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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
How Our Reverse Mortgage Calculator Works
The All Reverse Mortgage Calculator delivers an instant, accurate quote using real-time interest rates, current HECM lending limits, and location-specific closing costs—all without requiring any personal information upfront.
What sets us apart? Each quote is powered by ARLO™, our advanced AI engine that not only calculates your proceeds down to the penny, but also recommends personalized reverse mortgage options based on your age, home value, and location.
We update our calculator daily, so you always get the most accurate and up-to-date estimate available online.
Key Features:
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Real-Time Interest Rates & APR
Updated daily to reflect the latest market conditions for both fixed and adjustable options. -
Accurate Local Closing Costs
Includes all property-specific taxes, county fees, and financed costs—customized by ZIP code. -
AI-Powered Loan Recommendations by ARLO™
Instantly reviews your inputs to match you with the most suitable reverse mortgage programs (HECM, jumbo, or proprietary). -
Detailed Side-by-Side Comparisons
Easily compare multiple loan types and see how each affects your proceeds and equity. -
Comprehensive Amortization Schedules
Visualize how your loan balance and home equity will change over time.
Compare Our Suite of Reverse Mortgage Calculators
Explore our full suite of tools designed to help you estimate payments, credit line growth, refinance opportunities, home purchase, and long-term loan projections. | |||
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Calculator Type | What It Does | Key Features | Includes Rates/APR |
All Reverse Calculator | Figures out payments, lump sums, and credit lines | AI-powered: Recommends the best loan for your goals | Yes |
Free Quick Calculator | Estimates payments, lump sums, and credit lines | No personal info needed—just a fast estimate | No |
Line of Credit Calculator | Shows HECM credit line and growth over time | Projects how your credit line grows | No |
Refinance Calculator | Checks if refinancing your HECM pays off | Uses home value, rates, and 5x benefit rule | No |
Purchase Calculator | Plans buying a home with a reverse mortgage | Estimates down payment and sale proceeds | Yes |
Amortization Calculator | Tracks loan balance and equity over years | Downloadable Excel file for your records | Yes |
Why Trust All Reverse Mortgage?
- Rated #1 by Homeowners: 4.99/5 customer satisfaction rating, A+ BBB accredited.
- 45+ Years Industry Expertise: Led by Michael G. Branson, CEO, with extensive mortgage industry experience.
- Transparency and Accuracy: Only calculator providing daily updated rates and detailed local closing cost breakdowns.