Alameda Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national 2024 lending limit of $1,209,750.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Alameda County Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Alameda (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Alameda | 213,810 | 1,727 | 174 | 1146 | $1,318,696 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We handle everything from start to finish, ensuring you’re in trusted hands throughout the process.
We serve Alameda County, helping homeowners refinance their homes, whether to eliminate existing mortgage payments or to access their home equity for other needs. Our team is here to guide you whether you’re looking to pay off your current loan, free up some extra cash, or both.
About Us
At All Reverse Mortgage, we bring years of experience as part of the team that introduced the first fixed-rate jumbo reverse mortgage in 2008. This means we’re well-versed in both HUD-backed HECM loans and jumbo (or proprietary) loans, which can benefit homeowners with high-value properties.
Choosing the right loan can be confusing, but we’re here to help. Our experienced originators will walk you through the options, explaining the pros and cons so you can make the best decision for your needs. Whether a HUD HECM or a jumbo loan is right for you depends on your unique situation, and we’ll make sure you have all the information you need.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool. It’s not just a last resort; many now use it as part of their retirement planning. Whether you’re looking to eliminate your monthly mortgage payments or set up a line of credit that grows over time, a reverse mortgage could help you live comfortably and plan for the future.
Alameda County Lending Limits
Alameda County is one of California’s largest counties, with over 1.67 million residents as of 2024. It’s rich in history, formed in 1853, and includes major cities like Oakland, Fremont, and Berkeley. The county is known for its beautiful parks, vibrant arts scene, and top-notch universities like UC Berkeley and California State University, East Bay.
The housing market in Alameda County has seen significant growth, with the median home value reaching $1,318,696 as of January 2024. For homeowners with properties valued above the federal lending limit of $1,209,750, a jumbo reverse mortgage might offer the extra borrowing capacity you need.
If you live in Alameda County, All Reverse Mortgage, Inc. (ARLO™) is here to assist you. Call (800) 565-1722—we’re ready to help.
