Experience Excellence with Georgia’s Trusted Reverse Mortgage Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Georgia’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Georgia homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages tailored to meet your needs.
Our competitive rates and lower costs can help you keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
Georgia Reverse Mortgage Facts
| Top 10 Reverse Mortgage Cities in Georgia |
|---|
| 1 Atlanta |
| 2 Roswell |
| 3 Cumming |
| 4 Decatur |
| 5 Suwanee |
| 6 Woodstock |
| 7 Canton |
| 8 Greensboro |
| 9 Newnan |
| 10 Dallas |
| Data by MCA (January 2024) |
| State | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Georgia | Avg. Home Value |
|---|---|---|---|---|---|
| Georgia | 543,011 | 958 | 54 | 61 | $315,612 |
Top 20 Reverse Mortgage Lenders in Georgia
| Lender | Rating | Years in Business | Stars (0-5) | Good Review % | Complaints | BBB Review |
|---|---|---|---|---|---|---|
| All Reverse Mortgage, Inc. (ARLO) | A+ | 20 | 4.99/5 | 99.8% | 0 | Source |
| Advisors Mortgage Group | A+ | 25 | 2.00/5 | 40.0% | 5 | Source |
| American Advisors Group (AAG) | A | 19 | 4.69/5 | 93.8% | 56 | Source |
| American Pacific Mortgage | F | 28 | 1.75/5 | 35.0% | 13 | Source |
| Ennkar Inc. | A+ | 14 | 4.00/5 | 80.0% | 3 | Source |
| Fairway Independent Mortgage | A+ | 28 | 4.41/5 | 88.2% | 37 | Source |
| Finance of America Reverse LLC (FAR) | A+ | 21 | 1.00/5 | 20.0% | 22 | Source |
| GoodLife Home Loans | A+ | 12 | 4.43/5 | 88.6% | 0 | Source |
| Guild Mortgage Company (Formerly Cherry Creek LLC) | A+ | 64 | 1.36/5 | 27.2% | 39 | Source |
| HighTechLending Inc | A+ | 18 | 4.93/5 | 98.6% | 0 | Source |
| Liberty Home Equity Solutions Inc. | A+ | 21 | 1.00/5 | 20.0% | 3 | Source |
| Longbridge Financial LLC | A+ | 12 | 3.94/5 | 78.8% | 18 | Source |
| Mid America Mortgage Inc. | A+ | 65 | 3.00/5 | 60.0% | 0 | Source |
| Moneyhouse | NR | 27 | NA | NA | 0 | Source |
| Movement Mortgage, LLC | A+ | 17 | 4.80/5 | 95.6% | 109 | Source |
| Mutual of Omaha Mortgage | A+ | 11 | 4.61/5 | 92.2% | 45 | Source |
| Open Mortgage LLC | A+ | 21 | 2.60/5 | 52.0% | 1 | Source |
| Plaza Home Mortgage Inc | A+ | 23 | 2.38/5 | 47.6% | 17 | Source |
| Smartfi Home Loans | A+ | 5 | NA | NA | 0 | Source |
| South River Mortgage, LLC | A+ | 5 | 2.62/5 | 52.4% | 15 | Source |
Trusted HUD-Approved Direct Lender in Georgia
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer Home Equity Conversion Mortgages (HECM), commonly known as reverse mortgages. This HUD approval ensures that you’re working with a trusted and reliable lender.
Serving homeowners across Georgia, we specialize in helping you make the most of your home’s equity. Whether you’re looking to pay off an existing loan and eliminate monthly mortgage payments, access your equity for other needs, or a combination of both, we’re here to guide you through every step of the process.
About All Reverse Mortgage of Georgia
Our team has been a leader in the reverse mortgage industry for years, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. This deep experience allows us to offer tailored solutions for homeowners with high-value properties, particularly in markets where a traditional HECM may not be the best fit.
We understand that choosing the right reverse mortgage program can be complex. That’s why our seasoned professionals are here to help you explore your options, explaining the benefits and considerations of each so that you can make the best decision for your needs.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—whether you’re looking to eliminate monthly mortgage payments or establish a line of credit that grows over time. More and more people are discovering that a reverse mortgage can be a strategic way to enhance their retirement plans rather than just a last resort.
At All Reverse Mortgage, Inc. (ARLO™), we’re committed to helping you live comfortably in your family home while planning for a secure future.
We’re fully licensed by the Department of Banking and Finance License/Registration #31567, ensuring that you receive expert guidance every step of the way.
Georgia Reverse Mortgage Lending Limits
Georgia, known as the “Peach State,” is home to over 10.6 million people, with more than half a million of those residents being homeowners aged 62 and older. This means that many Georgians may be eligible to access the benefits of a reverse mortgage.
As of January 2024, the average home value in Georgia is $315,612, which is well below the HECM reverse mortgage lending limit of $1,209,750. This allows many Georgia homeowners to fully utilize their home’s equity.
Georgia’s rich history dates back to its founding as a British colony in 1733, making it the last of the original 13 Colonies. The state played a significant role in the Civil War and was later home to civil rights leader Rev. Martin Luther King, Jr., whose legacy continues to shape the nation.
Georgia’s warm, humid climate makes it an ideal location for agriculture, with the state being the world’s largest producer of pecans and famous for its peach crops. The state’s major cities, including Atlanta, Columbus, Augusta, Macon, and Savannah, offer a variety of cultural and historical attractions, from the High Museum of Art in Atlanta to the beautiful historic squares of Savannah.
If you’re a homeowner aged 62 or older in Georgia, a reverse mortgage could be a valuable financial tool for your retirement. Whether you want to eliminate monthly mortgage payments or access additional funds from your home’s equity, All Reverse Mortgage, Inc. (ARLO™) is here to help. We’re ready to answer your questions and guide you through the process.
Georgia Approved Reverse Mortgage Counseling Agencies
| Name | Agency ID | Address | Phone | Web Site |
|---|---|---|---|---|
| CCCS OF THE SAVANNAH AREA, INC. | 82943 | 7505 WATERS AVE., SUITE C-11 PARK SOUTH OFFICE CENTER SAVANNAH, GA 31406 | (912) 691-2227 | http://www.cccssavannah.org |
| CCCS OF THE SAVANNAH AREA, INC. - HINESVILLE BRANCH | 84699 | 301 FAIRHOPE LN HINESVILLE, GA 31313-4101 | (912) 691-2227 | https://www.cccssavannah.org |
| CCCS OF THE SAVANNAH AREA, INC. - STATESBORO BRANCH | 84700 | 515 DENMARK STREET SUITE 700 STATESBORO, GA 30458-0968 | (912) 691-2227 | www.cccssavannah.org |
| HANCOCK COMMUNITY DEVELOPMENT CORPORATION | 83904 | 300 HENDERSON EXT ATHENS, GA 30606-3738 | (706) 546-1154 | http://www.hancockcdc.org |
| HORIZON COUNSELING INC. | 90309 | 135 VILLAGE CTR W STE 200 WOODSTOCK, GA 30188-5207 | (888) 315-4326 | http://callhorizon.com |
| TOTALLY FREE, INC. | 83824 | 1708 NORWICH ST BRUNSWICK, GA 31520-6449 | (912) 265-1515 | https://www.totallyfree.inc |
Did you know? Georgia state does not mandate in-person counsleing. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.
Additional Resources:
Reversemortgage.org NRMLA Members in Georgia
HUD.GOV Approved Lenders Search
