Central Point Reverse Mortgage Lenders

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Oregon’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ rating from the Better Business Bureau and perfect 5-star reviews reflect our unwavering commitment to providing you with the best terms and exceptional customer care.

Since 2004, our mission has been simple: to help Oregon homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a comprehensive range of HECM and jumbo reverse mortgages tailored to meet your specific needs.

With our competitive rates and lower costs, you can retain more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

All Reverse Mortgage is licensed by the Division of Finance and Corporate Securities (DFCF) (License/Registration #ML-5006)

Central Point Reverse Mortgage Facts (2026 Update)

City Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Lenders in Central Point (est) Avg. Home Value
Central Point 3,200 8 4 $429,106

HUD-Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved by the Department of Housing and Urban Development (HUD) to originate, underwrite, and close HUD’s Home Equity Conversion Mortgage (HECM), the federally insured reverse mortgage program.

As a direct lender, we manage the process from application through closing, providing clarity, accuracy, and consistent communication throughout.

Local Reverse Mortgage Help in Central Point

All Reverse Mortgage of Central Point works with homeowners who want to:

  • Pay off an existing mortgage and eliminate required monthly payments

  • Access home equity while continuing to live in their home

  • Refinance an existing reverse mortgage

  • Establish a long-term line of credit for retirement planning

Each option is reviewed carefully based on age, home value, and long-term financial goals.

About All Reverse Mortgage of Central Point

All Reverse Mortgage, Inc. has focused exclusively on reverse mortgages for more than 20 years.

Our leadership team participated in the introduction of the first fixed-rate jumbo reverse mortgage in 2008, giving us experience across both:

  • HUD-insured HECM loans, and

  • Proprietary jumbo reverse mortgage programs

This experience matters in Oregon markets like Central Point, where homeowners often want flexibility without taking on new monthly obligations.

Expert Guidance You Can Trust

Reverse mortgages are not a last-resort product.

Our licensed originators help you understand:

  • How much equity may be available

  • Differences between HECM and jumbo reverse mortgages

  • Ongoing homeowner responsibilities

  • Long-term considerations for heirs

You receive real numbers and clear explanations before making any decision.

Central Point Reverse Mortgage Lending Limits (2026)

Based on this 2026 update, Central Point has an estimated 3,200 homeowners aged 62 and older, with 8 FHA-insured reverse mortgages closed during the most recent 12-month reporting period.

The average home value used for this update is $429,106, which means:

  • Most homes are well within the 2026 federal HECM lending limit of $1,249,125

  • HUD-insured reverse mortgages are accessible to many qualified homeowners

  • Jumbo reverse mortgage programs remain available for higher-valued properties

About Central Point

Central Point sits in the heart of the Rogue Valley and has long served as a regional hub for Southern Oregon. Its mix of long-term homeownership and modest-to-mid-range property values makes reverse mortgages a practical consideration for retirement planning rather than short-term borrowing.

Ready to Unlock Your Home’s Equity?

As Central Point’s #1 Rated Reverse Mortgage Lender, All Reverse Mortgage, Inc. (ARLO™) is here to provide trusted guidance, real-time rates, and expert support to help you make informed decisions.

✔ No obligations. Just real-time rates and expert advice.
✔ Instant quote. No personal info required.
✔ Licensed experts. Get clear, honest answers.

As a fully licensed lender by the Oregon Division of Financial Regulation (License #ML-4917), we’re committed to helping you secure the retirement you deserve.

Get Your Free Quote from Central Point’s #1 Rated Reverse Mortgage Lender, or call (541) 588-6869 to speak with a friendly expert today.