Raleigh's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Raleigh Reverse Mortgage Lenders
All Reverse Mortgage, Inc. (ARLO™) is proud to be North Carolina’s #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.
All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.
We’re committed to be your lender because you deserve the best rate at the lowest price possible.
We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2026 lending limit of $1,249,125.
We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!
Raleigh Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Raleigh (est) | Avg. Home Value |
|---|---|---|---|---|
| Raleigh | 61,000 | 118 | 14 | $438,229 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close the Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.
As a direct lender, we manage the process from application through closing, providing clear numbers and transparent guidance at every step.
Local Reverse Mortgage Help in Raleigh
All Reverse Mortgage of Raleigh works with homeowners who want to:
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Pay off an existing mortgage and eliminate required monthly payments
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Access home equity while remaining in their home
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Refinance an existing reverse mortgage
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Evaluate whether a reverse mortgage fits into a long-term retirement plan
Each option is reviewed carefully based on age, home value, and future housing goals.
About All Reverse Mortgage of Raleigh
All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.
Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience across:
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HUD-insured HECM loans
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Proprietary jumbo reverse mortgage programs
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Retirement-focused lending strategies for equity-rich homeowners
This experience is especially valuable in growing metro areas like Raleigh, where home values and retirement planning considerations often intersect.
Straightforward Guidance Without Pressure
A reverse mortgage is a financial tool, not a one-size-fits-all solution.
Our licensed originators explain:
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How much equity may realistically be available
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Differences between HECM and jumbo reverse mortgage options
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Ongoing homeowner responsibilities, including taxes, insurance, and maintenance
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Long-term implications for heirs
You receive clear explanations and real numbers before making any decision.
Raleigh Reverse Mortgage Lending Limits (2026)
Based on this 2026 update, Raleigh has an estimated 61,000 homeowners aged 62 and older, with 118 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.
The average home value used for this update is $438,229, which means:
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Most Raleigh homes fall well within the 2026 federal HECM lending limit of $1,249,125
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HUD-insured reverse mortgages remain widely accessible
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Jumbo reverse mortgage programs may be evaluated for higher-value properties
About Raleigh
Raleigh is the capital of North Carolina and a core city of the Research Triangle. Known for its strong employment base, educational institutions, and steady population growth, Raleigh is home to many long-term homeowners who are equity-rich and focused on aging in place. Reverse mortgages here are most commonly explored as a way to eliminate monthly mortgage payments or create financial flexibility without selling the home.
Ready to Unlock Your Home’s Equity?
As Raleigh’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Commissioner of Banks License (License #L-173216), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Raleigh’s #1 Rated Reverse Mortgage Lender, or call (919) 912-5269 to speak with a friendly expert today.
