Lincoln Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national 2024 lending limit of $1,149,825.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Lincoln Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Lincoln (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Lincoln | 4,133 | 78 | 0 | 60 | $672,341 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We take care of everything, from the application to closing, ensuring you’re in good hands every step of the way.
We serve homeowners in Anaheim, helping those who already own their homes refinance to eliminate their monthly mortgage payments or access their home equity for other needs. Whether you want to pay off your existing loan, free up some extra cash, or do both, we’re here to help.
About Us
Our team at All Reverse Mortgage has deep experience in the industry. In 2008, we were part of the group that introduced the first fixed-rate jumbo reverse mortgage, so we understand both HUD-backed HECM loans and jumbo (or proprietary) loans. This expertise allows us to offer options for homeowners with higher-value homes that may not be fully covered by HUD’s HECM program.
Choosing the right loan can be challenging, but our experienced originators are here to guide you. We’ll explain the options, including the pros and cons of each, so you can make the best decision for your situation. Whether a HUD HECM or a jumbo loan is right for you depends on your unique needs, and we’ll ensure you have all the information to make an informed choice.
For homeowners aged 62 and older, a reverse mortgage can be a valuable financial tool. It’s not just a last resort; many are using it to enhance their retirement plans. With a reverse mortgage, you can eliminate monthly mortgage payments or set up a line of credit that grows over time, helping you live comfortably and plan for the future.
Lincoln Lending Limits
Lincoln, California, is a city in the greater Sacramento area with rapid population growth over the last two decades. Located in Placer County, about 10 miles from Roseville, Lincoln was originally settled in the mid-1800s along the Central California Railroad. Historically, the city’s growth paralleled the railroad’s expansion, which slowed during the late 1800s and much of the 20th century.
In recent years, Lincoln, which spans roughly 20 square miles, experienced a population surge as the greater Sacramento-Roseville area expanded. As of 2024, Lincoln has nearly 53,000 residents. In 2006, Lincoln received the All-America Cities Award from the National Civic League (NCL).
Lincoln residents enjoy hot, dry summers and cool, wet winters, with an average of 250 days of sunshine annually. Summer temperatures typically range in the mid to upper 70s, while winter lows average around 40 degrees Fahrenheit. Lincoln offers residents and visitors private and public golf courses, a charming downtown with shops and dining options, and stops along the Placer Wine Trail. While Sacramento Airport handles much of the travel to and from Lincoln, the city also has its own Lincoln Regional Airport.
As of 2024, the median home value in Lincoln is $705,200, reflecting a 4.9% increase over the past year. Many homes in Lincoln fall within the HECM lending limit, while others exceed the federal reverse mortgage lending limit of $1,149,825. Private jumbo reverse mortgage programs may offer a better solution for those with homes valued above this limit.
If you’re a homeowner in Lincoln aged 62 or older, and you’re curious about how a reverse mortgage could benefit you, All Reverse Mortgage, Inc. (ARLO™) is here to help. Call us today at Toll-Free (800) 565-1722 or visit our calculator to explore your options.
We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
