X
Compare The Villages' Best Reverse Mortgages
Compare The Villages' Best Reverse Mortgages
Close Menu

The Villages' #1 Reverse Mortgage

Instant quote, eligibility & real-time rates
See If You Qualify in Seconds
ARLO

ARLO

Reverse Mortgage Calculator
Loading...
(may take up to 15 seconds)
|
|
|
|

Let’s find out how a reverse mortgage can work for you. Over 500,000 homeowners nationwide - and 100 in your area are already enjoying more financial security in retirement!

Your home’s value is key to unlocking your reverse mortgage funds. I’ll use it - along with your age and current rates - to estimate what you could receive. Don’t worry, this is just a starting point!
‹ Back

Great! It looks like your home value estimate is about

I used an online estimate for this value, but you’re in control - tweak it if it’s off! (A HUD-approved appraisal will confirm everything later.) Adding your mortgage balance helps me show you how much extra cash you could free up by eliminating that payment.

Please provide your estimated home value

If you presently have an existing mortgage balance, I'll need to know the amount we are going to pay off to get rid of that mortgage payment!
(Our calculations use estimated property values provided by Estated.com. An independent HUD-approved appraiser must complete an appraisal to finalize your loan)
‹ Back

The minimum qualifying age for a reverse mortgage is 55

You qualify at 55 or older, and your age determines your loan amount. Include your spouse’s age (even if under 55) since we base proceeds on the youngest partner - it’s all about maximizing your benefits!
Your Age
Spouse Age
‹ Back

I’m ARLO, here with my best product recommendations and expert tips tailored for you. Just share your email and phone, and I’ll send your personalized analysis securely - 100% free, with no obligation!

Welcome to Your Personalized Results!
  • ARLO’s Top 2025 Reverse Mortgage Picks
  • Tailored Loan Comparisons
  • Live Interest Rates
  • Expert Tips to Choose the Best Fit
Claim Your Free Analysis Now!
(Needed to validate request)
‹ Back
2021 BBB Torch Award Finalist
Best Reverse Mortgage Lender
Best Reverse Mortgage Website
Best Reverse Mortgage Website

Reverse Mortgage Companies in The Villages, FL

Are you at least 62 years old and own a home in California? Are you looking for a way to capitalize on the equity in your home? You're certainly not alone. As Californians retire, many want to find ways to increase their cash flow, pay for home repairs, pay off debt, or meet other needs.

One option is a reverse mortgage, which lets you borrow funds against your home's equity

A reverse mortgage is a government-backed loan that allows eligible homeowners to access their home equity without needing to make monthly mortgage payments. But how do you find the best reverse mortgage companies in The Villages, FL when there are so many options on the table? If personalized service, clear communication, and knowledgeable agents are what you're seeking, look no further than All Reverse Mortgage - America's #1 rated reverse lender.

site-Author

About the Author, Michael G. Branson

Mike@allreverse.com

Michael G. Branson CEO, All Reverse Mortgage, Inc. and moderator of ARLO™ has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively.

20 Years of Reverse Mortgage Broker Experience

When you want a top-quality steak in The Sunshine State, you don't pull up to a fast-food restaurant and expect to get a medium-rare filet. You go to the highest-rated fine dining Harvest Restaurant Bar in The Villages, FL. Similarly, when you want to work with the top reverse mortgage company in California, you don't go to a brand-new establishment without any reviews. You call All Reverse Mortgage for a free quote.

All Reverse Mortgage

The All Reverse Mortgage Difference

All Reverse Mortgage is proud to be recognized as America's top HUD-approved reverse mortgage lender, consistently earning 4.99 out of 5 stars for our outstanding service. Our steadfast dedication to integrity and exceptional customer support has not only earned us an A+ Exemplary Rating from the Better Business Bureau (BBB) but also recognition as Torch Ethics Finalists in both 2021 and 2022.

