X
Get Your 2025 Reverse Mortgage Limits Quote Now!
Get Your 2025 Reverse Mortgage Limits Quote Now!
Close Menu
ARLO

2025 HECM Lending Limits

Get Your Instant Quote + Expert ARLO™ Insights!
See If You Qualify in Seconds
ARLO Loading
Loading...
ARLO

ARLO

REVERSE MORTGAGE
CALCULATOR
|
|
|
|


'Lending Limits' Category Archives

2025 HECM Reverse Mortgage Limits Surge to $1,209,750

    2 comments
Our guide breaks down the FHA's decision in an easy-to-understand format.  We've included handy tables comparing the reverse mortgage loan limits of 2024 and 2025, showing you exactly how much more you can borrow.  Plus, a "2025 Loan-To-Value Comparison" table illustrates how much of your home's value you can tap into with these new lending limits. This article, backed by...
Read Full Article

Reverse Mortgage Principal Limit Explained

    16 comments
I am 87 and received a HECM Loan.  The maximum claim is $250,000.  Due to age and other factors, the credit limit was due to reach the maximum claim.  Withdrawals were denied when the balance was around $225,000, and no withdrawals have been allowed since the servicer has been getting compound interest each month.  HUD has been accessing fees and...
Read Full Article

2022 Reverse Mortgage Limits Raise to Record $970,800!

    6 comments
BREAKING: 2023 Reverse Mortgage Limits Reach All-Time High $1,089,300! HUD just announced their high-cost limits for Alaska and Hawaii. Based on the fact that the Home Equity Conversion Mortgage (HECM) limits normally follow these States, we can safely guess that the HUD HECM limit for 2022 will also jump to $970,800 for all new applicants as of January 1,...
Read Full Article

60% Reverse Mortgage Disbursement Rule Explained

    4 comments
The U.S. Department of Housing and Urban Development has made several changes to the Home Equity Conversion Mortgage (HECM) program to strengthen the FHA Mutual Mortgage Insurance Fund (MMI or Fund) and protect the viability of the reverse mortgage program. The changes affect the following requirements: Initial disbursement limits New Single Disbursement Lump Sum payment option Initial mortgage insurance premiums...
Read Full Article

2021 Reverse Mortgage Limits Soar to $822,375

    8 comments
BREAKING: 2023 Reverse Mortgage Limits Reach All-Time High $1,089,300! 2021 Reverse Mortgage Limits Officially $822,375! The U.S. Department of Housing and Urban Development (HUD) just announced that the reverse mortgage lending limit for the Home Equity Conversion Mortgage (HECM) program will be raised from $765,600 to $822,325 effective January 1, 2021. The HUD Mortgagee Letter announcing the increase, can...
Read Full Article

2020 Reverse Mortgage Limits Officially $765,600

    2 comments
BREAKING: 2023 Reverse Mortgage Limits Reach All-Time High $1,089,300! HUD just announced that the current reverse mortgage loan limit for the HUD Home Equity Conversion Mortgage (HECM) will be raised from $726,525 to $765,600 effective January 1, 2020.  The HUD Mortgagee Letter announcing the increase, can be found on the HUD website here: https://www.hud.gov/sites/dfiles/OCHCO/documents/19-20hsgml.pdf . After the limits remained...
Read Full Article

The 2019 Reverse Mortgage Limit is officially $726,525

    7 comments
BREAKING: 2022 Reverse Mortgage Limits Soar to $970,800 HUD released their announcement verifying the news we released on November 28, 2018 raising the Mortgage Lending Limits for HECM Loans. The numbers came in exactly where we expected and so the article, we posted on November 28, 2018 is now official. But remember, the new limits are only effective with...
Read Full Article

5 Key Reverse Mortgage Changes Moving into 2018

    2 comments
Another year has come and gone… Where is the time going?  It sounded strange to say 2017 all year and now 2018 is upon us.  This year, the reverse mortgage industry experienced many changes. 2017 HUD Surprised Industry with Massive Changes  In September, HUD sent the entire industry into a tailspin by announcing changes that were to take effect...
Read Full Article

Higher Reverse Mortgage Limits Announced for 2018

    8 comments
BREAKING: 2022 Reverse Mortgage Limits Soar to $970,800 Higher Reverse Mortgage Limits Coming January 1st 2018 Starting in 2018, lending limits for government-insured reverse mortgages will increase, allowing borrowers the opportunity to access more of their home equity than ever before. The vast majority of reverse mortgages are federally-insured Home Equity Conversion Mortgages (HECMs) that are backed by the...
Read Full Article