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Compare Georgia's Best Reverse Mortgages

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In your current area homeowners are currently utilizing reverse mortgages to better enhance their retirement years, with nationwide!
The amount you receive is based on your home’s value, your age, and current interest rates. Let’s start with your address so I can estimate your home value…
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The minimum qualifying age for a reverse mortgage is 55. If you are within 6 months from your next birthday, I will automatically calculate you a year older.
Tip! Don’t forget to include your spouse’s age, even if they are not yet 55, as loan proceeds are always based on the age of the youngest spouse.
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Top 10 Reverse Mortgage Lenders in Georgia

Lender Rating Experience Stars (0-5) Good Reviews Complaints BBB
All Reverse Mortgage, Inc. (ARLO) A+ 19 Yrs. 4.98 99% 0 Source
American Advisors Group (AAG) A- 18 Yrs. 4.66 93% 98 Source
Cherry Creek Mortgage, LLC A+ 36 Yrs. 3.75 75% 6 Source
Fairway Independent Mortgage A+ 27 Yrs. 4.96 99% 51 Source
Finance of America Reverse LLC (FAR) A+ 19 Yrs. 1.67 33% 15 Source
Liberty Home Equity Solutions Inc. A+ 19 Yrs. 2.00 40% 2 Source
Longbridge Financial LLC A+ 10 Yrs. 3.94 78% 15 Source
Mutual of Omaha Mortgage A+ 10 Yrs. 4.85 97% 47 Source
Open Mortgage LLC A+ 20 Yrs. 2.44 48% 1 Source
Reverse Mortgage Funding LLC A+ 10 Yrs. 4.23 84% 25 Source
Reviews Updated: 5/30/2023
The BBB is one of the last review sites that does not accept monetary influence in their ratings or posted reviews.
 

All Reverse Mortgage, Inc. (ARLO™) is proud to be Georgia's #1 Rated Reverse Mortgage Lender celebrating 18 Years of excellence. We are the only GA company awarded an A+ Rating by the BBB with perfect 5-Star Reviews.  

Since we started in 2004, our goal has remained simple: to offer the best terms with unbeatable customer service.

We are HUD Approved and offer a full suite of HECM & Jumbo Reverse Mortgages.

Compare our competitive rates and lower costs to any competitor and realize thousands more from your home’s equity!

The difference is clear, and we can’t wait to show you!

Georgia Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Georgia by MCA (December 2022)

1
Atlanta
2
Roswell
3
Cumming
4
Decatur
5
Suwanee
6
Woodstock
7
Canton
8
Greensboro
9
Newnan
10
Dallas
StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsPurchase Reverse Mortgages Closed Last 12 MonthsLenders in GeorgiaAvg. Home Value
Georgia543,0111,0255461$206,804

HUD Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Georgia and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both

About All Reverse Mortgage® of Georgia

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well.

We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision.

It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool, and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort.

Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan as well.

Georgia Lending Limits

The “Peach State” has a population of 10,617,423 and over half a million people may be eligible for a reverse mortgage due to the estimated number of Georgia homeowners at or over the age of 62.

The average home value in Georgia is $206,804, which is much lower than the HECM reverse mortgage lending limit of $1,089,300.

Georgia began as a British colony in 1733, and was the last of the original 13 Colonies. The Peach State was named after King George II of Great Britain, but originally was made up of the land from South Carolina down to Spanish Florida. In addition, Georgia was the fourth state to ratify the Constitution on January 2, 1788.

The state downsized during the 1800s and was one of the handful of territories to declare its secession from the Union in 1861, and was one of the states that formed the Confederacy during the Civil War. Joining the Confederacy turned Georgia into a major theater of battle throughout the war, with major conflict taking place in the cities of Chickamauga, Kennesaw Mountain, and Atlanta. In September of 1864, the Confederate Army abandoned the city of Atlanta and allowed the Union to retake the city. At the end of 1864, Union General William Tecumseh Sherman began his March to the Sea, a “scorched earth” campaign which resulted in the destruction of a large swath of the state.

More than 18,000 Georgia residents died in the Civil War, nearly 20% of all who served. It was readmitted into the Union in 1870, the final of the former Confederate states to rejoin the United States. Georgia would continue to reckon with issues related to race for much of the next century.

The state, however, would also give birth to civil rights icon Rev. Martin Luther King, Jr., who emerged as a major national figure in the historic Civil Rights Movement of the 1950s and 1960s. After his death in 1968, King’s remains were moved to Atlanta on the grounds of the Martin Luther King Jr. National Historical Park.

The climate in Georgia is humid subtropical and hot and humid summers are very typical aside from the highest elevations. Along with the heat, there is also a large amount of precipitation in the state. Georgia’s average annual rainfall is around 45 to 75 inches each year.

