Central Point Reverse Mortgage Lenders
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.
Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.
With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!
All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)
Central Point Reverse Mortgage Facts
| City | Homeowners Age 62+ | Reverse Mortgages Closed Last 12 Months | Purchase Reverse Mortgages Closed Last 12 Months | Lenders in Central Point (est) | Avg. Home Value |
|---|---|---|---|---|---|
| Central Point | 1,469 | 2 | 0 | 1 | $402,326 |
HUD Approved Direct Lender
All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), commonly referred to as a reverse mortgage.
In Albany, All Reverse Mortgage, Inc. (ARLO™) assists homeowners with refinancing, whether they want to pay off an existing loan and eliminate monthly mortgage payments, access their home equity for other purposes, or pursue a combination of both.
About All Reverse Mortgage, Inc.
At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be licensed by the state of Oregon, bringing decades of expertise and local knowledge to homeowners across the state. Our owners and management were part of the team that introduced and sold the first fixed-rate jumbo reverse mortgage in 2008. With extensive experience in jumbo and proprietary loan programs, we continually seek new products to better serve Oregon homeowners, especially those with high-value homes in markets where the HUD HECM may not fully meet their needs.
As a licensed Oregon lender, we understand the unique aspects of the local housing market. We’re dedicated to helping you navigate the complexities of reverse mortgage options, from the HUD HECM to niche jumbo programs. Our seasoned originators are well-equipped to guide you through the process, ensuring you understand the pros and cons of each option so you can make an informed decision.
For homeowners aged 62 and above, a reverse mortgage can be a powerful financial tool—not just a last resort. Whether it’s eliminating existing mortgage payments or establishing a growing line of credit, we’re here to help you use your home’s equity to live comfortably and plan for the future in your family home.
Central Point Lending Limits
Central Point, Oregon, nestled in the heart of the Rogue Valley, is a growing community with a rich history dating back to the mid-19th century. The city was established at the crossroads of two key trading routes, earning its name due to its central location in the valley. Today, Central Point remains an essential hub in Southern Oregon, known for its proximity to the Rogue River and its deep ties to local commerce and education.
Population & Senior Homeowners: As of 2024, 15% of Central Point’s population is 65 and older. Of these, 83% are homeowners, representing nearly 1,500 households. Many of these homeowners may benefit from reverse mortgages as they seek to access their home’s equity for retirement needs.
Home Values: According to the Zillow Home Value Index, the median home value in Central Point is $402,326, which is slightly below Oregon’s state average. This value positions many homes well within the federal reverse mortgage lending limit of $1,149,825 for HECM loans, making reverse mortgages accessible for most local homeowners.
Jumbo reverse mortgage programs are available for homeowners with higher-value properties, allowing them to tap into even more of their home equity.
Why Consider a Reverse Mortgage? A reverse mortgage may allow senior homeowners in Central Point to:
- Eliminate monthly mortgage payments.
- Establish a line of credit for future financial needs.
- Access a lump sum or draw funds over time, depending on their financial goals.
Whether you want to enhance your retirement or gain more financial flexibility, a reverse mortgage could be a valuable tool. If you’re aged 62 or older and interested in learning more about reverse mortgage options in Central Point, All Reverse Mortgage, Inc. (ARLO™) can help guide you through the process.
Contact us at Toll-Free (800) 565-1722 or use our reverse mortgage calculator to estimate your lending limit.
Don’t wait—unlock your home’s value today and confidently enjoy your retirement!
