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Compare Georgia's Best Reverse Mortgages!
Compare Georgia's Best Reverse Mortgages!
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Georgia's #1 Reverse Mortgage

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ARLO

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The minimum age for most reverse mortgages is 55

Don’t forget to include your spouse’s age, even if they are not yet 55, loan amounts are based on the youngest spouse.
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We maintain an A+ exemplary rating by the Better Business Bureau with a perfect 5-Star customer review.
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2021 BBB Torch Award Finalist
Best Reverse Mortgage Lender
Best Reverse Mortgage Website
Best Reverse Mortgage Website
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Top 10 Reverse Mortgage Lenders in Georgia

Lender Rating Years in Business Stars (0-5) Good Review % Complaints BBB
All Reverse Mortgage, Inc. (ARLO) A+ 19 4.9/5 99% 0 Source
Advisors Mortgage Group A+ 24 1.6/5 33% 4 Source
American Advisors Group (AAG) A 19 4.7/5 94% 82 Source
American Pacific Mortgage F 27 1.0/5 20% 15 Source
Ennkar Inc. A+ 13 3.6/5 73% 3 Source
Fairway Independent Mortgage A+ 27 4.9/5 98% 43 Source
Finance of America Reverse LLC (FAR) A+ 20 1.5/5 31% 18 Source
GoodLife Home Loans A+ 11 4.4/5 88% 1 Source
Guild Mortgage Company (Formerly Cherry Creek LLC) A+ 63 1.3/5 26% 52 Source
HighTechLending Inc NR 15 3.0/5 60% 1 Source
Liberty Home Equity Solutions Inc. A+ 20 1.00/5 20% 3 Source
Longbridge Financial LLC A+ 11 3.9/5 79% 15 Source
Mid America Mortgage Inc. NR 65 3.0/5 60% 0 Source
Moneyhouse A+ NA NA NA 0 Source
Movement Mortgage, LLC A+ 16 4.7/5 95% 110 Source
Mutual of Omaha Mortgage A+ 10 4.8/5 96% 60 Source
Open Mortgage LLC A+ 20 2.8/5 56% 1 Source
Plaza Home Mortgage Inc A+ 23 1.8/5 36% 27 Source
Smartfi Home Loans A+ 4 NA NA 0 Source
South River Mortgage, LLC A+ 4 2.3/5 46% 14 Source
Reviews Updated: 01/29/2024
The BBB is one of the last review sites that does not accept monetary influence in their ratings or posted reviews.
 

All Reverse Mortgage, Inc. (ARLO™) is proud to be Georgia's #1 Rated Reverse Mortgage Lender celebrating 19 Years of excellence. We are the only GA company awarded an A+ Rating by the BBB with perfect 5-Star Reviews.  

Since we started in 2004, our goal has remained simple: to offer the best terms with unbeatable customer service.

We are HUD Approved and offer a full suite of HECM & Jumbo Reverse Mortgages.

Compare our competitive rates and lower costs to any competitor and realize thousands more from your home’s equity!

The difference is clear, and we can’t wait to show you!

Georgia Reverse Mortgage Facts

Top 10 Reverse Mortgage Cities in Georgia by MCA (January 2024)

1
Atlanta
2
Roswell
3
Cumming
4
Decatur
5
Suwanee
6
Woodstock
7
Canton
8
Greensboro
9
Newnan
10
Dallas
StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsPurchase Reverse Mortgages Closed Last 12 MonthsLenders in GeorgiaAvg. Home Value
Georgia543,0119585461 $315,612

Data shown includes all cases with beginning endorsement date between January 01, 2023 and December 31, 2023

HUD Approved Direct Lender

georgia reverse mortgage lenders map

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Georgia and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both

About All Reverse Mortgage® of Georgia

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well.

We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision.

It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool, and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort.

Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan as well.

Georgia Lending Limits

The "Peach State" has a population of 10,617,423 and over half a million people may be eligible for a reverse mortgage due to the estimated number of Georgia homeowners at or over the age of 62.

The average home value in Georgia is $315,612 which is much lower than the HECM reverse mortgage lending limit of $1,149,825.

