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Compare Arkansas' Best Reverse Mortgages
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Compare Arkansas Best Reverse Mortgages

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Michael G. Branson Michael G. Branson, CEO of All Reverse Mortgage, Inc., and moderator of ARLO™, has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively. (License: NMLS# 14040)
Cliff Auerswald All Reverse Mortgage's editing process includes rigorous fact-checking led by industry experts to ensure all content is accurate and current. This article has been reviewed, edited, and fact-checked by Cliff Auerswald, President and co-creator of ARLO™. (License: NMLS# 14041)

Reverse Mortgages in Arkansas: A Comprehensive Guide

If you’re an Arkansas homeowner aged 62 or older, a reverse mortgage could be a valuable tool to help you unlock the equity in your home and improve your financial security during retirement. In this guide, we’ll cover everything you need to know about reverse mortgages in Arkansas, including key facts, the latest statistics, top lenders, and essential protections.

Top 20 Reverse Mortgage Lenders in Arkansas

LenderBBB RatingYears in BusinessCustomer Rating (0–5)% Positive ReviewsComplaintsSource
Atlantic Avenue Mortgage LLCA+24.94/598.8%2Source
American Pacific MortgageF281.75/535.0%8Source
Cross Country MortgageF221.46/529.2%300Source
Fairway Independent MortgageB+294.48/589.6%28Source
Finance of America Reverse LLC (FAR)A+211.00/520.0%37Source
GMFS MortgageA+262.5/550.0%18Source
Goodlife Home LoansA+135.0/5100%0Source
Guild Mortgage Company (Formerly Cherry Creek LLC)A+641.36/527.2%25Source
HighTechLending IncA+194.93/598.6%1Source
Liberty Home Equity Solutions Inc.A+211.00/520.0%1Source
Longbridge Financial LLCA+123.81/576.2%25Source
Mid America Mortgage Inc.A+66NANANASource
MoneyhouseNR27NANA0Source
Movement Mortgage, LLCA+174.83/596.2%95Source
Mutual of Omaha MortgageA+121.49/529.8%55Source
Open Mortgage LLCA+223.67/573.4%1Source
Plaza Home Mortgage IncA+243.44/568.8%7Source
Smartfi Home LoansA+61.00/529.0%0Source
South River Mortgage, LLCA+63.55/571.0%12Source
Source: Data compiled from https://www.rminsight.net/wp-content/uploads/2025/05/Lenders_202504.pdf RMInsight (Top 20 HECM Lenders, July 2025 and Better Business Bureau reviews updated as of July 7, 2025.

Latest Arkansas Reverse Mortgage Statistics

StateHomeowners Age 62+Reverse Mortgages Closed Last 12 MonthsLenders in ArkansasAvg. Home Value
Arkansas147,50413618$208,527
HECM Data source: https://entp.hud.gov/sfnw/public/
Loan Type: HECM Standard Loans Originated in Arkansas
Performance Period: Loans endorsed between January 1, 2024, and December 31, 2024
Note: Includes all HECM Standard cases within the specified endorsement period.

Arkansas: A State with Rich History and Growing Opportunities

Arkansas, the 32nd most populous state in the U.S., is home to approximately 3 million people as of 2024, with nearly 500,000 residents aged 65 and older. About 65% of Arkansas residents are homeowners, making it a state where many find comfort in owning their homes​.

Arkansas’s Deep History and Economy Named after a Quapaw word meaning “south wind,” Arkansas has a storied past. The French explored the region in the late 1600s, and it became part of the United States through the Louisiana Purchase. Arkansas was officially admitted as the 25th state in 1836 and played a pivotal role in American history, including joining the Confederacy during the Civil War.

Little Rock, the capital and largest city, is significant in civil rights history. In 1957, the “Little Rock Nine” made headlines when they were escorted by the National Guard into an integrated high school following the landmark Brown v. Board of Education decision. A statue now stands proudly at the state capitol in their honor. Little Rock is also home to the William J. Clinton Presidential Library and the nation’s only purse museum.

Other notable cities include Fort Smith, Fayetteville, Springdale, and Hot Springs, which are famous for their natural thermal springs and historic bathhouses. Bentonville, known as the birthplace of Walmart, also plays a prominent role in the state’s economy. Major industries include agriculture, transportation, and food manufacturing, with leading companies like Dillard’s, Sam’s Club, and J.B. Hunt headquartered here.

Climate and Lifestyle Arkansas enjoys all four seasons. The state has mild winters that occasionally bring snow and warm summers with thunderstorms. Classified as humid subtropical, Arkansas experiences warmer, more humid conditions in the south, while the northern regions feature cooler, hilly terrain. The average summer high is 92°F, while the winter sees lows around 32°F​.

Reverse Mortgage Opportunities in Arkansas

As of January 2025, the average home value in Arkansas is approximately $208,527, representing a 3.3% increase over the last year. Many homes in the state are valued below the federal reverse mortgage lending limit of $1,209,750, making them eligible for HECM (Home Equity Conversion Mortgage) loans. For homeowners with higher-value properties, jumbo reverse mortgage programs are available to provide additional borrowing power.

 

HUD-Approved Reverse Mortgage Counseling Agencies in Arkansas

NameAgency IDAddressPhoneWeb Site
CREDIT COUNSELING OF ARKANSAS835251111 E ZION RD
FAYETTEVILLE, AR 72703-5013
(479) 521-8877http://www.ccoacares.com
CREDIT COUNSELING OF ARKANSAS - BENTONVILLE8352817320 MOBERLY LN., SUITE 3
BENTONVILLE, AR 72716-0001
(479) 521-8877http://www.ccoacares.com

Did you know? Arkansas state does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Also See:
Reversemortgage.org NRMLA Members in Arkansas
HUD.GOV Approved Lenders Search

Author Michael Branson
About the Author, Michael G. Branson | Mike@allreverse.com
Michael G. Branson CEO, All Reverse Mortgage, Inc. and moderator of ARLO™ has 45 years of experience in the mortgage banking industry. He has devoted the past 20 years to reverse mortgages exclusively.
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