Close Menu
Home Who We Are Why We're Better 5 Star Reviews

Eligibility

Calculate Your Eligibility & Receive Expert Program Advice. (100% Free. No SSN Required) Ask ARLO™ & Receive Your Expert Answers! 1,613 Questions Answered!

Learning Center

Learn - What it is Learn - How it Works Explore Pros & Cons Disadvantages FAQ's Official ARLO™ Blog

Loan Tools

Check Today’s Interest Rates Jumbo Reverse Mortgages Counseling Locator Top 10 Lenders Lenders by City/State
Home / Lenders / Reverse Mortgage Lenders, Raleigh

Compare Raleigh's Best Reverse Mortgages

Try ARLO a revolutionary calculator that offers side-by-side lender comparisons, real-time interest rates and expert recommendations. 100% Free.
Step 1
Step 2
Step 3
Street Address
Zip Code
Your Home's Value
$
Existing Mortgage
$
Your Age
Do you have a spouse?

Your ARLO Analysis Final Step!

I just fetched you the best of 2019's Reverse Mortgages! Your personalized ARLO analysis includes real-time loan comparisons highlighted with my expert recommendations.
Name
Email
Phone (Needed to validate request)
‹ Back
Your FREE Report Includes
Real Time Analysis (Next Step)
Analysis Via Email
From America's #1 Rated Reverse Mortgage Lender

Raleigh Reverse Mortgage Lenders

All Reverse Mortgage® is a reverse mortgage company that lends throughout the state of North Carolina, including Raleigh. All Reverse began in November 2007 and as the name implies, the only loan product that All Reverse Mortgage® originates is the residential reverse mortgage loan

We offer reverse mortgages to Raleigh homeowners and our staff has a combined lending experience exceeding 100 years with national mortgage banking experience on both coasts and points between. Due to this varied direct experience, All Reverse Mortgage® is well positioned to be able to assist borrowers with all specific needs associated with the reverse mortgage program.

Raleigh Reverse Mortgage Facts

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Purchase Reverse Mortgages Closed Last 12 Months Lenders in Raleigh (est) Avg. Home Value
Raleigh 32,931 44 1 35 $261,800

HUD Approved Direct Lender

All Reverse Mortgage® is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage® originates in Raleigh and offers several reverse mortgage options: in some instances borrowers are looking to pay off their existing loan and eliminate their monthly mortgage payment; or if they already have paid off their mortgage, a reverse loan can help borrowers utilize their equity for other purposes. In some cases, borrowers can do both. They also may use a specific type of reverse mortgage to purchase a new home.

About All Reverse Mortgage®

The owners and management of All Reverse Mortgage® were part of the team that wrote and sold the first fixed-rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values, so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much as a mortgage of last resort. Everything from the elimination of the existing mortgage payments to the line of credit that grows that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

Raleigh Lending Limits

As the capital of North Carolina, Raleigh is the second-largest city in the state. Nicknamed the City of Oaks after the city’s many oak trees, Raleigh is home to nearly 441,326 people. Senior homeowners 62 represent about 11.7 percent of the city’s population.

North Carolina State University is located in Raleigh, which means the city is part of the state’s Research Triangle Park. Together, with Durham (home to Duke University) and Chapel Hill (home to the University of North Carolina at Chapel Hill), RTP is one of the country’s most prominent research and development areas.

Raleigh residents often spend their time visiting the city’s many museums, some of which include the African American Cultural Complex, the North Carolina Museum of Art and the North Carolina Sports Hall of Fame.

Raleigh’s economy is quite diverse, with professional services, healthcare and retail major economic drivers. Some of the city’s largest employers include the State of North Carolina, Wake County Public School System and the software company Red Hat.

The median home value in Raleigh, North Carolina, is $261,800 - an increase of 6.8 percent in the last year. Home values are projected to rise another 4.3 percent in 2018. Some Raleigh, North Carolina homes are below the federal reverse mortgage lending limit of $726,525. For those with homes valued above the federal lending limit, there are several private jumbo reverse mortgage programs available that may better suit those homeowners.

If you reside in Raleigh or are planning to move there, All Reverse Mortgage is here to answer your questions. reverse mortgage calculator to estimate your reverse mortgage loan amount or call us Toll Free (800) 565-1722.

Our Exclusive Programs Designed to Fit Your Needs.

All Reverse Mortgage© has consistently brought exclusive offers to our valued Raleigh homeowners. Because of our unique process we're able to offer a better federally-insured reverse mortgage with no compromise.

Take a look at some of our program benefits that you won't find elsewhere:

Exclusive 4.25% (5.95% APR) Fixed Rate for Life
Government Insured & Jumbo Proprietary Programs
Flexible Credit Lines from 2.98% with the Industries Lowest Lifetime Rate Exposure
ZERO Origination Fee Plans
ZERO Financed Closing Cost Plans
ZERO Monthly Servicing Fees on ALL programs
*Complete form above to receive a comparison of all available programs. Excludes state taxes when applicable. Min loan amount for $0 origination fee is $40,000. *APR ran at $185,000 loan amount / 60% or less PLF utilization. Lifetime rate cap on all adjustable rate plans just 5% over the start rate.

How can we offer you more favorable terms?

We are a direct lender approved by FHA (Federal Housing Administration)
The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts.
We don't work with Brokers, allowing us to pass the savings on to you.
We don't hire "celebrity" spokespersons as we don't believe you should have to pay for a lender's expensive marketing budget with higher loan costs.
We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.

All Reverse vs. the others

It may surprise you but those "celebrities" you see all over TV have some of the worst independent consumer ratings in the industry. Compare us and you will see the crystal clear difference, from customer service to loan terms we never compromise.

HUD approved direct lender.

Working with a local Raleigh, NC lender saves you time and money.

As an award-winning direct lender our goal remains simple; to offer you the very best terms accompanied by extraordinary customer service.

What Our Customers Are Saying

"There was no car salesman type of protracted negotiation. All reverse got right down to a good quote without a series of incremental steps."
"I was surprised how easy it was to deal with an out of state company. Actually it was much easier than my previous dealings with local banks and brokers"
"It is a wonderful feeling to have no mortgage and extra cash in our pocket. We are very happy."
"Thank you to All Reverse for handling everything in an efficient and smooth way. Thoroughly appreciate everything you have done to make things easy for me."
"This was the smoothest mortgage process I have ever experienced! And so fast!"

Browse Hundreds More...

Raleigh Reverse Mortgages
(34 votes, average: 4.97 out of 5)
Click Here to Rate This Page
We're an Award-Winning direct lender approved by the Federal Housing Administration celebrating 15 years of excellence.
Ask ARLO™ offers real-time answers to your important questions on reverse mortgage loans covering all topics from basic eligibility to heirs and loan maturity.
Simple & straightforward. Use our free calculator to discover in seconds how much you are eligible for.
Keep up to date on all the latest news and find information by category in our comprehensive blog.
©2019 All Reverse Mortgage, Inc. All Rights Reserved
 Phone (800) 565-1722  State Licensing  NMLS #MB13999 Access Link  FHA Lender ID #26031-0007  Privacy Policy