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Compare Pennsylvania's Best Reverse Mortgages
Compare Pennsylvania's Best Reverse Mortgages
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Pennsylvania's #1 Reverse Mortgage

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ARLO

ARLO

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In your current area 100 homeowners are currently utilizing reverse mortgages to better enhance their retirement years, with 500,000 nationwide!

The amount you receive is based on your home’s value, your age, and current interest rates. Let’s start with your address so I can estimate your home value…
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If you feel this estimate is not correct you can manually change it below. If you have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!

Please provide your estimated home value

If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
(Our calculations use estimated property values provided by Estated.com. An independent HUD-approved appraiser must complete an appraisal to finalize your loan)
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The minimum qualifying age for a reverse mortgage is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, as loan proceeds are always based on the age of the youngest spouse.
Your Age
Spouse Age
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Your personalized results include the best of 2024's reverse mortgages
  • Side-by-side loan comparisons
  • Real-time interest rates
  • ARLO™ advice to help you select the right program
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2021 BBB Torch Award Finalist
Best Reverse Mortgage Lender
Best Reverse Mortgage Website
Best Reverse Mortgage Website

Experience Excellence with Pennsylvania’s Top Reverse Mortgage Lender

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Pennsylvania’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Pennsylvania homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages tailored to meet your needs.

With our competitive rates and lower costs, you can keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

pennsylvania reverse mortgage lender map

Pennsylvania Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Pennsylvania
1   Philadelphia
2   Pittsburgh
3   Lancaster
4   West Chester
5   Mechanicsburg
6   Bethlehem
7   Wayne
8   Gettysburg
9   Bensalem
10   Southampton

Data by MCA (January 2024)
StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsPurchase Reverse Mortgages Closed Last 12 MonthsLenders in PennsylvaniaAvg. Home Value
Pennsylvania970,48362161102$268,100

Top Reverse Mortgage Lenders in Pennsylvania

LenderRatingYears in BusinessStars (0-5)Good Review %ComplaintsBBB Review
All Reverse Mortgage, Inc. (ARLO)A+204.99/599.8%0Source
Advisors Mortgage GroupA+252.00/540.0%5Source
American Advisors Group (AAG)A194.69/593.8%56Source
American Pacific MortgageF281.75/535.0%13Source
Ennkar Inc.A+144.00/580.0%3Source
Fairway Independent MortgageA+284.41/588.2%37Source
Finance of America Reverse LLC (FAR)A+211.00/520.0%22Source
GoodLife Home LoansA+124.43/588.6%0Source
Guild Mortgage Company (Formerly Cherry Creek LLC)A+641.36/527.2%39Source
HighTechLending IncA+184.93/598.6%0Source
Liberty Home Equity Solutions Inc.A+211.00/520.0%3Source
Longbridge Financial LLCA+123.94/578.8%18Source
Mid America Mortgage Inc.A+653.00/560.0%0Source
MoneyhouseNR27NANA0Source
Movement Mortgage, LLCA+174.80/595.6%109Source
Mutual of Omaha MortgageA+114.61/592.2%45Source
Open Mortgage LLCA+212.60/552.0%1Source
Plaza Home Mortgage IncA+232.38/547.6%17Source
Smartfi Home LoansA+5NANA0Source
South River Mortgage, LLCA+52.62/552.4%15Source
This chart compares the top 20 reverse mortgage lenders in the U.S. based on national rankings, displaying key metrics such as their BBB (Better Business Bureau) rating, years in business, average star rating, percentage of positive reviews, number of complaints, and sources of reviews. Top 20 HECM lenders reported by https://www.rminsight.net/wp-content/uploads/2024/06/Lenders_202405.pdf. (Reviews Updated: October 22, 2024).

Experience Excellence with Pennsylvania’s Top Reverse Mortgage Lender

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Pennsylvania’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Pennsylvania homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages tailored to meet your needs.

