All Reverse Mortgage, Inc. (ARLO™) is proud to be Maryland #1 Rated Reverse Mortgage Lender by the BBB with a Perfect 5.0 Stars and A+ Exemplary Rating. We currently lend in 16 states and our headquartered in Southern California.

All Reverse Mortgage was incorporated in CA November 2004 and as the name implies, the only loan product that All Reverse Mortgage, Inc. (ARLO™) originates is in fact, the reverse mortgage.

We’re committed to be your lender because you deserve the best rate at the lowest price possible.

We’re a HUD Approved direct lender lending the national HECM programs and offer a suit of Non-FHA & Jumbo Reverse Mortgages to better suit homeowners in SoCal with higher value homes over the national 2023 lending limit of $1,089,300.

We welcome you to compare our reviews and our lower rates and closing costs to any other major lender! The difference is clear, and we can’t wait to show you!

Baltimore Reverse Mortgage Facts

HUD Approved Direct Lender

All Reverse Mortgage, Inc. (ARLO™) is approved with the Department of Housing and Urban Development (HUD) to originate, underwrite and close the HUD Home Equity Conversion Mortgage (HECM, or "Heck-um"). The HECM is HUD's acronym for their reverse mortgage loan.

All Reverse Mortgage, Inc. (ARLO™) originates in Baltimore and closes both refinance loans, where borrowers already own their home and are looking to either pay off their existing loan and have no more monthly mortgage payment, utilize their equity for other purposes if they have no existing loan, or possibly a combination of both.

About All Reverse Mortgage®

The owners and management of All Reverse were part of the team that wrote and sold the first fixed rate jumbo reverse mortgage in 2008 and as such, have extensive experience in jumbo or proprietary loan programs as well. We are always looking for new products to offer to borrowers of high valued homes in the higher home priced markets that the HUD HECM may just not serve as well. Jumbo or proprietary programs typically offer much lower Principal Limits as they relate to values though so not all borrowers are better served with the jumbo programs.

Only a seasoned originator can readily inform borrowers which program will best suit their needs and the positives and negatives of each so that the borrower can make an informed decision. It is no longer uncommon anywhere in the country for a market to be a solid HUD HECM market and then within just a short distance for a niche jumbo market to be located where there is a need for a jumbo program.

Therefore, homeowners aged 62 and above in all markets have seen that the reverse mortgage can be a very solid financial tool and many are now seeking the reverse mortgage to augment their retirement plans and not so much as a mortgage of last resort. Everything from the elimination of the existing mortgage payments to the line of credit that grows that grows make reverse mortgage borrowers understand that this program allows them to utilize their homes to not only live comfortably in their family home, but to plan for the future as well.

Baltimore, Maryland, is the largest city in the state of Maryland and the 30th most populous city in the United States. As of 2017, the city has a population of approximately 611,600. Senior homeowners 62 years and older make up about 15.6% of the population.

Founded in 1729 and incorporated between 1796 and 1797, Baltimore is one of the oldest cities in the country, with a rich history of Americana touching on government, patriotism, literature, music and culture. The Star-Spangled Banner was written about Baltimore, and since the 1800s, the city has been known as “The Monumental City” for its array of public statues and monuments, including the original Washington Monument.

Today, Baltimore boasts a major professional sports scene and a life-saving, innovative medical practice at The Johns Hopkins Hospital. In popular culture, the proud home of Edgar Allan Poe is known for the films of Barry Levinson and John Waters and the HBO television show The Wire.

Baltimore’s economy is primarily composed of jobs in healthcare and bioscience.

The median home value in Baltimore, Maryland, is $117,100 - an increase of 33.2% in the past year. Home values are projected to rise another 10.5% in 2019. These figures put homes in Baltimore, Maryland, well within the bounds of the federal reverse mortgage lending limit of $1,089,300. For those with homes valued above the federal lending limit, there are several private jumbo reverse mortgage programs available that may better suit those homeowners.

If you reside in Baltimore or are planning to move there, All Reverse Mortgage is here to answer your questions. Call us Toll Free (800) 565-1722.

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