27 comments
Hello All Reverse, I’ve read through your website and the Q&A section, and I’m confused by a few points. I’m hoping you can explain what really happens with my mother’s home and whether her grandchildren are allowed to buy it. Your site says a reverse mortgage is non-recourse, so the estate doesn’t have to pay the difference if the home... Read Full Article
105 comments
We received a notice that our reverse mortgage loan is being assigned to HUD, along with the name of the handling company. This company has numerous complaints, especially about foreclosing before heirs can settle the home. I am the beneficiary of my mom's house, which is in a trust and a will to avoid probate. What recourse do I have... Read Full Article
88 comments
Inheriting a property is a significant responsibility, especially when it comes with a reverse mortgage attached. If you find yourself as the heir to a borrower who has passed away, you may feel overwhelmed by the financial and legal complexities that follow. This article will guide you through the steps we recommend following to navigate this situation. Whether you're considering... Read Full Article
284 comments
It seems that one of the most popular questions we get is: What happens with my reverse mortgage and my home after death? When considering a reverse mortgage, an important question many borrowers and their heirs face is what happens to the reverse mortgage and the family home after the borrower's death. This concern is particularly significant given that reverse... Read Full Article
35 comments
With a Federal Housing Administration-insured Home Equity Conversion Mortgage (HECM), the borrower retains ownership of the property while continuing to live there throughout the loan. They are not required to make monthly mortgage payments during that time. Reverse mortgages are often misunderstood, and a common misperception is the idea that in a reverse mortgage, "the bank takes the home." On... Read Full Article
no comments
I am a Professional Real Estate Investor in Florida. I purchase a lot of properties at the foreclosure auction at the clerk of the courts. My questions are: 1. Is there a way to find out what is owed on a reverse mortgage on a property going to the auction? 2. Is there a formula to calculate the maximum borrowed... Read Full Article
120 comments
Can a reverse mortgage company request more than the seller asked for when selling a home with a reverse mortgage? [arlo_toc] This is a common concern among homeowners and heirs dealing with reverse mortgages. The answer depends on the circumstances surrounding the sale. In this article, we’ll break down scenarios like inheriting a home with a reverse mortgage, conducting a... Read Full Article
85 comments
Hello ARLO, My father passed away in October 2018. He had a live-in caretaker for several years. I decided to sell the house in California, while the caretaker is occupying the home to keep the property safe and away from squatters and facilitate the viewing. One offer from a buyer fell through, and the caretaker approached my agent wanting to... Read Full Article
18 comments
Hello Arlo, My mother passed away a year ago. She had taken a reverse mortgage on her home. We later discovered that my mother had not been paying her property taxes, and her home had now been foreclosed. Will they auction the home off? And exactly where do the proceeds of the auction go? If the home sells in auction... Read Full Article
2 comments
Dear ARLO, I just returned from the hospital, where my uncle was transported by his neighbor, thinking he was having a heart attack. My uncle said he almost passed out after receiving a letter from his reverse mortgage lender threatening to foreclose. I was told he may be discharged tomorrow, but I need to quickly step in to help him,... Read Full Article
This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. All Reverse Mortgage, Inc. is an independent company and is not affiliated with, acting on behalf of, or endorsed by HUD/FHA or any government agency. This content is for educational purposes and is not tax advice. Reverse mortgage programs may not be available in all states.
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