Conroe's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Conroe Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take great pride in being recognized by the Better Business Bureau as the top-rated reverse mortgage lender in Texas. Our commitment to excellence has earned us a perfect 5.0-star rating and an A+ rating, reflecting our dedication to outstanding service.
With over 20 years of specialized experience, we are devoted to meeting the needs of homeowners across 15 states, including the great state of Texas. Since our inception in November 2004, we have focused solely on reverse mortgages, striving to offer you the most favorable rates and competitive pricing available.
As a HUD-approved direct lender, we offer a range of reverse mortgage options, including the national Home Equity Conversion Mortgage (HECM) programs and non-FHA and jumbo reverse mortgages. This allows us to assist Texas homeowners with high-value properties that exceed the national 2026 lending limit of $1,249,125.
We invite you to compare our customer reviews, lower rates, and competitive closing costs with those of other major lenders. The difference is clear, and we are eager to demonstrate how we can help you maximize your home’s equity.
Rest assured, we are fully licensed by the Texas Department of Savings & Mortgage Lending (License/Registration #84280), ensuring you receive top-notch service and support throughout the state.
Conroe Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Conroe (est) | Avg. Home Value |
|---|---|---|---|---|
| Conroe | 7,421 | 14 | 6 | $309,184 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage. The HECM program allows eligible homeowners aged 62 and older to access a portion of their home equity without making monthly mortgage payments, provided they continue to live in the home and meet basic property obligations.
Our team serves homeowners throughout Conroe, Texas, and across the state. We specialize exclusively in reverse mortgages, including refinancing existing loans and originating new HECMs. Whether your goal is to eliminate a monthly mortgage payment, improve retirement cash flow, or establish a growing line of credit, we focus on solutions that support long-term stability.
About All Reverse Mortgage of Conroe
The leadership of All Reverse Mortgage, Inc. has more than two decades of experience in the reverse mortgage industry and was involved in introducing the first fixed-rate jumbo reverse mortgage in 2008. That experience allows us to help homeowners in markets like Conroe evaluate both FHA-insured HECMs and proprietary reverse mortgage options when appropriate.
Our originators work only with reverse mortgages. They take the time to explain how each option works, including the benefits, limitations, and long-term considerations, so you can make a decision with confidence. When a traditional HECM is the right fit, we’ll say so. When another option makes more sense, we’ll explain why.
For many homeowners over 62, a reverse mortgage is no longer viewed as a last resort. Used properly, it can be a practical financial tool to reduce monthly expenses, create flexibility, and support retirement planning while remaining in the home you’ve worked hard to maintain.
Conroe, Texas Reverse Mortgage Lending Limits (2026)
Conroe is the county seat of Montgomery County and part of the greater Houston–The Woodlands–Sugar Land metropolitan area. Over the past decade, the city has experienced steady growth driven by housing development and its proximity to Houston, making it home to a large base of long-term homeowners.
Based on current Census estimates, approximately 7,421 homeowner households in Conroe are headed by someone aged 62 or older. During the most recent 12-month period, 14 reverse mortgages were closed in the city, supported by an estimated 6 active lenders serving the local market.
As of late 2025, the average home value in Conroe is approximately $309,184. This places the majority of homes well within the 2026 FHA HECM lending limit of $1,249,125, meaning many homeowners may qualify under the standard federally insured reverse mortgage program.
For homeowners with higher-value properties or more complex planning needs, proprietary or jumbo reverse mortgage options may also be available, though most Conroe borrowers fall comfortably within FHA guidelines.
If you’re exploring whether a reverse mortgage could support your retirement goals, seeing real numbers based on your age and home value is often the best place to start.
Ready to Unlock Your Home’s Equity?
As Conroe’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Texas Department of Savings & Mortgage Lending (License #84280), we’re committed to helping you secure the retirement you deserve.
Get Your Reverse Mortgage Quote from Conroe’s #1 Rated Reverse Mortgage Lender* or call (936) 226-2653 to speak with a licensed expert.
