look at some of our program benefits that you won't find elsewhere:

Exclusive 4.25% (5.95% APR) Fixed Rate for Life
Government Insured & Jumbo Proprietary Programs
Flexible Credit Lines from 2.98% with the Industries Lowest Lifetime Rate Exposure
ZERO Origination Fee Plans
ZERO Financed Closing Cost Plans
ZERO Monthly Servicing Fees on ALL programs
*Complete form above to receive a comparison of all available programs. Excludes state taxes when applicable. Min loan amount for $0 origination fee is $40,000. *APR ran at $185,000 loan amount / 60% or less PLF utilization. Lifetime rate cap on all adjustable rate plans just 5% over the start rate.

How can we offer you more favorable terms?

We are a direct lender approved by FHA (Federal Housing Administration)
The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts.
We don't work with Brokers, allowing us to pass the savings on to you.
We don't hire "celebrity" spokespersons as we don't believe you should have to pay for a lender's expensive marketing budget with higher loan costs.
We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.

All Reverse vs. the others

It may surprise you but those "celebrities" you see all over TV have some of the worst independent consumer ratings in the industry. Compare us and you will see the crystal clear difference, from customer service to loan terms we never compromise.

HUD approved direct lender.

Working with a local North Carolina lender saves you time and money.

As an award-winning direct lender our goal remains simple; to offer you the very best terms accompanied by extraordinary customer service.

What Our Customers Are Saying

"There was no car salesman type of protracted negotiation. All reverse got right down to a good quote without a series of incremental steps."
"I was surprised how easy it was to deal with an out of state company. Actually it was much easier than my previous dealings with local banks and brokers"
"It is a wonderful feeling to have no mortgage and extra cash in our pocket. We are very happy."
"Thank you to All Reverse for handling everything in an efficient and smooth way. Thoroughly appreciate everything you have done to make things easy for me."
"This was the smoothest mortgage process I have ever experienced! And so fast!"

Browse Hundreds More...

North Carolina Reverse Mortgages
(31 votes, average: 4.97 out of 5)
How do you rate this article?