Sedona Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Arizona’s top-rated reverse mortgage lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Arizona homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Arizona.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
All Reverse Mortgage, Inc. is licensed by the Arizona Department of Financial Institutions (License/Registration #BK0934287)
Sedona Reverse Mortgage Facts
City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Sedona (est) | Avg. Home Value |
---|---|---|---|---|---|
Sedona | 1,704 | 0 | 0 | 12 | $938,963 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer and manage the HUD Home Equity Conversion Mortgage, commonly known as the HECM or “reverse mortgage.” This program is designed to help homeowners like you access the equity in your home, providing financial flexibility during your retirement years.
In Sedona, we assist homeowners in refinancing their existing loans to eliminate monthly mortgage payments or to access their home equity for other financial needs. Whether you’re looking to pay off your current mortgage, use your home equity for new opportunities, or a combination of both, we’re here to provide expert guidance every step of the way.
About All Reverse Mortgage, Inc.
Our team has extensive experience with reverse mortgages, including jumbo or proprietary loans for higher-value homes. We were part of the team that created and sold the first fixed-rate jumbo reverse mortgage back in 2008. This experience allows us to offer you the right product for your needs, whether a HUD HECM or a specialized jumbo program. Our knowledgeable professionals will walk you through each option’s benefits and potential drawbacks, ensuring you can make an informed decision that best suits your financial goals.
Sedona Lending Limits
Sedona, nestled in the stunning landscape of Northern Arizona, is home to breathtaking red sandstone formations and a rich cultural heritage. Known for its outdoor recreational opportunities and vibrant arts scene, Sedona attracts both visitors and retirees alike. The small town has a population of approximately 9,700 residents, with nearly one-third of them aged 65 and older, making it a popular destination for retirees.
Sedona’s homeowners benefit from its strong real estate market. As of 2024, the median home value in Sedona is $949,500, reflecting significant growth over the past year. Many properties in Sedona fall below the federal reverse mortgage lending limit of $1,209,750, making the Home Equity Conversion Mortgage (HECM) accessible to most qualified homeowners. However, jumbo reverse mortgage programs are available for those with homes valued above this limit and could be a better fit for accessing more home equity.
Reverse mortgages can offer senior homeowners the option to eliminate monthly mortgage payments or set up a growing line of credit, allowing them to enjoy the unique beauty of Sedona while enhancing their retirement finances.
If you reside in Sedona, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore your options. Call us today at (928) 235-9595.