Port Orchard's #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Port Orchard Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be Washington’s #1 Rated Reverse Mortgage Lender, as recognized by the Better Business Bureau. We have a perfect 5-star rating and an A+ exemplary score. We’ve been serving Port Orchard homeowners since 2004 and are dedicated to providing reverse mortgages that help you enjoy your retirement years with peace of mind.
We understand that you deserve the best possible rate with the lowest costs. That’s why we focus solely on reverse mortgages, ensuring you receive expert guidance every step of the way. As a HUD-approved direct lender, we offer both national HECM programs and specialized jumbo Reverse Mortgages for homeowners with higher-value properties in Washington State.
We invite you to compare our customer reviews, lower rates, and closing costs with those of any other lender. We’re confident you’ll see the difference, and we look forward to helping you achieve your financial goals.
Port Orchard Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Port Orchard (est) | Avg. Home Value |
|---|---|---|---|---|
| Port Orchard | 5,300 | 17 | 5 | $541,521 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage.
We handle the entire process, from application through closing, with an emphasis on clarity, compliance, and long-term retirement planning.
Local Reverse Mortgage Help in Port Orchard
All Reverse Mortgage of Port Orchard works with homeowners who want to:
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Pay off an existing mortgage and eliminate monthly payments
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Access home equity while continuing to live in their home
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Refinance an existing reverse mortgage
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Establish a line of credit designed to grow over time
Each option is evaluated based on age, home value, and long-term financial goals.
About All Reverse Mortgage of Port Orchard
All Reverse Mortgage, Inc. has specialized exclusively in reverse mortgages for more than two decades.
Our team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us direct experience with both:
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HUD-insured HECM loans, and
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Proprietary jumbo reverse mortgage programs
This experience matters in markets like Port Orchard, where homeowners value careful planning and realistic expectations.
Expert Guidance You Can Trust
A reverse mortgage is a planning tool, not a one-size-fits-all solution.
Our licensed originators explain:
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Differences between HECM and jumbo programs
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How available proceeds are calculated
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Ongoing homeowner responsibilities
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Long-term considerations for heirs and estate planning
You receive clear answers and real numbers before making any decision.
Port Orchard Reverse Mortgage Lending Limits (2026)
Based on this 2026 update, Port Orchard has an estimated 5,300 homeowners aged 62 and older, with 17 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.
The average home value used for this update is $541,521, placing many Port Orchard homes:
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Well within the 2026 federal HECM lending limit of $1,249,125, and
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In a range where HUD-insured reverse mortgages may be a practical option for qualified homeowners
For higher-valued properties, proprietary jumbo reverse mortgage programs may also be reviewed.
About Port Orchard, Washington
Port Orchard is the county seat of Kitsap County and sits along Sinclair Inlet on the Kitsap Peninsula. The city developed alongside the region’s maritime and naval history and remains closely connected to nearby naval installations and ferry routes serving the greater Seattle area.
Today, Port Orchard is known for its waterfront setting, ferry access, and strong community character. The city attracts long-term homeowners who value a quieter pace of life while remaining connected to the broader Puget Sound region.
Ready to Unlock Your Home’s Equity?
As Port Orchard’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the Washington State Department of Financial Institutions (License #CL-13999), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Port Orchard’s #1 Rated Reverse Mortgage Lender, or call (360) 558-3550 to speak with a friendly expert today.
