Compare Pennsylvania's Best Reverse Mortgages!
Compare Pennsylvania's Best Reverse Mortgages!
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Pennsylvania's #1 Reverse Mortgage

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In your current area 100 homeowners are currently utilizing reverse mortgages to better enhance their retirement years, with 500,000 nationwide!

The amount you receive is based on your home’s value, your age, and current interest rates. Let’s start with your address so I can estimate your home value…
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If you feel this estimate is not correct you can manually change it below. If you have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!

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If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
(Our calculations use estimated property values provided by Estated.com. An independent HUD-approved appraiser must complete an appraisal to finalize your loan)
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The minimum qualifying age for a reverse mortgage is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, as loan proceeds are always based on the age of the youngest spouse.
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Your personalized results include the best of 2024's reverse mortgages
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We maintain an A+ exemplary rating by the Better Business Bureau with a perfect 5-Star customer review.
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From America's #1 Rated Reverse Mortgage Lender

Top Reverse Mortgage Lenders in Pennsylvania

Lender Rating Years in Business Stars (0-5) Good Review % Complaints BBB
All Reverse Mortgage, Inc. (ARLO) A+ 20 4.9/5 99% 0 Source
Advisors Mortgage Group A+ 24 1.6/5 33% 5 Source
American Advisors Group (AAG) A 19 4.7/5 95% 73 Source
American Pacific Mortgage F 28 1.5/5 30% 16 Source
Ennkar Inc. A+ 13 3.6/5 73% 3 Source
Fairway Independent Mortgage A+ 28 4.8/5 96% 45 Source
Finance of America Reverse LLC (FAR) A+ 20 1/5 20% 19 Source
GoodLife Home Loans A+ 11 4.4/5 88% 0 Source
Guild Mortgage Company (Formerly Cherry Creek LLC) A+ 63 1.3/5 26% 42 Source
HighTechLending Inc A+ 18 4.9/5 98% 0 Source
Liberty Home Equity Solutions Inc. A+ 20 1.00/5 20% 3 Source
Longbridge Financial LLC A+ 11 4.0/5 80% 16 Source
Mid America Mortgage Inc. A+ 65 3.0/5 60% 0 Source
Moneyhouse NA NA NA NA 0 Source
Movement Mortgage, LLC A+ 16 4.7/5 95% 111 Source
Mutual of Omaha Mortgage A+ 11 4.8/5 96% 56 Source
Open Mortgage LLC A+ 21 2.7/5 54% 21 Source
Plaza Home Mortgage Inc A+ 23 2.1/5 42% 24 Source
Smartfi Home Loans A+ 5 NA NA 0 Source
South River Mortgage, LLC A+ 5 2.4/5 49% 14 Source
Reviews Updated: 6/17/24
The BBB is one of the last review sites that does not accept monetary influence in their ratings or posted reviews.

All Reverse Mortgage, Inc. (ARLO™) is proud to be Pennsylvania's #1 Rated Reverse Mortgage Lender celebrating 19 Years of excellence. We are the only PA company awarded an A+ Rating by the BBB with perfect 5-Star Reviews.  

Since we started in 2004, our goal has remained simple: to offer the best terms with unbeatable customer service.

We are HUD Approved and offer a full suite of HECM & Jumbo Reverse Mortgages.

Compare our competitive rates and lower costs to any competitor and realize thousands more from your home’s equity!

The difference is clear, and we can’t wait to show you!

Pennsylvania Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Pennsylvania by MCA (January 2024)

West Chester
StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsPurchase Reverse Mortgages Closed Last 12 MonthsLenders in PennsylvaniaAvg. Home Value
Pennsylvania970,483 62161102 $268,100

Data shown includes all cases with beginning endorsement date between January 01, 2023 and December 31, 2023

HUD Approved Direct Lender

pennsylvania reverse mortgage lender map

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Pennsylvania and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage® of Pennsylvania

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well.

We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision.

It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool, and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort.

Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan as well.

Pennsylvania Lending Limits

The "Keystone State" lives up to its title by being the location of some of the most important and formative events in American history. As of 2019, the state has an estimated population of 12,801,989 and 970,483 of those people are homeowners aged 62 and older, which means that nearly one million people may be eligible for a reverse mortgage.

The median home value in Pennsylvania is $268,100, which is much lower than the HECM reverse mortgage lending limit of $1,149,825.

What we now know today as Pennsylvania came into being in 1681, when a royal land grant to colonist William Penn, who quickly established two major innovations in government that would go on to become staples of the future United States: the county commission concept where a series of elected officials would govern specific counties, and freedom of religious expression honoring the individual religious beliefs of any citizen.

The First and Second Continental Congresses convened in Philadelphia in the mid-1770s, which ultimately led to the drafting of the Declaration of Independence and the separation of the American colonies from Great Britain. It was in Pennsylvania that John Dickinson drafted the Articles of Confederation which established the original 13 colonies as states, and the drafting of the Constitution of the United States in Philadelphia has made the city — and the state — the proverbial "cradle" of the American Union.

In the next century, the state would prove to provide another major occurrence in American history when the legendary Battle of Gettysburg was waged in the eponymous city between Union troops and the army of the insurgent Confederate States of America. The Union victory at Gettysburg proved to be a decisive turning point for the American Civil War.

At the dedication of a cemetery on the site of the battle in honor of the dead, President Abraham Lincoln delivered his famous and inspiring Gettysburg Address, reinforcing that "government of the people, by the people, for the people, shall not perish from the earth".

In the 20th century, Pennsylvania solidified itself as a major economic center particularly for manufacturing. Now, U.S. Steel maintains a base of operations there, in addition to other major corporations including PPG, the Heinz Company and the Hershey Company. Pennsylvania ranks sixth in the country for its total gross state product. Industries driving the economy within the state include banking, gambling and agriculture. Pennsylvania is ranked first for its mushroom production, second for its apple production and third for its Christmas tree and layer chicken production.

The most dense cities in the state include Philadelphia, Pittsburgh, Allentown, Erie and Reading. In addition, Pennsylvania is one of the 13 original founding states in the country, which was established in 1681.

With lower home values, the possibility of being eligible for a reverse mortgage may be increased for those homeowners who are interested.

If you reside in Pennsylvania, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions.

Other Areas of Interest in Pennsylvania

Pennsylvania Approved Reverse Mortgage Counseling Agencies

Agency NamePhoneAddressWebsiteAgency IDLanguages
ALLENTOWN, Pennsylvania 18103-4179
CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI800-989-2227101 Greenwood Avenue
Suite 340
Jenkintown, PA 19046
JENKINTOWN, Pennsylvania 19046-2627
Lancaster, Pennsylvania 17602-5013
CCCS OF DELAWARE VALLEY, INC. DBA CLARIFI215-563-56651608 Walnut St Fl 10
Philadelphia, PA 19103
MT. AIRY, U S A215-844-60216703 Germantown Ave - Suite 200
PHILADELPHIA, Pennsylvania 19119-2109
Pittsburgh, Pennsylvania 15203-2167
Pittston, PA 18640-3557
Pittston, Pennsylvania 18640-3557
SCHUYLKILL COMMUNITY ACTION570-622-1995225 N. Centre St.
POTTSVILLE, Pennsylvania 17901-2511
CREDIT COUNSELING CENTER215-348-8003832 Second Street Pike
Richboro, Pennsylvania 18954-1098

Did you know? Pennsylvania state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Additional Resources:
Reversemortgage.org NRMLA Members in PA
HUD.GOV Approved Lenders Search

Pennsylvania Reverse Mortgages
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