Waxhaw's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Waxhaw Reverse Mortgage Lenders
All Reverse Mortgage, Inc. (ARLO™) is proud to be North Carolina #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.
All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.
We’re committed to be your lender because you deserve the best rate at the lowest price possible.
We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2026 lending limit of $1,249,125.
We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!
Waxhaw Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Waxhaw (est) | Avg. Home Value |
|---|---|---|---|---|
| Waxhaw | 4,600 | 11 | 5 | $563,118 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close the Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.
As a direct lender, we manage the process from application through closing, with clear numbers and no hidden fees.
Local Reverse Mortgage Help in Waxhaw
All Reverse Mortgage of Waxhaw assists homeowners who want to:
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Pay off an existing mortgage and eliminate required monthly payments
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Access home equity while remaining in their home
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Refinance an existing reverse mortgage
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Evaluate reverse mortgages as part of a long-term retirement plan
Every option is reviewed based on age, home value, and long-term housing goals.
About All Reverse Mortgage of Waxhaw
All Reverse Mortgage, Inc. has specialized exclusively in reverse mortgages for more than 20 years.
Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience across:
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HUD-insured HECM loans
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Proprietary jumbo reverse mortgage programs
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Retirement-focused equity planning
This experience matters in communities like Waxhaw, where many homeowners have built substantial equity over time.
Straightforward Guidance Without Pressure
A reverse mortgage is a financial tool, not a sales pitch.
Our licensed originators walk through:
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How much equity may realistically be available
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Differences between HECM and jumbo reverse mortgage options
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Ongoing homeowner responsibilities, including taxes, insurance, and maintenance
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Long-term considerations for heirs
You get real numbers first, then decide.
Waxhaw Reverse Mortgage Lending Limits (2026)
Based on this 2026 update, Waxhaw has an estimated 4,600 homeowners aged 62 and older, with 11 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.
The average home value used for this update is $563,118, which means:
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Many Waxhaw homes fall within the 2026 federal HECM lending limit of $1,249,125
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HUD-insured reverse mortgages remain accessible for most homeowners
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Jumbo reverse mortgage programs may be evaluated for higher-value properties
About Waxhaw
Waxhaw is a historic town in Union County, located roughly 30 miles south of Charlotte. Known for its preserved downtown, quiet neighborhoods, and strong sense of community, Waxhaw attracts long-term homeowners who value stability and quality of life. With a meaningful share of residents aged 62 and older, reverse mortgages in Waxhaw are most often explored as a way to reduce monthly expenses while remaining in the home long term.
Ready to Unlock Your Home’s Equity?
As Waxhaw’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Commissioner of Banks License (License #L-173216), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Waxhaw’s #1 Rated Reverse Mortgage Lender, or call (704) 420-6948 to speak with a friendly expert today.
