Georgia's #1 Rated Reverse Mortgage

Experience Excellence with Georgia’s Top Reverse Mortgage Lender

For over 20 years, All Reverse Mortgage, Inc. (ARLO™) has helped Georgia homeowners access their home equity through HUD-approved HECM and jumbo reverse mortgages. As Georgia’s #1 Rated Reverse Mortgage Lender, we hold an A+ BBB rating with perfect 5-star reviews and zero complaints — a record that earned us recognition as a BBB Torch Award for Ethics Finalist three years running.

As a HUD-approved direct lender and proud member of the National Reverse Mortgage Lenders Association (NRMLA), we specialize exclusively in reverse mortgages — it’s all we’ve done since 2004. Georgia’s housing market offers a wide range of values — from established neighborhoods in Atlanta’s Buckhead, Dunwoody, and Roswell to retirement communities around Lake Oconee, the historic homes of Savannah, and coastal properties on Sea Island and St. Simons Island. With an average home value of $368,600, most Georgia homeowners fall comfortably within HECM lending limits, though higher-value properties in metro Atlanta and along the coast may benefit from a jumbo reverse mortgage. Our team has the expertise to help you evaluate both options and choose the program that best fits your financial goals.

Whether you’re looking to eliminate monthly mortgage payments, access equity for retirement planning, or create more financial flexibility while staying in your home, we’re here to help you choose the right program with competitive rates and lower costs. Let us show you the difference two decades of dedicated experience can make.

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

Top 20 Reverse Mortgage Lenders in Georgia

Georgia Reverse Mortgage Lending Limits

Georgia, known as the “Peach State,” is home to over 10.8 million people, with more than half a million of those residents being homeowners aged 62 and older. This means that many Georgians may be eligible to access the benefits of a reverse mortgage.

As of January 2026, the average home value in Georgia is $368,600, which is well below the HECM reverse mortgage lending limit of $1,249,125. This allows many Georgia homeowners to fully utilize their home’s equity.

Georgia’s rich history dates back to its founding as a British colony in 1733, making it the last of the original 13 Colonies. The state played a significant role in the Civil War and was later home to civil rights leader Rev. Martin Luther King, Jr., whose legacy continues to shape the nation.

Georgia’s warm, humid climate makes it an ideal location for agriculture, with the state being the world’s largest producer of pecans and famous for its peach crops. The state’s major cities, including Atlanta, Columbus, Augusta, Macon, and Savannah, offer a variety of cultural and historical attractions, from the High Museum of Art in Atlanta to the beautiful historic squares of Savannah.

If you’re a homeowner aged 62 or older in Georgia, a reverse mortgage could be a valuable financial tool for your retirement. Whether you want to eliminate monthly mortgage payments or access additional funds from your home’s equity, All Reverse Mortgage, Inc. (ARLO™) is here to help. We’re ready to answer your questions and guide you through the process.

Did you know? The state of Georgia does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Ready to Unlock Your Home’s Equity?

As Georgia’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

All Reverse Mortgage, Inc. is fully licensed by the Georgia Department of Banking and Finance (License #0911085), ensuring that you receive expert guidance every step of the way.

Get Your Reverse Mortgage Quote from Georgia’s #1 Rated Reverse Mortgage Lender* or call (800) 565-1722 to speak with a licensed expert.

Other Areas of Interest in Georgia

Atlanta

Additional Resources:

• NRMLA Members in Georgia
• HUD.GOV Approved Lenders Search