Affordability Transparency

We Focus on Affordability and Transparency

At All Reverse Mortgage, we prioritize a straightforward and client-focused process. By working directly with you, we cut out the middlemen, allowing for greater savings and benefits. Instead of spending money on expensive celebrity endorsements, we put our emphasis on delivering quality service from exceptional reverse mortgage originators in The Villages, FL. This helps us ensure our reverse mortgage solutions remain affordable, accessible, and transparent. This approach reflects our dedication to offering reliable and cost-effective options for our senior clients.

Now that you're familiar with All Reverse Mortgage and why our customers leave us consistent rave reviews, let's take a closer look at reverse mortgages, the basic requirements to qualify, and how much money you can get from a reverse mortgage.

Reverse Mortgages 101

At All Reverse Mortgage, our agents get a lot of reverse mortgage questions every day. One of the most frequently asked questions we get is a basic one: What exactly is a reverse mortgage?

A reverse mortgage is a type of loan that lets you tap into the equity of your home. Reverse mortgage age requirements state that they're designed for homeowners over the age of 62. When you take out a reverse mortgage, the funds you receive first go toward paying off your existing mortgage, if applicable, and any leftover money can be used according to your needs.

Since the loan covers your existing mortgage, you won't have to make monthly mortgage payments anymore. However, it's important to note that you still need to pay your property taxes and homeowners insurance and keep up with home maintenance. The loan will come due only when you move out of the home, sell it, pass away, or fail to meet the obligations of the loan, which include maintaining the property and paying taxes and insurance.

The most popular type of reverse mortgage is the home equity conversion mortgage - or HECM - which is backed by the Federal Housing Administration (FHA). At All Reverse Mortgage, our reverse mortgage brokers in The Villages, FL also offer:

  • Jumbo Reverse Mortgages
  • Proprietary Reverse Mortgages
  • Purchase Reverse Mortgages
Jumbo Reverse Mortgages

Who is Eligible for a Reverse Mortgage?

Eligible-Reverse-Mortgage

If you're interested in reverse mortgages, you should know that you've got to be eligible for one before you're approved. Reverse mortgage requirements include:

Primary Home

If you want to take out a reverse mortgage loan on your current home, it must be your primary residence. That means you have to live there for most of the year.

Age Requirements

You cannot be a young student going to The Villages High School near The Villages, FL and expect to be approved for this type of mortgage. Reverse mortgage requirements state that you have to be 62 years of age or older to qualify for a reverse mortgage. This age requirement is one of the primary factors for HECM reverse mortgage approval.

Types of Approved Properties

Homes eligible for reverse mortgages include townhomes, buildings with 2-4 units, some condos, single-family homes, and some manufactured homes approved by the FHA.

Required Counseling Sessions

If you apply for a reverse mortgage you must complete a HUD-approved counseling session that covers reverse mortgages. This counseling session can take place over the phone or in person. It's a crucial step that helps you completely understand reverse mortgage implications.

Assessment of Your Finances

All applicants are required to complete a comprehensive financial assessment designed to scrutinize their financial stability and capacity to uphold essential financial obligations. This assessment can include timely payment of your property taxes, which are crucial for maintaining ownership rights, and homeowner's insurance premiums, which protect the property from potential risks and damages

Curious whether you meet basic reverse mortgage requirements? Contact our office today. One of our knowledgeable mortgage experts will work with you to find out.

How Much Money Can a Homeowner Get from a Reverse Mortgage?

Homeowner-Reverse-Mortgage

When looking into a reverse mortgage, an important question to consider is: how much can you actually borrow? This amount generally varies, falling between 36.3% to 71.9% of your home's value. Several factors play a role in determining this figure. These factors help ensure that your loan is customized to fit your unique circumstances.

Some of the factors that influence how much money you can borrow include:

The Reverse Mortgage Program You Choose

Depending on the program you choose, there will be different borrowing percentages to consider.

How Old You Are

Typically, older borrowers get a higher percentage of their home's value

Interest Rates

The market's current rates play a big part in figuring out how much money you can borrow.

All Reverse Mortgage Pro Tip

When you're working with reverse mortgage companies in The Villages, FL, ask them to tell you about loan limits on reverse mortgages. The lending limit for the 2025 HECM program is capped at $1,209,750. If you qualify for a jumbo loan program, that limit increases to $4M, depending on the value of your home and a few other factors.

