New Jersey's #1 Reverse Mortgage

New Jersey’s Trusted Reverse Mortgage Lender

At All Reverse Mortgage, Inc. (ARLO™), we’re honored to be New Jersey’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our unwavering commitment to providing you with the best terms and outstanding customer care.

Since 2004, our mission has been to help New Jersey homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages designed to meet your needs and help you live more comfortably.

With our competitive rates and lower costs, you can keep more of your home’s equity in your pocket. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

New Jersey Reverse Mortgage Facts

Top Reverse Mortgage Lenders in New Jersey

Trusted HUD-Approved Direct Lender in New Jersey

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer Home Equity Conversion Mortgages (HECM), commonly known as reverse mortgages. This HUD approval means you can trust us to confidently and care guide you through the process.

Serving homeowners across New Jersey, we specialize in helping you unlock the equity in your home. Whether you’re looking to pay off an existing mortgage and eliminate monthly payments, access your equity for other financial needs, or both, we’re here to provide personalized guidance every step of the way.

About All Reverse Mortgage of New Jersey

Our team has a long history in the reverse mortgage industry, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. This extensive experience allows us to offer tailored solutions for homeowners with high-value properties, especially in markets where a traditional HECM may not fully meet your needs.

We understand that choosing the right reverse mortgage program can be complex. That’s why our seasoned professionals take the time to explain the benefits and considerations of each option, ensuring you can make an informed decision about the right option for your situation.

Reverse mortgages have become an important financial tool for many homeowners aged 62 and above. Whether you’re looking to eliminate monthly mortgage payments or establish a growing line of credit, a reverse mortgage can help you live comfortably in your home while planning for a secure future.

At All Reverse Mortgage, Inc. (ARLO™), we’re here to answer your questions and provide the support you need to make the best choice for your financial well-being.

We’re fully licensed by the Department of Banking & Insurance (License/Registration #N000018109), ensuring that you receive expert guidance every step of the way.

New Jersey Reverse Mortgage Lending Limits

New Jersey, known as “The Garden State,” is home to nearly 9 million people, with over 560,000 of them being homeowners aged 62 and older. This means that well over half a million New Jersey residents may qualify for a reverse mortgage, offering a way to access their home’s equity.

As of January 2024, the average home value in New Jersey is $442,500, which is comfortably below the HECM reverse mortgage lending limit of $1,209,750. This allows many homeowners to take advantage of their home’s value through a reverse mortgage.

New Jersey’s history is rich and storied, beginning with the Native Americans who lived in the area for thousands of years before European settlers arrived. The Dutch were the first Europeans to claim the region, but New Jersey became one of the original 13 colonies to rebel against British rule, earning its place as one of the founding states of the United States.

New Jersey played a pivotal role in the American Revolution, earning the nickname “the Crossroads of the American Revolution.” It was here that General George Washington led his famous crossing of the Delaware River on Christmas night in 1776, resulting in a crucial victory at the Battle of Trenton.

After gaining independence, New Jersey became the third state to ratify the U.S. Constitution and was the first to ratify the Bill of Rights. The state’s economic growth in the 19th century was fueled by the Industrial Revolution, with factories springing up in cities like Camden, Paterson, Newark, Trenton, and Elizabeth.

In the 20th century, New Jersey continued to grow, playing a key role in wartime manufacturing during both World Wars. The state’s prime location between major cities like New York and Philadelphia spurred suburban growth in the latter half of the century.

Today, New Jersey’s economy is driven by pharmaceuticals, finance, chemical development, telecommunications, and tourism industries. Atlantic City remains a popular destination for entertainment and gambling, with the first legalized casino opening in 1978.

If you’re a homeowner aged 62 or older in New Jersey, a reverse mortgage could be a valuable financial tool for your retirement. Whether you’re looking to eliminate monthly mortgage payments or access additional funds from your home’s equity, All Reverse Mortgage, Inc. (ARLO™) is here to help. We’re ready to answer your questions and guide you through the process.

New Jersey Approved Reverse Mortgage Counseling Agencies

Did you know? New Jersey does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies, and you can conduct your required counseling from the comfort of your home.

Other Areas of Interest in New Jersey

Brick Township Jackson Township Manchester Neptune Township Tom's River

Additional Resources:
Reversemortgage.org NRMLA Members in New Jersey
HUD.GOV Approved Lenders Search