Irvine Reverse Mortgages
At All Reverse Mortgage, Inc. (ARLO™), we take pride in being California’s #1 Rated Reverse Mortgage Lender. We have a perfect 5-star rating from the Better Business Bureau and an A+ Exemplary Rating. We’ve been serving communities across California and 15 additional states since 2004, all from our headquarters in Southern California.
We focus solely on reverse mortgages, so you can trust that we have the expertise you need. We’re dedicated to providing you with the best possible rates and the lowest costs, ensuring you get the most out of your home’s equity.
As a HUD-approved lender, we offer national HECM programs and provide non-FHA and Jumbo Reverse Mortgages for those with higher-value homes exceeding the national 2024 lending limit of $1,149,825.
We invite you to compare our reviews, rates, and closing costs with those of any other lender. We’re confident you’ll see the difference and are excited to help you make the most informed decision.
Irvine Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Irvine (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Irvine | 31,122 | 55 | 3 | 54 | $1,302,836 |
HUD-Approved Direct Lender
At All Reverse Mortgage, Inc. (ARLO™), we are proud to be approved by the Department of Housing and Urban Development (HUD) to offer the Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage. We take care of everything, from the application to closing, ensuring you’re in good hands every step of the way.
We serve homeowners in Anaheim, helping those who already own their homes refinance to eliminate their monthly mortgage payments or access their home equity for other needs. Whether you want to pay off your existing loan, free up some extra cash, or do both, we’re here to help.
About Us
Our team at All Reverse Mortgage has deep experience in the industry. In 2008, we were part of the group that introduced the first fixed-rate jumbo reverse mortgage, so we understand both HUD-backed HECM loans and jumbo (or proprietary) loans. This expertise allows us to offer options for homeowners with higher-value homes that may not be fully covered by HUD’s HECM program.
Choosing the right loan can be challenging, but our experienced originators are here to guide you. We’ll explain the options, including the pros and cons of each, so you can make the best decision for your situation. Whether a HUD HECM or a jumbo loan is right for you depends on your unique needs, and we’ll ensure you have all the information to make an informed choice.
For homeowners aged 62 and older, a reverse mortgage can be a valuable financial tool. It’s not just a last resort; many are using it to enhance their retirement plans. With a reverse mortgage, you can eliminate monthly mortgage payments or set up a line of credit that grows over time, helping you live comfortably and plan for the future.
Irvine Lending Limits
Irvine, California’s history dates back to 1769 when the first Spanish explorers settled in the area. However, it wasn’t until after World War II that the city began to grow, largely due to Irvine being a master-planned community. The 1970s marked a period of significant growth, and as of 2024, Irvine’s population is approximately 280,000. Senior homeowners aged 62 and older make up about 13.5 percent of the city’s population.
Irvine offers many activities, from exploring its numerous parks to visiting notable sites like the Orange County Great Park and the University of California Irvine Arboretum. The city has also been a filming location for several movies, including Iron Man, Planet of the Apes, and Ocean’s Eleven.
Education services and manufacturing are Irvine’s primary economic drivers. Major employers include the University of California, Irvine, the Irvine Unified School District, and video game developer Blizzard Entertainment.
As of January 2024, the median home value in Irvine is $1,359,900, reflecting a 9.8% increase over the past year. Many homes in Irvine exceed the federal reverse mortgage lending limit of $1,149,825. Private jumbo reverse mortgage programs may better fit those with properties valued above this limit.
If you’re a homeowner in Irvine aged 62 or older, and you’re curious about how a reverse mortgage could benefit you, All Reverse Mortgage, Inc. (ARLO™) is here to help. Call us today at Toll-Free (800) 565-1722 or visit our calculator to explore your options.
We’re ready to answer your questions and help you make the most of your home’s equity—so you can confidently enjoy your retirement. Don’t wait—reach out to us today!