How Do You Get a Personalized Loan Estimate?

To get a more precise estimate that suits your situation, think about using ARLO, an exclusive calculator for reverse mortgages. ARLO delivers up-to-date rates and eligibility details. Beyond simply being a calculator, ARLO offers individualized support to assist you in choosing the reverse mortgage option that aligns best with your financial goals.

Consider These Reverse Mortgage Pros and Cons

When utilized properly, a reverse mortgage - also referred to as a Home Equity Conversion Mortgage (HECM)-can provide additional security during your retirement. However, like any financial product, reverse mortgages may not be the right fit for everyone. Keep reading for more info on evaluating financial options, understanding potential risks and benefits, and making informed decisions about reverse mortgages.

Analyzing the Drawbacks of Reverse Mortgages

Let's take a closer look at some of the potential drawbacks you might have with reverse mortgages.

Initial Costs May Be Higher

Reverse mortgages, particularly the Home Equity Conversion Mortgage (HECM), usually cost more than traditional loans

One major expense is the FHA mortgage insurance, which includes a 2% upfront fee and a yearly 0.50% mortgage insurance premium (MIP). This insurance helps protect both borrowers and lenders from the risk of default. It ensures that borrowers or their heirs will not owe more than the home's value, even if the loan balance increases or property values drop.

These costs can be a significant burden for homeowners who are sensitive to closing costs. Lender credits might help reduce these expenses, but they have become less common due to interest rate hikes and inflation in 2022 and 2023.

Drawbacks-Reverse-Mortgage

All Reverse Mortgage Pro Tip

If you own a high-value property, consider a proprietary or jumbo reverse mortgage. These options do not require government insurance, which can save you the large upfront mortgage insurance costs. However, they often come with higher interest rates. Choosing a jumbo reverse mortgage could save you up to $24,195 in upfront mortgage insurance costs.

Scamming and Exploitation

In today's tech-heavy world, seniors often find themselves confused about how to use the internet and often blindly trust people who reach out to them online. This can result in seniors getting scammed and taken advantage of - especially when there are financial implications involved. One of the best ways to avoid this is by working with trustworthy, licensed reverse mortgage brokers in The Villages, FL. Seniors should also seek advice from trusted, independent financial advisors. That way, they're better protected against malicious actors who want to misuse their funds.

Tip-Reverse-Mortgage

Analyzing the Benefits of Reverse Mortgages

Now that we've looked at possible disadvantages, let's examine the benefits of reverse mortgages. Here are several advantages that can render a reverse mortgage a worthwhile choice for financial planning.

No More Monthly Mortgage Payments

Reverse mortgages remove the requirement for monthly mortgage payments for qualified borrowers. This enables seniors to remain in their homes for the duration of their lives without the stress of making regular mortgage payments. Although monthly mortgage payments are waived, borrowers must still handle financial obligations such as property maintenance. They must also continue paying for property taxes and insurance.

No Restrictions on Tax-Free Money

If you've wanted to visit Brownwood Paddock Square with the highest rating in The Villages, FL, but could never justify spending the money to do so, this may come as good news. Funds obtained from a reverse mortgage are not subject to taxes, making it a cost-effective method to tap into home equity. Homeowners have the option to receive their money in various ways, such as a single lump sum, a flexible line of credit, monthly disbursements, or a mix of these options. The versatility and tax-exempt status of these funds make reverse mortgages a valuable instrument for financial planning.

Financial Security for Life

A reverse mortgage line of credit provides the distinct advantage of lifelong security. HUD guarantees that money will always be accessible as long as there are remaining funds in your line of credit and you meet your loan responsibilities. This guarantee is a major benefit compared to conventional Home Equity Lines of Credit (HELOC), which financial institutions can freeze or cancel without warning.

Analyzing the Benefits

Need help? Our support team is here 24/7 to assist you contact us now!

