San Francisco Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national 2025 lending limit of $1,209,750.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
San Francisco Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in San Francisco (est) | Avg. Home Value |
|---|---|---|---|---|---|
| San Francisco | 47,829 | 98 | 1 | 11 | $1,463,289 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We take care of everything, from the application to closing, ensuring you’re in good hands every step of the way.
We serve homeowners in Anaheim, helping those who already own their homes refinance to eliminate their monthly mortgage payments or access their home equity for other needs. Whether you want to pay off your existing loan, free up some extra cash, or do both, we’re here to help.
About Us
Our team at All Reverse Mortgage has deep experience in the industry. In 2008, we were part of the group that introduced the first fixed-rate jumbo reverse mortgage, so we understand both HUD-backed HECM loans and jumbo (or proprietary) loans. This expertise allows us to offer options for homeowners with higher-value homes that may not be fully covered by HUD’s HECM program.
Choosing the right loan can be challenging, but our experienced originators are here to guide you. We’ll explain the options, including the pros and cons of each, so you can make the best decision for your situation. Whether a HUD HECM or a jumbo loan is right for you depends on your unique needs, and we’ll ensure you have all the information to make an informed choice.
For homeowners aged 62 and older, a reverse mortgage can be a valuable financial tool. It’s not just a last resort; many are using it to enhance their retirement plans. With a reverse mortgage, you can eliminate monthly mortgage payments or set up a line of credit that grows over time, helping you live comfortably and plan for the future.
San Francisco Lending Limits
San Francisco, known for its iconic Golden Gate Bridge, rich history, and diverse culture, is one of the most desirable cities in the United States. With a population of around 880,000, San Francisco’s unique charm attracts residents from all walks of life. Nearly 100,000 homeowners aged 62 and older may be eligible for a reverse mortgage to help expand their financial options during retirement.
As of January 2024, the median home value in San Francisco is $1,410,000, which exceeds the HECM reverse mortgage lending limit of $1,209,750. While many homes fall above this limit, homeowners in San Francisco can still take advantage of reverse mortgage options, including jumbo reverse mortgages, which provide greater access to home equity for higher-valued properties.
San Francisco’s history stretches back to the days of the Gold Rush, and the city has since evolved into a hub of innovation, culture, and entertainment. San Francisco offers a unique lifestyle, known for its foggy weather, steep streets, and landmarks such as Alcatraz and Fisherman’s Wharf. Whether you’re drawn to the thriving arts scene, historic neighborhoods like Haight-Ashbury, or the culinary delights found in Chinatown and the Mission District, the city has something for everyone.
For sports fans, San Francisco is home to the San Francisco Giants and Golden State Warriors, offering year-round excitement and entertainment.
If you’re a San Francisco homeowner aged 62 or older, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore how a reverse mortgage can fit into your retirement plans. We’re ready to answer any questions you have and guide you through the process to find the best solution for your needs.
Give us a call today at (415) 874-7757 or visit our calculator to explore your options. We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
