Palm Springs' #1 Reverse Mortgage*
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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Palm Springs Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national lending limit of $1,249,125.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Palm Springs Reverse Mortgage Facts (2026 Update)
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Lenders in Palm Springs (est) | Avg. Home Value |
|---|---|---|---|---|
| Palm Springs | 4,800 | 12 | 5 | $611,888 |
How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the U.S. Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. As a HUD-approved direct lender, we manage the entire process in-house, from application through closing.
We work with homeowners throughout Palm Springs, helping those who already own their homes refinance to eliminate required monthly mortgage payments or responsibly access home equity for retirement needs. Whether your goal is to pay off an existing loan, improve monthly cash flow, or establish a growing line of credit, our role is to explain your options clearly and accurately.
About All Reverse Mortgage, Inc.
Reverse mortgages are all we do.
Our team brings more than 20 years of experience focused exclusively on reverse mortgage lending. In 2008, we were involved in introducing the first fixed-rate jumbo reverse mortgage, giving us long-standing experience with both FHA-insured HECM loans and proprietary jumbo programs.
That experience matters in markets like Palm Springs, where many homeowners are equity-rich and retirement-focused. We help homeowners understand how different reverse mortgage structures work and how they fit into long-term retirement planning.
Palm Springs Lending Limits (2026)
Located in Riverside County, Palm Springs is a well-known desert resort city with a long history as a retirement destination. As of 2024, the city has an estimated population of approximately 46,500 residents.
Palm Springs has a high concentration of older homeowners. Nearly 8,500 residents are homeowners aged 62 and older who may be eligible for a reverse mortgage.
For 2026, the national FHA lending limit for HECM reverse mortgages is $1,249,125. Based on current home values in Palm Springs:
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Most homes fall below the federal HECM lending limit
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FHA-insured reverse mortgages are accessible to many qualified homeowners
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Jumbo reverse mortgage options are available for higher-valued properties
Palm Springs homeowners often explore reverse mortgages to eliminate mortgage payments, create additional retirement income, or establish a line of credit that grows over time.
Ready to Unlock Your Home’s Equity?
As Palm Springs’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the California Department of Financial Protection and Innovation (DFPI License #4131292), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Palm Springs’s #1 Rated Reverse Mortgage Lender! Use our reverse mortgage calculator, or call (760) 292-2213 to speak with a friendly expert today.
