Terrebonne Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.

With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)

Terrebonne Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Terrebonne (est) Avg. Home Value
Terrebonne 1,100 3 2 $498,771

How this data was derived: Reverse mortgage counts reflect FHA-insured HECM loans endorsed over a rolling 12-month period (Dec 2024–Nov 2025) using HUD HECM Snapshot data. Active lenders represent unique FHA sponsor numbers with at least one endorsed loan during this period. Estimated homeowners age 62+ are based on U.S. Census ACS 5-year owner-occupied households age 65+ as a conservative proxy. Home values are sourced from Zillow’s Home Value Index (latest available).

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a direct lender, we handle the entire process in-house, providing clear guidance from application through closing.

Local Reverse Mortgage Help in Terrebonne

All Reverse Mortgage of Terrebonne works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while remaining in their home

  • Refinance an existing reverse mortgage

  • Determine whether a reverse mortgage fits long-term retirement plans

Each option is reviewed carefully based on age, home value, and future housing goals.

About All Reverse Mortgage of Terrebonne

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team was involved in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us deep experience across:

  • HUD-insured HECM loans

  • Proprietary jumbo reverse mortgage programs

  • Retirement-focused lending strategies for equity-rich homeowners

This experience is especially important in smaller Central Oregon communities like Terrebonne, where homeowners often prioritize long-term stability and aging in place.

Clear Guidance Without Pressure

A reverse mortgage is not a one-size-fits-all solution.

Our licensed originators explain:

  • How much equity may realistically be available

  • Differences between HECM and jumbo reverse mortgage programs

  • Ongoing homeowner responsibilities such as taxes, insurance, and maintenance

  • Long-term considerations for heirs

You receive real numbers and plain-English explanations before making any decision.

Terrebonne Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Terrebonne has an estimated 1,100 homeowners aged 62 and older, with 3 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

The average home value used for this update is $498,771, which means:

  • Most homes fall well within the 2026 federal HECM lending limit of $1,249,125

  • HUD-insured reverse mortgages remain accessible for many qualified homeowners

  • Jumbo reverse mortgage programs are available for higher-valued properties

About Terrebonne

Terrebonne is a small unincorporated community in Deschutes County, located in Central Oregon’s high desert region. Known for its proximity to Bend and Smith Rock State Park, Terrebonne attracts long-term homeowners who value outdoor access, quiet living, and a strong sense of community. Reverse mortgages here are often used to eliminate mortgage payments or provide added financial flexibility during retirement.

Ready to Unlock Your Home’s Equity?

As Terrebonne’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Terrebonne’s #1 Rated Reverse Mortgage Lender, or call (541) 588-6869 to speak with a friendly expert today.