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Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040) |
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All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041) |
Michael G. Branson
Edited by 
Cliff Auerswald
Fresno Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national 2025 lending limit of $1,209,750.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Fresno Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Fresno (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Fresno | 45,080 | 79 | 9 | 64 | $374,013 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We take care of everything, from the application to closing, ensuring you’re in good hands every step of the way.
We serve homeowners in Anaheim, helping those who already own their homes refinance to eliminate their monthly mortgage payments or access their home equity for other needs. Whether you want to pay off your existing loan, free up some extra cash, or do both, we’re here to help.
About Us
Our team at All Reverse Mortgage has deep experience in the industry. In 2008, we were part of the group that introduced the first fixed-rate jumbo reverse mortgage, so we understand both HUD-backed HECM loans and jumbo (or proprietary) loans. This expertise allows us to offer options for homeowners with higher-value homes that may not be fully covered by HUD’s HECM program.
Choosing the right loan can be challenging, but our experienced originators are here to guide you. We’ll explain the options, including the pros and cons of each, so you can make the best decision for your situation. Whether a HUD HECM or a jumbo loan is right for you depends on your unique needs, and we’ll ensure you have all the information to make an informed choice.
For homeowners aged 62 and older, a reverse mortgage can be a valuable financial tool. It’s not just a last resort; many are using it to enhance their retirement plans. With a reverse mortgage, you can eliminate monthly mortgage payments or set up a line of credit that grows over time, helping you live comfortably and plan for the future.
Fresno Lending Limits
Fresno, California, is a mid-sized city with approximately 552,000 residents in the San Joaquin Valley. As the largest city by population in inland California, Fresno’s metro area boasts over 1 million people.
The city’s history dates back to the late 1800s when it was home to a Central Pacific Railroad station, and it was incorporated in 1885. Fresno is named after the ash trees that line the San Joaquin River, as “Fresno” is the Spanish word for ash. Today, Fresno is a major agricultural hub, producing almonds, pistachios, grapes, cotton, wheat, cantaloupes, and many other crops on a large scale.
Covering roughly 112 square miles near California’s geographical center, Fresno’s location makes it a gateway for visitors to Yosemite National Park, Sierra National Forest, Kings Canyon National Park, and Sequoia National Park, which pass through from cities like Los Angeles.
According to recent census data, nearly half of Fresno’s more than 170,000 housing units are owner-occupied. With 9% to 10% of residents aged 65 or older, many meet the minimum reverse mortgage age requirement of 62.
Fresno experiences a varied climate, with hot, dry summers and cold, wet winters. Summer temperatures often reach the 90s, while winter temperatures range from the 40s to the 60s.
As of 2024, the median home value in Fresno is $391,500, marking a 7.5% increase over the past year. Most homes in Fresno fall well within the federal reverse mortgage lending limit of $1,209,750. However, private jumbo reverse mortgage programs are available for homeowners with properties valued above this limit.
Ready to Unlock Your Home’s Equity?
As Fresno’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.
✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.
As a fully licensed lender by the California Department of Financial Protection and Innovation (DFPI License #4131292), we’re committed to helping you secure the retirement you deserve.
Get Your Free Quote from Fresno’s #1 Rated Reverse Mortgage Lender! Use our reverse mortgage calculator, or call (559) 550-6771 to speak with a friendly expert today.
