Indio Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national 2024 lending limit of $1,209,750.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Indio Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Indio (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Indio | 31,080 | 84 | 1 | 185 | $540,019 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We take care of everything, from the application to closing, ensuring you’re in good hands every step of the way.
We serve homeowners in Anaheim, helping those who already own their homes refinance to eliminate their monthly mortgage payments or access their home equity for other needs. Whether you want to pay off your existing loan, free up some extra cash, or do both, we’re here to help.
About Us
Our team at All Reverse Mortgage has deep experience in the industry. In 2008, we were part of the group that introduced the first fixed-rate jumbo reverse mortgage, so we understand both HUD-backed HECM loans and jumbo (or proprietary) loans. This expertise allows us to offer options for homeowners with higher-value homes that may not be fully covered by HUD’s HECM program.
Choosing the right loan can be challenging, but our experienced originators are here to guide you. We’ll explain the options, including the pros and cons of each, so you can make the best decision for your situation. Whether a HUD HECM or a jumbo loan is right for you depends on your unique needs, and we’ll ensure you have all the information to make an informed choice.
For homeowners aged 62 and older, a reverse mortgage can be a valuable financial tool. It’s not just a last resort; many are using it to enhance their retirement plans. With a reverse mortgage, you can eliminate monthly mortgage payments or set up a line of credit that grows over time, helping you live comfortably and plan for the future.
Indio Lending Limits
Indio is a city in Riverside County, California, with an approximate population of 105,000 as of 2024. In Southern California’s Coachella Valley, Indio is famously known as the “City of Festivals” due to its annual events, such as the Coachella Valley Music and Arts Festival.
Located just 23 miles east of Palm Springs, Indio began as a railroad town before evolving into an agricultural hub. It produced crops such as grapes, citrus, onions, cotton, and dates. Dates became a significant crop in Indio, leading to much of the early 20th-century scientific research on date farming.
At the turn of the 20th century, Indio had a small year-round population, with a seasonal boom in winter as residents flocked to the city for its warm weather and desert climate.
Today, Indio continues to attract visitors with landmarks like Shields Date Garden and Empire Polo Club. The city also welcomes thousands of attendees yearly to the Coachella Valley Music Festival and Stagecoach Country Music Festival, along with around 30,000 winter residents.
Indio experiences a hot desert climate, with summer temperatures often exceeding 110 degrees Fahrenheit. During the hot season, average daily temperatures range from the high 80s to the low 90s. In winter, the city enjoys milder weather, with average temperatures in the upper 50s to low 60s and lows around 45 degrees in December.
As of 2024, the median home value in Indio is $566,800, reflecting a 9.2% increase over the past year. Most homes in Indio fall below the federal reverse mortgage lending limit of $1,209,750, making the HECM product accessible to most qualified homeowners. Private jumbo reverse mortgage programs are available for those with properties valued above this limit.
If you’re a homeowner in Indio aged 62 or older, and you’re curious about how a reverse mortgage could benefit you, All Reverse Mortgage, Inc. (ARLO™) is here to help. Give us a call today at Toll-Free (800) 565-1722 or visit our calculator to explore your options.
We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
