Raleigh Reverse Mortgage Lenders
All Reverse Mortgage, Inc. (ARLO™) is proud to be North Carolina’s #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.
All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.
We’re committed to be your lender because you deserve the best rate at the lowest price possible.
We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2024 lending limit of $1,149,825.
We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!
Raleigh Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Raleigh (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Raleigh | 32,931 | 44 | 1 | 35 | $261,800 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD
Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s acronym for their reverse mortgage loan.
All Reverse Mortgage, Inc. (ARLO™) originates in Raleigh and closes both refinance loans, where borrowers already own their home and are looking to either
pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly
a combination of both.
About All Reverse Mortgage, Inc.
Our team has been at the forefront of the reverse mortgage industry, including being part of the group that introduced the first fixed-rate jumbo reverse mortgage in 2008. This extensive experience allows us to offer personalized solutions for homeowners with high-value properties, especially in markets where a traditional HECM may not be the best fit.
Choosing the right reverse mortgage program can be complex, but our seasoned professionals are here to help. We’ll explain the benefits and considerations of each option, ensuring you can make an informed choice that suits your needs.
At All Reverse Mortgage, Inc. (ARLO™), we’re here to answer your questions and provide the support you need to make the best decision for your financial well-being.
Raleigh, North Carolina Reverse Mortgage Lending Limits
As the capital of North Carolina, Raleigh is the state’s second-largest city, boasting a vibrant and diverse population. Known as the City of Oaks due to its abundance of oak trees, Raleigh is home to an estimated 481,958 residents as of 2024, with 11.7% of the population being senior homeowners aged 62 or older.
Education and Research
Raleigh is a hub for education and innovation, with North Carolina State University in the city. Along with Durham (home to Duke University) and Chapel Hill (home to the University of North Carolina at Chapel Hill), these cities make up the Research Triangle Park (RTP)—one of the most prominent research and development areas in the country. RTP has played a pivotal role in making Raleigh a key tech innovation and education center.
Arts, Culture, and Recreation
Residents of Raleigh enjoy exploring the city’s rich cultural attractions and green spaces. Popular museums include the North Carolina Museum of Art, the African American Cultural Complex, and the North Carolina Sports Hall of Fame. Raleigh’s natural beauty and parks also provide plenty of opportunities for outdoor activities and community events.
Economic Landscape
Raleigh’s economy is driven by professional services, healthcare, and retail. Major employers include the State of North Carolina, the Wake County Public School System, and leading tech companies like Red Hat. This strong and diverse economic base makes Raleigh an attractive place to live for seniors looking to settle in a growing and dynamic city.
Raleigh Housing Market in 2024
As of January 2024, Raleigh’s median home value is $461,210, reflecting a 7.2% increase over the past year. While many Raleigh homes fall within the federal reverse mortgage lending limit of $1,149,825, some higher-value properties may exceed this threshold. For those with homes above this value, jumbo reverse mortgage programs are available to help homeowners tap into more of their home’s equity.
Explore Your Reverse Mortgage Options
If you’re a senior homeowner in Raleigh, a reverse mortgage can provide financial flexibility by allowing you to access the equity in your home. Whether you want to eliminate monthly mortgage payments or create a line of credit for retirement, All Reverse Mortgage, Inc. (ARLO™) is here to help.
Call us today at Toll-Free (800) 565-1722, or visit our reverse mortgage calculator at reverse.mortgage/calculator to estimate how much you could access through a reverse mortgage. We’re ready to assist you in making informed decisions to ensure you can continue to enjoy your retirement in the beautiful city of Raleigh.
