'Jumbo, Proprietary & Non-FHA Programs' Category Archives

2025 Jumbo Reverse Mortgage Guide: Top Lenders, Rates & Loan Limits

May 24, 2025     14 comments

As we enter 2025, the landscape of reverse mortgages continues to evolve, with jumbo reverse mortgages, also known as proprietary or private reverse mortgages, emerging as a significant component for homeowners with high-value or non-conforming/non-FHA insurable properties. In this article, we will dissect the critical differences between jumbo and FHA-insured reverse mortgages, clarifying why and when a jumbo reverse mortgage...
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HomeSafe Second Reverse Mortgage: Access Equity Without Refinancing

February 6, 2025     12 comments

[arlo_toc] Unlock Your Home’s Equity Without Refinancing At All Reverse Mortgage, Inc. (ARLO™), we know that many homeowners want to access their home equity without losing their low-rate first mortgage. That’s why we offer HomeSafe Second—a reverse mortgage second lien that lets you tap into your home’s equity without monthly mortgage payments while keeping your first mortgage intact. ...
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Enhanced Platinum Jumbo Reverse Mortgage Program: A New Era in Reverse Mortgages

January 8, 2025     2 comments

The reverse mortgage market has evolved significantly, especially in the jumbo and proprietary reverse mortgage segment. Before the 2009/2010 market crash, several jumbo reverse mortgage programs were available, but they disappeared following the downturn. Over time, the market has made a cautious yet pivotal recovery, with innovative products like the Platinum Jumbo Reverse Mortgage leading the way. [arlo_toc] The Platinum...
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Proprietary Reverse Mortgage vs. HECM: Which Is Right for You?

June 20, 2024     12 comments

Are you considering a reverse mortgage but unsure about the differences between a Home Equity Conversion Mortgage (HECM) and a proprietary reverse mortgage?  You’ve come to the right place. In this guide, we’ll cover: What a proprietary reverse mortgage is When a proprietary reverse mortgage might be better than a HECM Qualifications for a proprietary reverse mortgage How the costs...
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Return of Non-FHA Reverse Mortgages are Here!

November 2, 2023     32 comments

If you're in the market for a loan that can convert your home equity into cash flow or a line of credit in retirement, chances are you have explored the option of a reverse mortgage. But the reverse mortgage is not one-size-fits-all.  Many people don't know that there are several products to choose from, both under the Federal Housing Administration's...
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The Wait is Over: Reverse Mortgage for Age 55 is Here!

October 27, 2021     12 comments

[arlo_toc] Reverse mortgage programs are now available starting at age 55 Reverse mortgage opportunities are now opening up for individuals as young as 55, marking a significant shift in the industry.  Historically, proprietary or private reverse mortgages, often referred to as jumbo reverse mortgages, were primarily utilized for high-value properties exceeding HUD's lending limits.  Initially, these private options were less...
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2020 Reverse Mortgage Changes: New Limits, New Programs!

December 13, 2019     10 comments

What’s New and Exciting for 2020 Reverse Mortgages? It seems that reverse mortgage borrowers have been getting nothing but bad news for the past 7 years. HUD has implemented more restrictions, lowered amounts available to borrowers, increased eligibility requirements that borrowers had to meet and overall, reverse mortgage borrowers have had little to be happy about for a while. Don’t...
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ALL-NEW Jumbo Reverse Mortgage with Line of Credit Feature!

October 26, 2018     2 comments

All Reverse Mortgage, Inc. is excited to unveil our innovative Jumbo Reverse Mortgage Line of Credit (RMLOC).  Mirroring the non-recourse nature of the Home Equity Conversion Mortgage (HECM), our Jumbo RMLOC ensures that neither borrowers nor their heirs are personally liable for the loan.  A standout feature of this product is the absence of mortgage insurance, both upfront and on...
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