With our competitive rates and lower costs, you can keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

Trusted HUD-Approved Direct Lender in Pennsylvania

As a HUD-Approved lender, All Reverse Mortgage, Inc. (ARLO™) is fully qualified to help you access the equity in your home through the Home Equity Conversion Mortgage (HECM) program. Whether you’re looking to pay off your existing mortgage and eliminate monthly payments, or utilize your equity for other financial needs, we’re here to guide you through the process with expertise and care.

About All Reverse Mortgage of Pennsylvania

Our team has been at the forefront of the reverse mortgage industry, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. This extensive experience allows us to offer personalized solutions, especially for homeowners with high-value properties in markets where a traditional HECM may not be the best fit.

Choosing the right reverse mortgage program can be complex, but our seasoned professionals are here to help. We’ll explain the benefits and considerations of each option, ensuring you can make an informed choice that suits your needs.

For homeowners aged 62 and above, reverse mortgages have become a valuable financial tool—not just as a last resort but as a strategic way to enhance retirement plans. Whether you’re looking to eliminate monthly mortgage payments or establish a growing line of credit, a reverse mortgage can help you live comfortably in your home while planning for a secure future.

Pennsylvania Reverse Mortgage Lending Limits

Pennsylvania, known as the “Keystone State,” is steeped in American history and home to nearly 13 million people. Over 970,000 of these residents are homeowners aged 62 and older, meaning nearly one million people in Pennsylvania may be eligible for a reverse mortgage.

The median home value in Pennsylvania is $268,100, which is well below the HECM reverse mortgage lending limit of $1,149,825. This makes reverse mortgages a viable option for many Pennsylvania homeowners.

Pennsylvania played a pivotal role in the founding of the United States. The state was the site of key events like the drafting of the Declaration of Independence and the U.S. Constitution in Philadelphia. Pennsylvania is also home to Gettysburg, where a decisive battle of the Civil War took place and where President Abraham Lincoln delivered his iconic Gettysburg Address.

In the 20th century, Pennsylvania became a major hub for manufacturing, with companies like U.S. Steel, Heinz, and Hershey establishing operations in the state. Today, Pennsylvania’s economy is driven by industries such as banking, agriculture, and manufacturing.

If you’re a homeowner aged 62 or older in Pennsylvania, a reverse mortgage could be a valuable financial tool for your retirement. Whether you’re looking to eliminate monthly mortgage payments or access additional funds from your home’s equity, All Reverse Mortgage, Inc. (ARLO™) is here to help. We’re ready to answer your questions and guide you through the process.

Pennsylvania Approved Reverse Mortgage Counseling Agencies

NameAgency IDAddressPhoneWeb Site
ADVANTAGE CREDIT COUNSELING SERVICE800802403 SIDNEY ST STE 250
PITTSBURGH, PA 15203-2194
(888) 511-2227N/A
CATHOLIC CHARITIES DIOCESE OF ALLENTOWN84574402 CHEW ST
ALLENTOWN, PA 18102-3581
(610) 435-1541 ext 356https://www.catholiccharitiesad.org/
MONEY MANAGEMENT INTERNATIONAL - PHILADELPHIA90261SUITE 550
1 INTERNATIONAL PLZ
PHILADELPHIA, PA 19113-1510
(866) 232-9080http://www.moneymanagement.org

Did you know? Pennsylvania does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies, and you can conduct your required counseling from the comfort of your home.

Other Areas of Interest in Pennsylvania

Bethlehem Lititz Mechanicsburg Philadelphia Sewickley

 

Additional Resources:
Reversemortgage.org NRMLA Members in PA
HUD.GOV Approved Lenders Search

Author Michael Branson
About the Author, Michael G. Branson | Mike@allreverse.com
Michael G. Branson CEO, All Reverse Mortgage, Inc. and moderator of ARLO™ has 45 years of experience in the mortgage banking industry. He has devoted the past 19 years to reverse mortgages exclusively.
Pennsylvania Reverse Mortgages
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