The Reverse Mortgage Brokers in The Villages, FL. You Can Count On

Educating yourself and choosing the right reverse mortgage for your needs isn't always easy. Whether you're unsure if you qualify or you're having trouble choosing the right option, All Reverse Mortgage can help. We cut out the middlemen and apply those resources directly to our clients. That way, we can provide one-on-one, personalized assistance when you need it the most

If you're in search of an ethical, affordable, and reliable team of reverse mortgage originators, contact our office today. We'll be here to help provide you with the guidance and knowledge needed to make informed decisions about your financial future.

Send a Message

Hear What Our Clients Have to Say

Clients-sec-img

What Our Clients Are Saying

Latest News in The Villages, FL

Costco is coming to The Villages. Here's what we know.

THE VILLAGES — Costco has been long absent from North Central Florida. Its closest location, for the past few years, has been in Clermont, and a new store that just opened in Daytona Beach late last year.Soon, we will have one closer, in Sumter County, near northern Lake County and southern Marion County.The bulk-savings superstore is officially going up in The Villages at the Buffalo Ridge Shopping ...

THE VILLAGES — Costco has been long absent from North Central Florida. Its closest location, for the past few years, has been in Clermont, and a new store that just opened in Daytona Beach late last year.

Soon, we will have one closer, in Sumter County, near northern Lake County and southern Marion County.

The bulk-savings superstore is officially going up in The Villages at the Buffalo Ridge Shopping Plaza on Wedgewood Lane (by the Hobby Lobby and KFC on County Road 466, unincorporated Sumter County, between Oxford and Wildwood).

Costco bought 19 acres to develop a 162,000-square-foot warehouse store, according to a press statement by Villages Director of Commercial Development Geno Jarquin.

What foods should you buy at Costco?

Their first cold-pressed extra virgin olive oil has gotten several recommendations, including a nod from Eating Well's food editor, who also recommends Costco's nuts, potstickers and frozen fish.

How is the Costco company doing profit-wise?

Costco's first location opened in 1976 in San Diego as a Price Club. In 1993, Price Club merged with Costco Wholesale. There are currently around 617 warehouses in the United States, including Puerto Rico.

The company has locations in Canada (109), Mexico (41), Japan (36) the U.K. (29), Korea (19), Australia (15), Taiwan (14), China (7), Spain (5), France (2) and one each in Iceland, New Zealand and Sweden.

Costco will surpass 900 locations worldwide with the opening of several new warehouses in early March.

As it expands, Costco is seeing an increase in net sales, up 8.2% to $113.55 billion for the first 22 weeks of its fiscal year, which began Sept. 2, 2024.

Comparable U.S. sales rose 9.2% in the four-week period ending Feb. 2, the company announced last month.

When is The Villages' Costco opening?

No opening date has been announced for the new location in The Villages, but various sources say later this year.

How much is a Costco membership?

Now through Monday, March 31, you can get an annual Gold Star Costco membership on Groupon for $65 and receive a $20 free digital Costco Shop Card to use on future purchases at any Costco location or online. You can also get the Costco Executive Membership Package for $130 and receive a $40 Costco Shop Card.

The special Groupon offer is valid for new members or previous Costco cardholders whose membership has been expired for at least 18 months.

The Villages (FL) vs. Andrew Jackson (FL) LIVE STREAM (2/28/25) | How to watch Florida high school basketball online

The Villages High School faces Andrew Jackson High School in the 2025 FHSAA Class 3A boys basketball semifinals on Friday, Feb. 28, 2025, at 3 p.m. ET in Lakeland, Florida. Here’s how you can watch the game ...

The Villages High School faces Andrew Jackson High School in the 2025 FHSAA Class 3A boys basketball semifinals on Friday, Feb. 28, 2025, at 3 p.m. ET in Lakeland, Florida. Here’s how you can watch the game on NFHS Network.

Watch: The Villages vs. Andrew Jackson LIVE STREAM

How can I watch The Villages vs. Andrew Jackson? Fans can subscribe to NFHS Sports Network, a nationwide streaming platform for more than 9,000 high school sports. You can find the list of available schools here.

How much does an NFHS subscription cost? Is there a free trial to NFHS Network? An annual subscription costs $79.99, or you can pay monthly for $11.99 per month.

