Eugene Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Eugene Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Eugene (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Eugene | 17,528 | 25 | 2 | 24 | $458,086 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by the state of Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to better serve Oregon homeowners, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
Eugene Lending Limits
A Brief History of Eugene
Eugene, Oregon, is the second-largest city in the state, with a population of approximately 161,649. Founded in 1846 and incorporated in 1862, Eugene has a unique cultural history, often recognized as one of the early birthplaces of the counterculture movement of the 1960s. This spirit of alternative ideas and creative pursuits continues to shape the city’s identity today.
A Hub of Innovation and Education
Home to the University of Oregon, Eugene is a center for higher education and innovation. The city is also the birthplace of Nike, one of the largest global companies. Eugene boasts vibrant theaters, museums, and art galleries, further enhancing its reputation as a cultural hotspot.
Eugene’s Senior Community
Eugene has a significant retiree population, with approximately 29,000 senior homeowners aged 62 or older. These homeowners may benefit from a reverse mortgage to access their home’s equity while continuing to live comfortably in their homes.
Current Home Values in Eugene
As of January 2023, Eugene’s median home value is $458,086—an increase of 7.1% over the previous year. Many Eugene homes are well within the federal reverse mortgage lending limit of $1,209,750, making a Home Equity Conversion Mortgage (HECM) an excellent option for eligible homeowners. For those with properties exceeding this limit, jumbo reverse mortgage programs may provide access to even more of their home’s equity.
Explore Your Options
If you’re a senior homeowner in Eugene, a reverse mortgage could be a valuable tool for eliminating monthly mortgage payments or establishing a line of credit for financial flexibility in retirement.
Contact Us Today
If you have questions about reverse mortgages or would like to see how much equity you could access, All Reverse Mortgage, Inc. (ARLO™) is here to help. Give us a call at Toll-Free (800) 565-1722 or visit our online calculator at https://reverse.mortgage/calculator to explore your options.
