Top ↑
Home / Lenders / Reverse Mortgage Lenders, Massachusetts

Compare Massachusetts's Best Reverse Mortgages

Try ARLO a revolutionary calculator that offers side-by-side lender comparisons, real-time interest rates and expert recommendations. 100% Free.
Step 1
Step 2
Step 3
Street Address
Zip Code
Your Home's Value
Existing Mortgage
Your Age
Do you have a spouse?

Your ARLO Analysis Final Step!

I just fetched you the best of 2020's Reverse Mortgages! Your personalized ARLO analysis includes real-time loan comparisons highlighted with my expert recommendations.
Phone (Needed to validate request)
‹ Back
Your FREE Report Includes
Real Time Analysis (Next Step)
Analysis Via Email
From America's #1 Rated Reverse Mortgage Lender

 Top 10 Reverse Mortgage Lenders in Massachusetts

Lender Name Years in Business Rating Stars (0-5.0) Positive Reviews Complaints BBB Reviews
All Reverse Mortgage, Inc. (ARLO) 15 A+ 4.9 99% 1 Source
American Advisors Group (AAG) 14 A- 4.1 82% 53 Source
Longbridge Financial, LLC 6 A+ 3.5 70% 2 Source
Reverse Mortgage Funding LLC 6 A+ 3.0 60% 8 Source
One Reverse Mortgage, LLC (Quicken)
11 A+ 3.0 60% 4 Source
Liberty Home Equity Solutions, Inc. 15 A+ 2.1 42% 2 Source
Retirement Funding Solutions (RFS) 9 A+ (N/A) (N/A) 1 Source
Fairway Independent Mortgage 23 A+ 2.1 42% 21 Source
HighTech Lending Inc. 13 A- 2.0 40% 2 Source
Finance of America Reverse LLC 15 A+ 1.0 20% 2 Source
*Source: Lender Ratings as of 11/05/2019

All Reverse Mortgage® is proud to be Massachusetts's #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and all throughout Massachusetts.

Since we started in 2004, our goal has remained simple: to offer the best terms with unbeatable customer service.

We are HUD Approved and offer a full suite of HECM & Jumbo Reverse Mortgages.

Compare our competitive rates and lower costs to any competitor and realize thousands more from your home’s equity!

The difference is clear, and we can’t wait to show you!

Massachusetts Reverse Mortgage Facts

State Homeowners Age 62+ Reverse Mortgages Closed Last 12 Months Purchase Reverse Mortgages Closed Last 12 Months Lenders in Massachusetts Avg. Home Value
Massachusetts 264,794 679 35 167 $399,600

HUD Approved Direct Lender

HUD Approved Direct Lender
All Reverse Mortgage® is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or “Heck-um”). The HECM is HUD’s acronym for the reverse mortgage program it administers for seniors who are 62 and older.

All Reverse Mortgage® originates in Massachusetts and offers several reverse mortgage options. In some instances, borrowers are looking to pay off their existing loan and eliminate their monthly mortgage payment. Or, if they already have paid off their mortgage, a reverse loan can help borrowers utilize their equity for other purposes. In some cases, borrowers can do both. They also may use a specific type of reverse mortgage to purchase a new home.

About All Reverse Mortgage® of MA

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well.

We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision.

It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool, and many are now seeking the reverse mortgage to augment their retirement plans and not so much the mortgage of last resort.

Everything from the elimination of existing mortgage payments to the line of credit that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan as well.


Massachusetts Lending Limits

Massachusetts Facts

Massachusetts is the 15th most populous state and is the 44th largest in terms of land size. As of 2017, the state had 6,859,819 estimated residents, and more than 80% of this population lives in the Boston metropolitan area. In 2010, Massachusetts had 1,116,677 residents over the age of 62, and the homeownership rate is at 62%.

Named for the native word “Massachuset” that means “by the range of hills”, colonization of the area took off when the Pilgrims landed in Plymouth in 1620. One of the original 13 colonies, it officially became a state in 1788.

Founded in 1630, the state’s largest city and its capital, Boston, has played heavily in American history, with events such as the ride of Paul Revere and the famous Tea Party happening there. Located just across the Charles River in Cambridge is the nation’s oldest institute of higher learning, Harvard University.

Both basketball and volleyball were invented in western Massachusetts towns in the last 1800s. The state has a long political history and is famously home to the politically prominent Kennedy family. The state also claims the world’s first chocolate chip cookie, made at the Toll House Restaurant in Whitman.

Massachusetts climate is classified as humid continental with cold winters and warm summers. Because of its location on the Atlantic, the state is susceptible to nor’easters, hurricanes, and tropical storms. The hottest day ever recorded was a toasty 107 degrees Fahrenheit on August 2, 1975, but the average high is 81 degrees Fahrenheit, and the average low is 22 degrees Fahrenheit.

