Phoenix Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Arizona’s top-rated reverse mortgage lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Arizona homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Arizona.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Arizona Department of Financial Institutions (License/Registration #BK0934287)
Phoenix Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Phoenix (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Phoenix | 78,264 | 221 | 12 | 11 | $409,382 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer and manage the HUD Home Equity Conversion Mortgage, commonly known as the HECM or “reverse mortgage.” This program is designed to help homeowners like you access the equity in your home, providing financial flexibility during your retirement years.
In Phoenix, we assist homeowners in refinancing their existing loans to eliminate monthly mortgage payments or to access their home equity for other financial needs. Whether you’re looking to pay off your current mortgage, use your home equity for new opportunities, or combine both, we’re here to provide expert guidance every step of the way.
About All Reverse Mortgage, Inc.
Our team has extensive experience with reverse mortgages, including jumbo or proprietary loans for higher-value homes. We were part of the team that created and sold the first fixed-rate jumbo reverse mortgage back in 2008. This experience allows us to offer you the right product for your needs, whether it’s a HUD HECM or a specialized jumbo program. Our knowledgeable professionals will walk you through each option’s benefits and potential drawbacks, ensuring you can make an informed decision that best suits your financial goals.
Phoenix Lending Limits
Phoenix, Arizona, the sixth-largest city in the United States, is a sought-after destination for retirees due to its warm climate, desert scenery, and various outdoor attractions. Some of the city’s popular sites include the Phoenix Botanical Gardens, the Phoenix Zoo, and South Mountain Park, the largest municipal park in the country. Phoenix is also home to teams from all four major professional sports leagues, making it a hub for sports fans.
Phoenix is the most populous state capital in the U.S., with a population of 1.62 million as of 2024. About 11.8% of these residents are 65 and older, meaning approximately 191,000 senior homeowners could benefit from a reverse mortgage.
As of 2024, the median home value in Phoenix is $437,849, marking a steady increase over the previous year. This median value keeps many homes in Phoenix within the federal reverse mortgage lending limit of $1,149,825. For those with properties valued above this limit, jumbo reverse mortgage programs provide a viable option to access more of their home equity.
Reverse mortgages aren’t suitable for everyone. However, they can be a helpful financial tool for many homeowners, especially those looking to enhance their retirement by eliminating monthly mortgage payments or establishing a growing line of credit.
If you reside in Phoenix, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore your options. Call us toll-free at (800) 565-1722.
