Bethlehem Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Pennsylvania’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Pennsylvania homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Bethleham and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Department of Banking and Securities (License/Registration #38143)
Bethlehem Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Bethlehem (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Bethlehem | 14,309 | 27 | 5 | 22 | $253,600 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD
Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s acronym for their reverse mortgage loan.
All Reverse Mortgage, Inc. (ARLO™) originates in Bethlehem and closes both refinance loans, where borrowers already own their home and are looking to either
pay off their existing loan and have no more monthly mortgage payments, utilize their equity for other purposes if they have no existing loan, or possibly
a combination of both.
About All Reverse Mortgage®
The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008, and they bring that extensive experience to serve Pennsylvania homeowners. We understand the unique needs of those living in the Keystone State, especially in regions where home values may exceed what the standard HUD HECM can cover. That’s why we continually seek out new products, including jumbo or proprietary loan programs, to better serve homeowners with high-value properties.
Navigating the reverse mortgage landscape can be complex, especially in Pennsylvania’s diverse housing markets. Only a seasoned originator, familiar with the specific needs of Pennsylvania residents, can readily inform you which program will best suit your needs, outlining the positives and negatives so that you can make a well-informed decision.
In Pennsylvania, where many homeowners are rooted in communities with strong historical and familial ties, the reverse mortgage has become more than just a financial tool—it’s a way to stay comfortably in the home you’ve cherished for years. Whether you’re looking to eliminate existing mortgage payments or set up a growing line of credit, this program allows you to utilize your home’s equity to live comfortably and plan for the future without the burden of monthly payments.
Bethlehem Lending Limits
Bethlehem, Pennsylvania, is located on the eastern side of the state. It currently has a population of about 75,000 people. Of these, 19 percent (14,309) are senior homeowners 62 years or older.
Bethlehem was founded in 1741 and has grown into the seventh-largest city in the state since then. With a sizable population, Bethlehem’s economy is also diverse. It can be considered a prominent manufacturing area, and education, health care, and retail drive the city’s economy.
The median home value in Bethlehem is $253,600, which is an increase of 0.8 percent in the last 12 months. Over the next year, home prices are projected to increase another 1.7 percent. Nearly half of the homes in Bethlehem are valued below the federal maximum reverse mortgage lending limit of $1,149,825, which applies to government-insured HECM loans. However, senior homeowners can still look to jumbo loan programs to tap into their home’s equity for higher-valued homes.
If you have any questions or want to explore your options, All Reverse Mortgage, Inc. (ARLO™) is here to help. If you are a homeowner in Bethlehem, give us a call today at Toll-Free (800) 565-1722, or visit our calculator at https://reverse.mortgage/calculator to see how much you could access with a reverse mortgage. We’re ready to assist you in making informed decisions and ensuring you can continue enjoying your retirement.
