Houston Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we are honored to serve the wonderful community of Virginia. With a perfect 5.0-star rating and an A+ rating from the Better Business Bureau, we’ve become the top-rated reverse mortgage lender in Texas, a testament to our unwavering commitment to helping homeowners like you.
For over 20 years, we’ve focused exclusively on reverse mortgages, working tirelessly to understand and meet the unique needs of homeowners across Virginia. Since our start in November 2004, our mission has been simple: to provide you with the best rates and most competitive pricing, allowing you to make the most of your hard-earned home equity.
As a HUD-approved direct lender, we offer a variety of reverse mortgage options, including the widely respected Home Equity Conversion Mortgage (HECM) programs and specialized non-FHA and jumbo reverse mortgages. We understand that Virginia homeowners deserve choices, especially when it comes to high-value properties that exceed the national lending limit of $1,149,825 for 2024.
We encourage you to see the difference for yourself. Compare our customer reviews, lower rates, and competitive closing costs with other major lenders. We’re confident that you’ll find our approach uniquely tailored to your needs, with a focus on maximizing your home’s equity in a way that benefits you the most.
All Reverse Mortgage is fully licensed by the Bureau of Financial Institutions (License/Registration MC-5551), ensuring you receive the trusted service you deserve. We’re here to help you navigate your options and secure a brighter financial future in the comfort of your Virginia home.
Houston Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Houston (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Houston | 164,482 | 401 | 4 | 111 | $313,962 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. The HECM, or “Heck-um,” is HUD’s primary reverse mortgage program, allowing senior homeowners to access their home equity without the burden of monthly mortgage payments.
Our team at All Reverse Mortgage, Inc. (ARLO™) is dedicated to serving homeowners in Houston, Texas, and beyond. We specialize in both refinancing existing loans and originating new reverse mortgages, providing options to eliminate monthly mortgage payments, access home equity for other financial needs, or a combination of both.
About All Reverse Mortgage of Houston
The leadership of All Reverse Mortgage, Inc. (ARLO™) was instrumental in introducing the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to serve homeowners with high-value properties in Houston and other markets where the standard HUD HECM may not fully meet their needs.
Our experienced originators are here to guide you through the various reverse mortgage options, ensuring you choose the program that best suits your financial goals. Whether you’re in a market well-suited for a traditional HECM or a niche market requiring a jumbo loan, we’ll help you make an informed decision.
For many homeowners aged 62 and above, a reverse mortgage is no longer just a last resort—it’s a powerful financial tool to enhance retirement. From eliminating existing mortgage payments to securing a growing line of credit, a reverse mortgage can help you live comfortably in your family home while planning for the future.
Houston HECM Lending Limits
Houston is the most populous city in Texas and the fourth-most populous city in the U.S., with a population of approximately 2.34 million as of 2024. Among Houston’s residents, about 13.2% are senior homeowners aged 62 and older.
Incorporated in 1837, Houston has grown into a vibrant city known for its sports teams—the Texans (NFL) and Rockets (NBA)—and as a regular host for major championship events. But Houston offers more than just sports; it’s home to the Johnson Space Center, the Museum of Fine Arts, the Museum of Natural Science, and proximity to the Gulf of Mexico.
Houston’s economy is heavily driven by the energy sector, particularly oil and natural gas, with major employers like Phillips 66, Marathon Oil, and BP.
As of January 2024, the median home value in Houston is $336,100, reflecting a 5.8% increase over the past year. Many homes in Houston are well within the federal reverse mortgage lending limit of $1,149,825, making a reverse mortgage a viable option for many homeowners.
Ready to Explore Your Options?
If you’re a Houston resident and considering a reverse mortgage, All Reverse Mortgage, Inc. (ARLO™) is here to help. Access our online reverse mortgage calculator to estimate your lending limit, or call us today at Toll-Free (800) 565-1722.
We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
