My mother got a reverse mortgage in 2010. She left her house to me in her will, and we were told that in the event of her death, that A family member could purchase the house if they wanted to, as long as it was left in the will. We were also told that the beneficiary would have up to a year to present proper document ie death certificate, will, etc and to purchase the house, by cash or by private financing. I provided everything the asked for almost immediately except the death certificate because it usually takes 6-8 weeks, and has taken up to a year in Oklahoma because of the backlog in the Oklahoma Examiner's Office. After about two weeks after my mother's death, I received a notice that if the loan wasn't satisfied that foreclosure proceedings would take place. I again called the Reverse Mortgage company named Reverse Mortgage Solutions and was told by the rep to disregard the notice because I had contacted them and made them aware of my intentions of retaining the house. I told her I had not received the death certificate yet, she responded that I needed to just fax or mail it when I received it, and since I had sent most of the pertinent documents, that the foreclosure notice was null and void. After a few months I was served a suit for foreclosure notice. I contacted RMS yet again, and was told by yet another rep that yes I had a year to purchase the property, but only 90 days to produce all the documents. A direct contradiction to what the other reps had told me. She also told me that I still could purchase the property, and to fax the death certificate when I received it. I did. I retained financing through a mortgage company who presented RMS with a purchase contract as requested by RMS. There was no response. The mortgage company rep with me in his office contacted RMS and was told we needed to send an Heir's offer, not a standard purchase offer. So we requested and was told that we would be receiving one in a few days. It never came. I contacted RMS again and asked about when the heir's contract would be sent, and was told by YET another rep that the house didn't qualify for an Heir's offer because the home's value was more than the amount owed on the house, and was told that I could wire the money to them. No mortgage company will just wire money without a signed contract. I contacted the law firm representing RMS and was told basically the same thing, where to wire the money. Between muself and my mortgage broker we have tried to settle this loan to no avail. It's as if they are intentionally dragging their feet in order to keep racking up interest fees and legal fees. Or at the very worst, trying to get me to give up and let the home go so they can profit from it, as the house is more valuable than the amount owed. I have been cheated out of at least $5,000 of additional interest and legal fees due to their procrastination or intentional foot dragging. How can this be brought to light, and how can this practice be stopped and RMS be penalized and made to refund all the unwarranted interest fees by their incompetence? I have read reviews about RMS on the BBB website and they seem eerily the same as my complaints. What can I do?