Whittier's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Whittier Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national lending limit of $1,249,125.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Whittier Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Whittier (est) | Avg. Home Value |
|---|---|---|---|---|
| Whittier | 2,500 | 33 | 12 | $799,577 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the U.S. Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage. As a direct HUD-approved lender, we manage the entire process in-house, from application through closing.
We work with homeowners throughout Whittier, helping those who already own their homes refinance to eliminate monthly mortgage payments or responsibly access home equity. Whether your goal is to pay off an existing loan, improve monthly cash flow, or establish a line of credit for retirement, our role is to help you understand your options clearly.
About All Reverse Mortgage, Inc.
Reverse mortgages are all we do.
Our team brings more than 20 years of experience focused exclusively on reverse mortgage lending. In 2008, we were involved in introducing the first fixed-rate jumbo reverse mortgage, giving us long-standing experience with both FHA-insured HECM loans and proprietary jumbo programs.
That experience is especially important in markets like Whittier, where home values can vary significantly by neighborhood. We help homeowners compare standard HECM options with jumbo reverse mortgage alternatives when home values approach or exceed federal lending limits.
Whittier Lending Limits (2026)
Whittier is a residential city in Los Angeles County and part of the region commonly known as the Gateway Cities. Its location between Los Angeles and Orange County makes it an attractive option for homeowners seeking a suburban setting with convenient access to major employment and cultural centers.
As of recent census data, Whittier has a population of approximately 85,000 residents, with about 15 percent age 65 and older. Homeownership remains strong, with many long-time residents holding substantial equity in their homes.
For 2026, the national FHA lending limit for HECM reverse mortgages is $1,249,125. Based on current home value trends:
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Most Whittier homes fall below the federal HECM lending limit
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Many homeowners are eligible for FHA-insured reverse mortgages
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Jumbo reverse mortgage options are available for higher-valued properties
A reverse mortgage may be a useful retirement planning tool when evaluated carefully and matched to your long-term goals.
Ready to Unlock Your Home’s Equity?
As Whittier’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the California Department of Financial Protection and Innovation (DFPI License #4131292), we’re committed to helping you secure the retirement you deserve.
Get your Whittier Reverse Mortgage Quote from California’s #1-rated reverse mortgage lender, or call (562) 262-8008 to speak with one of our knowledgeable licensed experts.
