North Carolina’s Trusted Reverse Mortgage Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be North Carolina’s #1 Rated Reverse Mortgage Lender, celebrating 19 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our commitment to providing you with the best terms and outstanding customer care.
Since 2004, our mission has been simple: to help North Carolina homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages tailored to meet your needs.
With our competitive rates and lower costs, you can keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
North Carolina Reverse Mortgage Facts
| Top 10 Reverse Mortgage Cities in Arizona |
|---|
| 1 Scottsdale |
| 2 Phoenix |
| 3 Mesa |
| 4 Tucson |
| 5 Prescott |
| 6 Lake Havasu City |
| 7 Surprise |
| 8 Gilbert |
| 9 Sun City |
| 10 Sun Lakes |
| Data by MCA (January 2024) |
| State | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Arizona | Avg. Home Value |
|---|---|---|---|---|---|
| Arizona | 472,343 | 1,716 | 166 | 61 | $418,836 |
Top Reverse Mortgage Lenders in North Carolina
| Lender | Rating | Years in Business | Stars (0-5) | Good Review % | Complaints | BBB Review |
|---|---|---|---|---|---|---|
| All Reverse Mortgage, Inc. (ARLO) | A+ | 20 | 4.99/5 | 99.8% | 0 | Source |
| Advisors Mortgage Group | A+ | 25 | 2.00/5 | 40.0% | 5 | Source |
| American Advisors Group (AAG) | A | 19 | 4.69/5 | 93.8% | 56 | Source |
| American Pacific Mortgage | F | 28 | 1.75/5 | 35.0% | 13 | Source |
| Ennkar Inc. | A+ | 14 | 4.00/5 | 80.0% | 3 | Source |
| Fairway Independent Mortgage | A+ | 28 | 4.41/5 | 88.2% | 37 | Source |
| Finance of America Reverse LLC (FAR) | A+ | 21 | 1.00/5 | 20.0% | 22 | Source |
| GoodLife Home Loans | A+ | 12 | 4.43/5 | 88.6% | 0 | Source |
| Guild Mortgage Company (Formerly Cherry Creek LLC) | A+ | 64 | 1.36/5 | 27.2% | 39 | Source |
| HighTechLending Inc | A+ | 18 | 4.93/5 | 98.6% | 0 | Source |
| Liberty Home Equity Solutions Inc. | A+ | 21 | 1.00/5 | 20.0% | 3 | Source |
| Longbridge Financial LLC | A+ | 12 | 3.94/5 | 78.8% | 18 | Source |
| Mid America Mortgage Inc. | A+ | 65 | 3.00/5 | 60.0% | 0 | Source |
| Moneyhouse | NR | 27 | NA | NA | 0 | Source |
| Movement Mortgage, LLC | A+ | 17 | 4.80/5 | 95.6% | 109 | Source |
| Mutual of Omaha Mortgage | A+ | 11 | 4.61/5 | 92.2% | 45 | Source |
| Open Mortgage LLC | A+ | 21 | 2.60/5 | 52.0% | 1 | Source |
| Plaza Home Mortgage Inc | A+ | 23 | 2.38/5 | 47.6% | 17 | Source |
| Smartfi Home Loans | A+ | 5 | NA | NA | 0 | Source |
| South River Mortgage, LLC | A+ | 5 | 2.62/5 | 52.4% | 15 | Source |
About All Reverse Mortgage of North Carolina
Our team has been at the forefront of the reverse mortgage industry, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. This extensive experience allows us to offer personalized solutions for homeowners with high-value properties, especially in markets where a traditional HECM may not be the best fit.
Choosing the right reverse mortgage program can be complex, but our seasoned professionals are here to help. We’ll explain the benefits and considerations of each option, ensuring you can make an informed choice that suits your needs.
At All Reverse Mortgage, Inc. (ARLO™), we’re here to answer your questions and provide the support you need to make the best decision for your financial well-being.
We’re fully licensed by the Commissioner of Banks License (License/Registration #L-156775), ensuring that you receive expert guidance every step of the way.
