'Jumbo, Proprietary & Non-FHA Programs' Category Archives

Jumbo Reverse Mortgage: 2026 Rules, Eligibility, Limits & Rates

December 16, 2025 16 comments

As we move into 2026, many homeowners with higher-value properties are finding that the FHA-insured Home Equity Conversion Mortgage (HECM) program no longer unlocks the equity they expect. That’s where jumbo reverse mortgages may come into play. These privately funded programs offer higher lending limits, more flexibility, and solutions for property types that do not meet FHA standards. This guide...
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Platinum Jumbo Reverse Mortgage: A Clear, Expert Guide for 2026

November 29, 2025 2 comments

For years, families with higher-value homes had limited reverse mortgage options. The standard FHA Home Equity Conversion Mortgage (HECM) capped lending at [hecm_limit year="current"], which meant many homeowners couldn’t access the equity they had worked a lifetime to build. The Platinum Jumbo Reverse Mortgage changes that. It’s a modern, flexible reverse mortgage program created for older homeowners with high-value properties,...
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Return of Non-FHA Reverse Mortgages are Here!

October 4, 2025 32 comments

If you're in the market for a loan that can convert your home equity into cash flow or a line of credit in retirement, chances are you have explored the option of a reverse mortgage. However, the reverse mortgage is not a one-size-fits-all solution. Many people are unaware that there are several products to choose from, including both Federal Housing Administration...
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ARLO™ HELOC: The Alternative to a Reverse Mortgage

August 1, 2025 no comments

As interest rates remain high, many homeowners nearing or in retirement are seeking ways to access their home equity without refinancing their historic low-rate mortgages. That’s where a Home Equity Line of Credit (HELOC) for seniors & retirees can be a smart solution. This modern HELOC offers fast access to funds, flexible repayment, and a fully online application process designed...
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HomeSafe Second Reverse Mortgage: Access Equity Without Refinancing

February 6, 2025 12 comments

[arlo_toc] Unlock Your Home’s Equity Without Refinancing At All Reverse Mortgage, Inc. (ARLO™), we know that many homeowners want to access their home equity without losing their low-rate first mortgage. That’s why we offer HomeSafe Second—a reverse mortgage second lien that lets you tap into your home’s equity without monthly mortgage payments while keeping your first mortgage intact. What Is...
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Proprietary Reverse Mortgage vs. HECM: Which Is Right for You?

June 20, 2024 12 comments

Are you considering a reverse mortgage but unsure about the differences between a Home Equity Conversion Mortgage (HECM) and a proprietary reverse mortgage? You’ve come to the right place. In this guide, we’ll cover: What a proprietary reverse mortgage is When a proprietary reverse mortgage might be better than a HECM Qualifications for a proprietary reverse mortgage How the costs...
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The Wait is Over: Reverse Mortgage for Age 55 is Here!

October 27, 2021 12 comments

[arlo_toc] Reverse mortgage programs are now available starting at age 55 Reverse mortgage opportunities are now opening up for individuals as young as 55, marking a significant shift in the industry. Historically, proprietary or private reverse mortgages, often referred to as jumbo reverse mortgages, were primarily utilized for high-value properties exceeding HUD's lending limits. Initially, these private options were less...
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2020 Reverse Mortgage Changes: New Limits, New Programs!

December 13, 2019 10 comments

What’s New and Exciting for 2020 Reverse Mortgages? It seems that reverse mortgage borrowers have been getting nothing but bad news for the past 7 years. HUD has implemented more restrictions, lowered amounts available to borrowers, increased eligibility requirements that borrowers had to meet and overall, reverse mortgage borrowers have had little to be happy about for a while. Don’t...
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ALL-NEW Jumbo Reverse Mortgage with Line of Credit Feature!

October 26, 2018 2 comments

All Reverse Mortgage, Inc. is excited to unveil our innovative Jumbo Reverse Mortgage Line of Credit (RMLOC). Mirroring the non-recourse nature of the Home Equity Conversion Mortgage (HECM), our Jumbo RMLOC ensures that neither borrowers nor their heirs are personally liable for the loan. A standout feature of this product is the absence of mortgage insurance, both upfront and on...
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