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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Silver Spring Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Maryland’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Florida homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Silver Springs and the surrounding area.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Silver Spring Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Silver Spring (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Silver Spring | 107,238 | 8 | 1 | 6 | $521,887 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close the HUD Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s reverse mortgage loan program designed to help seniors tap into their home equity.
All Reverse Mortgage, Inc. (ARLO™) serves the Silver Spring community by originating and closing refinance loans for homeowners who wish to pay off their existing mortgage and eliminate monthly payments, or for those who want to utilize their home equity for other purposes. We also cater to those interested in a combination of both.
About All Reverse Mortgage, Inc.
The owners and management of All Reverse Mortgage, Inc. were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continuously seek out new products to better serve homeowners with high-value properties, especially in markets where the HUD HECM may not fully meet their needs.
Our seasoned originators are dedicated to helping borrowers understand the pros and cons of each reverse mortgage option, ensuring they make informed decisions that best suit their needs. Whether you’re in a strong HUD HECM market or near a niche jumbo market, we provide expert guidance to help you choose the right financial tool.
Homeowners aged 62 and older are increasingly turning to reverse mortgages as a way to enhance their retirement plans rather than as a last resort. By eliminating existing mortgage payments or establishing a growing line of credit, reverse mortgages empower homeowners to live comfortably and plan for the future in their family homes.
Silver Spring Lending Limits
Silver Spring, Maryland, is the fourth-largest census-designated place in the state, with a population of nearly 76,000 as of 2017. Senior homeowners aged 62 and older make up about 12.2% of the population.
Founded in 1840 by politician and journalist Francis Preston Blair, Silver Spring is located just 20 minutes north of Washington, D.C., and has evolved into a vibrant corporate and commercial hub. In 2005, the downtown area was awarded the Rudy Bruner Award for Urban Excellence silver medal. Today, Silver Spring is known for its thriving business community and cultural events, including a jazz festival, tech series, and a variety of arts and entertainment venues.
Jobs in media, biotechnology, and healthcare primarily drive Silver Spring’s economy.
The median home value in Silver Spring is $521,887, reflecting a 3.6% increase over the past year. These values place many homes in Silver Spring well above the federal reverse mortgage lending limit of $1,209,750. Several private jumbo reverse mortgage programs are available for homeowners with properties exceeding this limit to provide additional borrowing power.
If you’re a homeowner in Silver Spring aged 62 or older, and you’re curious about how a reverse mortgage could benefit you, All Reverse Mortgage, Inc. (ARLO™) is here to help. Give us a call today or visit our online calculator at https://reverse.mortgage/calculator to explore your options.
We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
Cities in Maryland by population
Silver Spring 2017 population
62+ homeowners
