Austin Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take great pride in being recognized by the Better Business Bureau as the top-rated reverse mortgage lender in Texas. Our commitment to excellence has earned us a perfect 5.0-star rating and an A+ rating, reflecting our dedication to outstanding service.
With over 20 years of specialized experience, we are devoted to meeting the needs of homeowners across 15 states, including the great state of Texas. Since our inception in November 2004, we have focused solely on reverse mortgages, striving to offer you the most favorable rates and competitive pricing available.
As a HUD-approved direct lender, we offer a range of reverse mortgage options, including the national Home Equity Conversion Mortgage (HECM) programs and non-FHA and jumbo reverse mortgages. This allows us to assist Texas homeowners with high-value properties that exceed the national 2024 lending limit of $1,149,825.
We invite you to compare our customer reviews, lower rates, and competitive closing costs with those of other major lenders. The difference is clear, and we are eager to demonstrate how we can help you maximize your home’s equity.
Rest assured, we are fully licensed by the Texas Department of Savings & Mortgage Lending (License/Registration #84280), ensuring you receive top-notch service and support throughout the state.
Austin Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Austin (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Austin | 54,675 | 228 | 4 | 13 | $625,705 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. The HECM, or “Heck-um,” is HUD’s primary reverse mortgage program, allowing senior homeowners to access their home equity without the burden of monthly mortgage payments.
Our team at All Reverse Mortgage, Inc. (ARLO™) is dedicated to serving homeowners in Austin, Texas, and beyond. We specialize in both refinancing existing loans and originating new reverse mortgages, providing options to eliminate monthly mortgage payments, access home equity for other financial needs, or a combination of both.
About All Reverse Mortgage, Inc. (ARLO™)
The leadership of All Reverse Mortgage, Inc. (ARLO™) was instrumental in introducing the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to serve homeowners with high-value properties in Austin and other markets where the standard HUD HECM may not fully meet their needs.
Our experienced originators are here to guide you through the various reverse mortgage options, ensuring you choose the program that best suits your financial goals. Whether you’re in a market well-suited for a traditional HECM or a niche market requiring a jumbo loan, we’ll help you make an informed decision.
For many homeowners aged 62 and above, a reverse mortgage is no longer just a last resort—it’s a powerful financial tool to enhance retirement. From eliminating existing mortgage payments to securing a growing line of credit, a reverse mortgage can help you live comfortably in your family home while planning for the future.
Austin, Texas Lending Limits
Austin, Texas, located in Williamson County, has a population of approximately 66,220 and is just 30 minutes north of Austin. The city is renowned for its historic Victorian architecture and is home to several National Register Historic Districts, including the Williamson County Courthouse and the Belford District.
Austin’s economy is primarily local, with the largest employers being the Williamson County Government, the Austin Independent School District, Southwestern University, and the City of Austin. Among Austin’s population, approximately 20,100 residents are aged 62 and older, representing 30.4% of the city’s population.
As of January 2024, the average home value in Austin is $654,290, reflecting a 4.6% increase over the past year. With a projected 2.8% rise in the coming year, many Austin homes will remain well within the federal reverse mortgage lending limit of $1,149,825. Jumbo reverse mortgage programs are available for those seeking more borrowing power beyond the federal limit.
Ready to Explore Your Options?
If you’re a resident of Austin and are considering a reverse mortgage, All Reverse Mortgage, Inc. (ARLO™) is here to help. Access our online reverse mortgage calculator to estimate your reverse mortgage lending limit or give us a call today at Toll-Free (800) 565-1722. We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