North Carolina Reverse Mortgage Lending Limits
North Carolina, often called the “Tar Heel State,” is home to over 10.7 million people as of 2024. Of this population, more than 680,000 are homeowners aged 62 or older, meaning many North Carolinians may qualify for a reverse mortgage. This financial option can be an excellent tool for those looking to access their home equity and improve their retirement lifestyle.
As of January 2024, the median home value in North Carolina is $356,450, according to the latest data. This amount is well within the federal reverse mortgage lending limit of $1,209,750, allowing most homeowners in the state to take advantage of the Home Equity Conversion Mortgage (HECM) program. If your home’s value exceeds this limit, jumbo reverse mortgages can provide a way to tap into even more equity.
A Rich Historical and Economic Background
North Carolina has a deep historical significance, dating back to its role as one of the original 13 colonies that declared independence from Britain in 1776. The state also played a prominent role during the American Civil War. Despite challenges, North Carolina rebounded economically, thanks in part to the New Deal programs of the 1930s, which revitalized its agricultural industry and spurred the growth of cities like Raleigh, Charlotte, and Durham.
In recent decades, North Carolina has emerged as a banking, agriculture, and tourism powerhouse. The state is a major producer of tobacco, textiles, and furniture and boasts beautiful landscapes such as the Appalachian Mountains, the Outer Banks, and renowned state parks like Chimney Rock and Gorges State Park.
How a Reverse Mortgage Can Help You
If you’re aged 62 or older and a homeowner in North Carolina, a reverse mortgage could provide a way to eliminate monthly mortgage payments or establish a financial cushion by accessing your home’s equity. Whether you’re looking to cover healthcare costs, make home improvements, or simply enjoy a more secure retirement, this option may be worth considering.
Get the Help You Need
At All Reverse Mortgage, Inc. (ARLO™), we’re here to help North Carolina residents explore how reverse mortgages can enhance their financial future. Our team is ready to answer your questions, provide personalized guidance, and help you navigate the reverse mortgage process. Call us at Toll-Free (800) 565-1722, or visit our online reverse mortgage calculator at reverse.mortgage/calculator to see how much you could qualify for.
North Carolina Approved Reverse Mortgage Counseling Agencies
| Name | Agency ID | Address | Phone | Web Site |
|---|---|---|---|---|
| CCCS OF GREATER GREENSBORO | 81413 | 315 E WASHINGTON ST GREENSBORO, NC 27401-2911 | (336) 373-8882 | https://fspcares.org/ |
| CENTRE FOR HOME OWNERSHIP & ECONOMIC DEVELOPMENT CORPORATION | 84908 | 960 CORPORATE DR STE 405 HILLSBOROUGH, NC 27278-8560 | (919) 322-8118 | https://homeownershipcentre.org/ |
| CONSUMER EDUCATION SERVICES, INC | 84676 | 3725 NATIONAL DR STE 160 RALEIGH, NC 27612-4832 | (877) 322-8824 | http://cesisolutions.org |
| HOUSING FOUNDATION OF AMERICA, GREENSBORO BRANCH | 90504 | 122 N ELM ST STE 525 GREENSBORO, NC 27401-2875 | (800) 579-4119 | http://www.homeapproved.org |
| NAVICORE SOLUTIONS- RALEIGH, NC | 84873 | SUITE 240 4917 WATERS EDGE DR RALEIGH, NC 27606-5416 | (866) 472-4557 | http://www.navicoresolutions.org |
| TELAMON CORPORATION- RALEIGH BRANCH | 82453 | 5560 MUNFORD RD STE 109 RALEIGH, NC 27612-2731 | Not on file | http://www.telamon.org |
Did you know? North Carolina does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies, and you can conduct your required counseling from the comfort of your home.
Other Areas of Interest in North Carolina
Calabash Charlotte Denver Mooresville Raleigh Southport Waxhaw
Additional Resources:
Reversemortgage.org NRMLA Members in North Carolina
HUD.GOV Approved Lenders Search