Can you watch NFHS on your phone or TV? NFHS Network is available on smart TVs like Apple TV, Roku, Amazon Fire and Google Chromecast, as well as on iOS and Android smartphones.

Top 25 rankings (MaxPreps)

1. Columbus (Florida)

2. Harvard-Westlake (California)

3. Calgary Christian Academy (Florida)

4. Brennan (Texas)

5. Roosevelt (California)

6. Hoover (Alabama)

7. Andrew Jackson (Arizona)

8. Allen (Texas)

9. Fishers (Indiana)

10. Gonzaga (D.C.)

11. Grayson (Georgia)

12. John Marshall (Virginia)

13. Wheeler (Georgia)

14. St. Joseph (California)

15. Paul VI (Virginia)

16. DeMatha (Maryland)

17. Kenwood (Illinois)

18. Reidsville (North Carolina)

19. Highland (Virginia)

20. Oak Park (Missouri)

21. Huntsville (Alabama)

22. Lake Ridge (Texas)

23. Christ School (North Carolina)

24. Notre Dame (California)

25. Vashon (Missouri)

Thank you for relying on us to provide the journalism you can trust.

Mr. Swindle’s Traveling Peculiarium and Drink-Ory Garden makes its debut in The Villages

The All-New Spectacle Features Jaw-Dropping Acts, High-Flying Stunts & Outrageous ComedyMarch 27 – April 6, 2025 | Millennium Park, The Villages, FLThis article was contributed by Salto Entertainment.Brace yourselves, Villagers! – For the first time, Mr. Swindle’s Traveling Peculiarium and Drink-Ory Garden is bringing its one of a kind spectacle to the Villages! The boutique big top lands in Millenium Park March 27 – April 6, promising an unusual night filled with la...

The All-New Spectacle Features Jaw-Dropping Acts, High-Flying Stunts & Outrageous Comedy

March 27 – April 6, 2025 | Millennium Park, The Villages, FL

This article was contributed by Salto Entertainment.

Brace yourselves, Villagers! – For the first time, Mr. Swindle’s Traveling Peculiarium and Drink-Ory Garden is bringing its one of a kind spectacle to the Villages! The boutique big top lands in Millenium Park March 27 – April 6, promising an unusual night filled with laughs, peculiar acrobats, and surprises that will have you questioning what you thought was “entertainment.”

The experience begins in the Drink-Ory Garden which unlocks its gates an hour before the show kicks off. Here, guests are summoned to indulge in Dr. Elixir’s potent potions, enticing elixirs, and savory snacks prior to the show commencing. It’s not just a prelude; it’s a tantalizing taste designed to prep you for the intoxicating journey awaiting you under the big top.

Once you step into the temperature-tamed Peculiarium, prepare to be pleasantly appalled! The crowd is set to gasp, howl, and burst into fits of laughter, delighting in jaw-dropping feats and absurd comedy where predictability takes a vacation. The show, ever the shape-shifter, reinvents itself each year. So, whether you’re a seasoned aficionado or a first-timer, it’s a perpetual new experience.

“This show isn’t just an escape; it’s an all-out overload on the senses,” teases Allison Blei, co-producer. “It’s an intoxicating mix of laughter and jaw-dropping astonishment that gets under your skin, leaving a lasting impression and images you simply can’t forget! Patrons tell us they’ve laughed until they cried, and many leave with sore cheeks (the ones on their face) from laughing so hard!”

“Last season was nothing short of spectacular, with nearly every performance selling out,” shared Ivan España, co-producer of the show. “This year marks our eighth season since debuting in 2018, and our tour continues to grow with exciting new locations—including The Villages! Our mission is to create an extraordinary and unforgettable experience each year, one that leaves guests astonished, entertained, and laughing long after the show ends. Seeing the joy and energy that fill our tent night after night is truly the greatest reward.”

But that’s not all—the performances aren’t just about entertainment. Mr. Swindle passionately backs the community as his performances have raised over $120,000 (freshly laundered) for for Various clubs throughout the state.

