Why Should I Choose All Reverse Mortgage?
Are all reverse mortgages the same? Isn’t it best to use the lender you just saw that has the national celebrity on TV? That’s what many are hoping you will think and they pay those celebrities a lot of money to convince you to use their company.
At All Reverse Mortgage, we know that this loan is all about you and your needs, not who the lender is.
In fact, the vast majority of the reverse mortgage loans closed today are the FHA-insured Home Equity Conversion Mortgage (HECM or “Heck-um”) that is backed by HUD. With the same federal safeguards, the same government insurance for life, why should you pay thousands more for a loan at one lender over another? The private reverse mortgage loan available that are often called proprietary reverse mortgages or jumbos, have now been back in the market for many years and they too have proven that they are safe and readily accepted.
Even though all FHA-insured loans have the same government guarantees, not all lenders offer the same rates or costs and we welcome you to compare. We often save our customers thousands of dollars per transaction every single day! The private loans are very similar with some small differences but by and large, it’s the service to the borrower that counts.
How Can We Consistently Beat The Other Reverse Mortgage Lenders?
- We are a direct lender approved by FHA (Federal Housing Administration – a division of HUD)
- The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts at reverse mortgages. No one knows more about how a reverse mortgage works than we do.
- We don’t work with brokers, allowing us to pass the savings on to you.
- We don’t hire “celebrity” spokespersons as we don’t believe you should have to pay for a lender’s expensive marketing budget with higher loan costs.
- We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.
America’s #1 rated reverse mortgage lender.
Highest A+ Exemplary Rating awarded by the BBB
with Independent Consumer Review of 5/5 STARS
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