Bethlehem Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Pennsylvania’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Pennsylvania homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Bethleham and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Department of Banking and Securities (License/Registration #38143)
Bethlehem Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Bethlehem (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Bethlehem | 14,309 | 27 | 5 | 22 | $253,600 |
HUD Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We handle everything from start to finish, ensuring you’re in trusted hands throughout the process.
We serve Bethleham, helping homeowners refinance their homes, whether to eliminate existing mortgage payments or to access their home equity for other needs. Our team is here to guide you whether you’re looking to pay off your current loan, free up some extra cash, or both.
About Us
At All Reverse Mortgage, we bring years of experience as part of the team that introduced the first fixed-rate jumbo reverse mortgage in 2008. This means we’re well-versed in both HUD-backed HECM loans and jumbo (or proprietary) loans, which can benefit homeowners with high-value properties.
Choosing the right loan can be confusing, but we’re here to help. Our experienced originators will walk you through the options, explaining the pros and cons so you can make the best decision for your needs. Whether a HUD HECM or a jumbo loan is right for you depends on your unique situation, and we’ll make sure you have all the information you need.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool. It’s not just a last resort; many now use it as part of their retirement planning. Whether you’re looking to eliminate your monthly mortgage payments or set up a line of credit that grows over time, a reverse mortgage could help you live comfortably and plan for the future.
Bethlehem, Pennsylvania Reverse Mortgage Lending Limits
Located in eastern Pennsylvania, Bethlehem is home to approximately 75,000 residents, with 19 percent (14,309) of them being senior homeowners aged 62 or older. As one of the largest cities in Pennsylvania, Bethlehem offers a rich history and a diverse economy, making it a popular place for older homeowners to settle.
A City Steeped in History and Growth
Founded in 1741, Bethlehem has grown into the seventh-largest city in the state. The city’s economy has long been rooted in manufacturing, but today it is also driven by sectors such as education, healthcare, and retail. Its diverse economic foundation provides a variety of services and amenities for residents of all ages.
Housing Market and Reverse Mortgage Eligibility
As of January 2024, the median home value in Bethlehem is $253,600, reflecting a 0.8% increase over the past year, with home prices projected to rise by another 1.7% over the next year. Many of Bethlehem’s homes are valued below the federal reverse mortgage lending limit of $1,209,750, making them eligible for HECM loans. However, for homes with values exceeding this limit, senior homeowners can consider jumbo reverse mortgage programs to access more of their home’s equity.
Consider a Reverse Mortgage for Your Retirement
If you’re a homeowner in Bethlehem aged 62 or older, a reverse mortgage could provide an opportunity to eliminate monthly mortgage payments and access additional retirement funds through your home’s equity.
All Reverse Mortgage, Inc. (ARLO™) is here to guide you through the process. Visit our reverse mortgage calculator or call us Toll-Free at (800) 565-1722 to explore your reverse mortgage options today.