Georgia began as a British colony in 1733, and was the last of the original 13 Colonies. The Peach State was named after King George II of Great Britain, but originally was made up of the land from South Carolina down to Spanish Florida. In addition, Georgia was the fourth state to ratify the Constitution on January 2, 1788.

The state downsized during the 1800s and was one of the handful of territories to declare its secession from the Union in 1861, and was one of the states that formed the Confederacy during the Civil War. Joining the Confederacy turned Georgia into a major theater of battle throughout the war, with major conflict taking place in the cities of Chickamauga, Kennesaw Mountain, and Atlanta. In September of 1864, the Confederate Army abandoned the city of Atlanta and allowed the Union to retake the city. At the end of 1864, Union General William Tecumseh Sherman began his March to the Sea, a "scorched earth" campaign which resulted in the destruction of a large swath of the state.

More than 18,000 Georgia residents died in the Civil War, nearly 20% of all who served. It was readmitted into the Union in 1870, the final of the former Confederate states to rejoin the United States. Georgia would continue to reckon with issues related to race for much of the next century.

The state, however, would also give birth to civil rights icon Rev. Martin Luther King, Jr., who emerged as a major national figure in the historic Civil Rights Movement of the 1950s and 1960s. After his death in 1968, King’s remains were moved to Atlanta on the grounds of the Martin Luther King Jr. National Historical Park.

The climate in Georgia is humid subtropical and hot and humid summers are very typical aside from the highest elevations. Along with the heat, there is also a large amount of precipitation in the state. Georgia’s average annual rainfall is around 45 to 75 inches each year.

The largest cities in Georgia are Atlanta, Columbus, Augusta, Macon and Savannah. One of the largest industries in the state is agriculture due to the warm weather and good growing climate. Georgia is the number one pecan producer in the world, and is also known for its peach crops.

Georgia has plenty of things to do in terms of tourism around the state. Atlanta is home to the High Museum of Art and the Michael C. Carlos Museum. The Fox Theatre, the Atlanta Opera and the Georgia Aquarium, are also local attractions in Atlanta.

The average home value in the state is $206,804, and prices are expected to fall 1.5% in 2020 due to the effects of the COVID-19 pandemic on the U.S. economy.

If you reside in Georgia, All Reverse Mortgage, Inc. (ARLO™) is here to answer your questions.

Georgia Approved Reverse Mortgage Counseling Agencies

Agency NamePhoneAddressWebsiteAgency IDLanguages
HANCOCK COMMUNITY DEVELOPMENT CORPORATION877-284-4326300 Henderson Ext
Athens, Georgia 30606-3738
www.hancockcdc.org83904English
TOTALLY FREE, INC.912-265-15151515 1/2 Newcastle Street
BRUNSWICK, Georgia 31520-6806
www.totallyfreeinc.org83824English
Spanish
HORIZON COUNSELING INC.888-315-4326102 N Bartow St
CARTERSVILLE, Georgia 30120-3106
www.CallHorizon.com90309English
Spanish
ATLANTA LEGAL AID SOCIETY, INC.770-817-7538246 Sycamore St
Decatur, Georgia 30030-3442
atlantalegalaid.org82791English
Spanish
CCCS OF THE SAVANNAH AREA, INC. - HINESVILLE BRANCH912-691-2227135 E. MLK Dr Suite A
Brantley Bldg
Hinesville, Georgia 31313
www.cccssavannah.org84699English
Spanish
CCCS OF THE SAVANNAH AREA, INC.912-691-2227Park South Office Center
7505 Waters Ave., Suite C-11
Savannah, GA 31406-3820
Savannah, Georgia 31406
www.cccssavannah.org82943English
Spanish
CCCS OF THE SAVANNAH AREA, INC. - STATESBORO BRANCH912-691-2227515 Denmark Street
STATESBORO, Georgia 30458-5287
www.cccssavannah.org84700English
NID-HCA GEORGIA678-735-65504788 Jonesboro Rd, Bldg B, Ste1
UNION CITY, Georgia 30291-1996
www.nidhousing.com/90130English

Did you know? Georgia state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Additional Resources:
Reversemortgage.org NRMLA Members in Georgia
HUD.GOV Approved Lenders Search
Georgia Reverse Mortgages
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