Mr. Swindle’s Traveling Peculiarium, produced by Salto Entertainment, is a unique and unforgettable event for grownups. Performances will take place under the productions custom big top at Millenium Park. Tickets for Mr. Swindle’s Traveling Peculiarium are on sale now and available at www.MrSwindles.com or by calling 941-445-7309. For groups of 10 or more, contact sales@mrswindles.com or 941-445-7309. Must be 18+ to attend.

Mr. Swindle’s Traveling Peculiarium is an original production by Salto Entertainment of Englewood, Florida, an entertainment group with decades of live entertainment production experience. Salto’s award-winning productions have provided unforgettable experiences in 49 U.S. states and internationally in Canada, Mexico, Australia, South Korea, Japan, Denmark, Monte Carlo and elsewhere. Salto Entertainment is owned and operated by Allison Blei and Ivan España, whose family was inducted into the Circus “Ring of Fame” in Sarasota’s St. Armand’s Circle, marking their significant contributions to the art and culture of the circus among incredible icons, including P.T. Barnum and the Ringling brothers.

Watch The Villages Documentary “The Bubble” Right Here

“The Bubble” is a documentary about The Villages from writer/director Valerie Blankenbyl that was released in 2021.I was able to see it when it was featured at the 2021 Sarasota Film Festival. In part because the film's director and production companies are based in Europe, it has not been widely shown here in the U.S., until now!Vice Media Group posted it as part of “The Short List”, a collection of some of the world’s best documentaries, curated by VICE founder Suroosh Alvi.You can watch t...

“The Bubble” is a documentary about The Villages from writer/director Valerie Blankenbyl that was released in 2021.

I was able to see it when it was featured at the 2021 Sarasota Film Festival. In part because the film's director and production companies are based in Europe, it has not been widely shown here in the U.S., until now!

Vice Media Group posted it as part of “The Short List”, a collection of some of the world’s best documentaries, curated by VICE founder Suroosh Alvi.

You can watch the full-length documentary right here:

This documentary is quite different from the other recent film about The Villages, “Some Kind of Heaven“.

In my review of The Bubble over on my website about The Villages, I wrote:

Where “Some Kind of Heaven” fell short for a lot of viewers was the fact that it focused on a handful of characters that I think most people would struggle to call “typical Villagers”. Instead of focusing so much on the lives of the characters in the film, “The Bubble” focuses more on the concept of The Villages, and the impacts it has on the people, the economy, and the environment both inside and outside the community.

In my opinion, the best part of the video above is the interview with the director at the end of the film, so be sure to stay for that.

While the film's name is similar to that of my website and book about The Villages, Inside the Bubble, it also shares the same name as a 2013 documentary about Celebration, the town built by Disney located near Walt Disney World in the Orlando area.

“The Bubble” is definitely not a commercial for The Villages. The film sheds light on issues such as political divisiveness, control of the developer, environmental concerns like excessive water use and sinkholes, as well as the seemingly endless growth the community is experiencing.

Most of these topics are not news to residents of The Villages or people who have done even a little bit of research about the community, but they can be off-putting to some.

Luckily there are a lot of other great Florida communities to consider.

Here's a more in-depth look at what the film covers:

The Villages presents itself as a utopian vision of retirement – imagine a college campus for the elderly, complete with golf courses, town squares, and endless activities. Residents describe a lifestyle that seems to defy traditional notions of aging. Many claim the community “adds ten years to your life,” with opportunities for everything from belly dancing to pickleball, and golf cart parades to evening concerts.

However, Blankenbill's documentary reveals a more nuanced reality. The Villages operates as a powerful private enterprise, controlled by a single family who owns not just the development but many of the businesses within it. The community has its own media outlets – newspaper, radio station, and television channel – leading to questions about information control and community isolation.

The documentary raises important questions about sustainability and community impact. Local residents outside The Villages express concerns about:

Perhaps most compelling is how The Villages reflects broader societal questions about aging in America. The community represents both an escape from and a response to ageism, creating a space where seniors can remain active and engaged. Yet it also raises questions about age segregation and its effects on broader social fabric.