The largest cities in Georgia are Atlanta, Columbus, Augusta, Macon and Savannah. One of the largest industries in the state is agriculture due to the warm weather and good growing climate. Georgia is the number one pecan producer in the world, and is also known for its peach crops.

Georgia has plenty of things to do in terms of tourism around the state. Atlanta is home to the High Museum of Art and the Michael C. Carlos Museum. The Fox Theatre, the Atlanta Opera and the Georgia Aquarium, are also local attractions in Atlanta.

The average home value in the state is $206,804, and prices are expected to fall 1.5% in 2020 due to the effects of the COVID-19 pandemic on the U.S. economy.

If you reside in Georgia, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions.

Georgia Approved Reverse Mortgage Counseling Agencies

Agency NamePhoneAddressWebsiteAgency IDLanguages
HANCOCK COMMUNITY DEVELOPMENT CORPORATION877-284-4326300 Henderson Ext
Athens, Georgia 30606-3738
www.hancockcdc.org83904English
TOTALLY FREE, INC.912-265-15151515 1/2 Newcastle Street
BRUNSWICK, Georgia 31520-6806
www.totallyfreeinc.org83824English
Spanish
HORIZON COUNSELING INC.888-315-4326102 N Bartow St
CARTERSVILLE, Georgia 30120-3106
www.CallHorizon.com90309English
Spanish
ATLANTA LEGAL AID SOCIETY, INC.770-817-7538246 Sycamore St
Decatur, Georgia 30030-3442
atlantalegalaid.org82791English
Spanish
CCCS OF THE SAVANNAH AREA, INC. - HINESVILLE BRANCH912-691-2227135 E. MLK Dr Suite A
Brantley Bldg
Hinesville, Georgia 31313
www.cccssavannah.org84699English
Spanish
CCCS OF THE SAVANNAH AREA, INC.912-691-2227Park South Office Center
7505 Waters Ave., Suite C-11
Savannah, GA 31406-3820
Savannah, Georgia 31406
www.cccssavannah.org82943English
Spanish
CCCS OF THE SAVANNAH AREA, INC. - STATESBORO BRANCH912-691-2227515 Denmark Street
STATESBORO, Georgia 30458-5287
www.cccssavannah.org84700English
NID-HCA GEORGIA678-735-65504788 Jonesboro Rd, Bldg B, Ste1
UNION CITY, Georgia 30291-1996
www.nidhousing.com/90130English

Did you know? Georgia state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Additional Resources:
Reversemortgage.org NRMLA Members in Georgia
HUD.GOV Approved Lenders Search

Our Exclusive Programs Designed to Fit Your Needs

All Reverse Mortgage© has consistently brought exclusive offers to our valued San Jose homeowners. Because of our unique process we're able to offer a better federally-insured reverse mortgage with no compromise.

Take a look at some of our program benefits that you won't find elsewhere:

Exclusive 6.680% (8.094% APR) Fixed Rate for Life
Government Insured & Jumbo Proprietary Programs
Flexible Credit Lines 6.67% (2.00 Margin) with the Industries Lowest Lifetime Rate Exposure
ZERO Origination Fee Options
ZERO Financed Closing Cost Options (*on select jumbo programs)
ZERO Monthly Servicing Fees on ALL programs
*Complete form above to receive a comparison of all available programs. Excludes state taxes when applicable. Min loan amount for $0 origination fee is $200,000. *APR ran at $200,000 loan amount / 60% or less PLF utilization. Lifetime rate cap on all adjustable rate plans just 5% over the start rate.

What Our Customers Are Saying

"There was no car salesman type of protracted negotiation. All reverse got right down to a good quote without a series of incremental steps."
"I was surprised how easy it was to deal with an out of state company. Actually it was much easier than my previous dealings with local banks and brokers"
"It is a wonderful feeling to have no mortgage and extra cash in our pocket. We are very happy."
"Thank you to All Reverse for handling everything in an efficient and smooth way. Thoroughly appreciate everything you have done to make things easy for me."
"This was the smoothest mortgage process I have ever experienced! And so fast!"

Browse Hundreds More...

How can we offer you more favorable terms?

We are a direct lender approved by FHA (Federal Housing Administration)
The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts.
We don't work with Brokers, allowing us to pass the savings on to you.
We don't hire "celebrity" spokespersons as we don't believe you should have to pay for a lender's expensive marketing budget with higher loan costs.
We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.

All Reverse vs. the others

It may surprise you but those "celebrities" you see all over TV have some of the worst independent consumer ratings in the industry. Compare us and you will see the crystal clear difference, from customer service to loan terms we never compromise.
Georgia Reverse Mortgages
(34 votes, average: 4.97 out of 5)
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