After Boston, the next biggest city is Worcester, with a population of 184,542. The state’s leading industries are education, biotechnology, tourism, and financial services. As of 2018, 12 Massachusetts companies are on the national Fortune 500, including General Electric and Liberty Mutual.

The average home value in the state is $399,600, and prices are expected to rise an additional 8.7% in the next year. Given this average, many homes fall below the federal maximum reverse mortgage lending limit of $765,600 that applies to all HECM loans. For more borrowing power above the federal limit, there are jumbo reverse mortgage programs available.

If you reside in Massachusetts, All Reverse Mortgage® is here to answer your questions.

Massachusetts Approved Reverse Mortgage Counseling Agencies

Agency Name Phone, Toll-Free,
Fax Number,
Email, Website,
Agency ID
Address Languages Parent Organization
Toll-free: 800-527-7595
Fax: 888-569-6707 
Agency ID: 81323
67 Hunt Street
AGAWAM, Massachusetts 01001-1920
- English
- Italian
- Polish
- Spanish
E-mail: N/A 
Agency ID: 82426
130 Rumford Ave Ste 202
Auburndale, Massachusetts 02466-1370
- English
Toll-free: 800-583-5337
Fax: 978-970-0015 
Agency ID: 81073
87 Hale Street
LOWELL, Massachusetts 01851-3340
- English
Agency ID: 81840
26 Court Street, 3rd Floor
PLYMOUTH, Massachusetts 02360-3365
- English
- Other
E-mail: N/A 
Agency ID: 82309
422 Washington St
Quincy, Massachusetts 02169-5715
- Creole
- English
- Portuguese
- Spanish
E-mail: N/A 
Agency ID: 81002
1509 Hancock St
Quincy, Massachusetts 02169-5241
- Chinese Mandarin
- Creole
- English
- Other
- Portuguese
- Spanish
Agency ID: 81177
56 Warren St Ste 200
Roxbury, Massachusetts 02119-3236
- Creole
- English
- French
- Spanish
Fax: 781-438-6037
Agency ID: 81850
136 Elm Street
STONEHAM, Massachusetts 02180-3426


Did you know? Massachusetts state does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies and conduct your required counseling from the comfort of your home.

Additional Resources: NRMLA Members in Massachusetts
HUD.GOV Approved Lenders Search

Our Exclusive Programs Designed to Fit Your Needs.

All Reverse Mortgage© has consistently brought exclusive offers to our valued Massachusetts homeowners. Because of our unique process we're able to offer a better federally-insured reverse mortgage with no compromise.

Take a look at some of our competitive rates that you won't find elsewhere:

Exclusive 3.68% (5.25% APR) Fixed Rate for Life
Government Insured & Jumbo Proprietary Programs
Flexible Credit Lines from 3.33% with the Industries Lowest Lifetime Rate Exposure
ZERO Origination Fee Plans
ZERO Financed Closing Cost Plans
ZERO Monthly Servicing Fees on ALL programs
*Complete form above to receive a comparison of all available programs. Excludes state taxes when applicable. Min loan amount for $0 origination fee is $40,000. *APR ran at $185,000 loan amount / 60% or less PLF utilization. Lifetime rate cap on all adjustable rate plans just 5% over the start rate.

How can we offer you more favorable terms?

We are a direct lender approved by FHA (Federal Housing Administration)
The HECM is literally all we do. All Reverse Mortgage is not just a name for us. We have a very low (almost non-existent) staff turnover and our people are experts.
We don't work with Brokers, allowing us to pass the savings on to you.
We don't hire "celebrity" spokespersons as we don't believe you should have to pay for a lender's expensive marketing budget with higher loan costs.
We Charge Less! Check out our competition and our customer ratings. We never forget that this loan is about you and your needs and we put you first with superior service and lower costs.

All Reverse vs. the others

It may surprise you but those "celebrities" you see all over TV have some of the worst independent consumer ratings in the industry. Compare us and you will see the crystal-clear difference, from customer service to loan terms we never compromise.

HUD approved direct lender.

Working with a local Massachusetts lender saves you time and money.

As an award-winning direct lender our goal remains simple; to offer you the very best terms accompanied by extraordinary customer service.

What Our Customers Are Saying

"There was no car salesman type of protracted negotiation. All reverse got right down to a good quote without a series of incremental steps."
"I was surprised how easy it was to deal with an out of state company. Actually it was much easier than my previous dealings with local banks and brokers"
"It is a wonderful feeling to have no mortgage and extra cash in our pocket. We are very happy."
"Thank you to All Reverse for handling everything in an efficient and smooth way. Thoroughly appreciate everything you have done to make things easy for me."
"This was the smoothest mortgage process I have ever experienced! And so fast!"

Browse Hundreds More...

Massachusetts Reverse Mortgages
(30 votes, average: 4.97 out of 5)
Click Here to Rate This Page
Close Menu