As America's population continues to age, The Villages offers both inspiration and warning about potential futures of retirement living. While it provides an attractive solution for many retirees, the documentary encourages viewers to consider the broader implications of age-segregated communities and their impact on society as a whole.

After you watch the video, let me know what you thought of it in the comments down below!

Best Internet Providers in The Villages, Florida

What is the best internet provider in The Villages?The Villages residents have several solid internet service providers to choose from, though not every option delivers equal value. CNET's experts have evaluated the available providers based on coverage areas, performance, pricing and customer satisfaction to help you pick the best one for your needs. Looking for the fastest speeds or the cheapest internet plan in town? We've got you covered....

What is the best internet provider in The Villages?

The Villages residents have several solid internet service providers to choose from, though not every option delivers equal value. CNET's experts have evaluated the available providers based on coverage areas, performance, pricing and customer satisfaction to help you pick the best one for your needs. Looking for the fastest speeds or the cheapest internet plan in town? We've got you covered.Xfinity is CNET's top pick for the best internet provider in The Villages. It covers most of the area and offers fast, affordable plans with no contract requirements. Quantum Fiber and T-Mobile Home Internet are solid alternatives if Xfinity isn't available at your address. Ookla reports a median download speed of 334 megabits per second in The Villages, so you can expect to get decent speeds in the area. (Disclosure: Ookla is owned by the same parent company as CNET, Ziff Davis.)

Xfinity also offers the best value, providing the cheapest and fastest service options. For just $35 per month, you can enjoy speeds up to 150Mbps. If you need even more speed, its 2Gbps plan, priced at $95 per month, is the fastest available in The Villages.

Best internet in The Villages

Source: CNET analysis of provider data.

Source: CNET analysis of provider data.

How to find internet deals and promotions in The Villages

The best internet deals and top promotions in The Villages depend on what discounts are available during that period. Most deals are short-lived, but we look frequently for the latest offers.

The Villages internet providers, such as Xfinity, Spectrum and Zito Media, may offer lower introductory pricing or streaming add-ons for a limited time. Many, however, including Quantum Fiber, T-Mobile and Verizon, run the same standard pricing year-round.

Take our quiz

How Fast Should Your Home Internet Be?

Answer 3 easy questions to discover our recommended speed for your household.

For a more extensive list of promos, check out our guide on the best internet deals.

Source: CNET analysis of provider data.

What’s a good internet speed?

Most internet connection plans can now handle basic productivity and communication tasks. If you're looking for an internet plan that can accommodate videoconferencing, streaming video or gaming, you'll have a better experience with a more robust connection. Here's an overview of the recommended minimum download speeds for various applications, according to the Federal Communications Commission. Note that these are only guidelines -- and that internet speed, service and performance vary by connection type, provider and address.

For more information, refer to our guide on how much internet speed you really need.

How CNET chose the best internet providers in The Villages

Internet service providers are numerous and regional. Unlike with the latest smartphone, laptop, router or kitchen tool, it’s impractical to personally test every ISP in a given city. So what’s our approach? We start by researching the pricing, availability and speed information, drawing on our own historical ISP data, the provider sites and mapping information at FCC.gov.

But it doesn’t end there. We go to the FCC’s website to check our data and ensure we consider every ISP that provides service in an area. We also input local addresses on provider websites to find specific options for residents. We look at sources, including the American Customer Satisfaction Index and J.D. Power, to evaluate how happy customers are with an ISP’s service. ISP plans and prices are subject to frequent changes; all information provided is accurate as of the time of publication.

Once we have this localized information, we ask three main questions:

Though the answer to those questions is often layered and complex, the providers who come closest to “yes” on all three are the ones we recommend. When it comes to selecting the cheapest internet service, we look for the plans with the lowest monthly fee, though we also factor in things like price increases, equipment fees and contracts. Choosing the fastest internet service is relatively straightforward. We look at advertised upload and download speeds, and also take into account real-world speed data from sources like Ookla and FCC reports.

To explore our process in more depth, visit our how we test ISPs page.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.
Service Area Img

Service Areas