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Discover the keys to unlocking your home's hidden potential and securing a brighter financial future. From understanding eligibility requirements to exploring repayment options, our articles will help you navigate the landscape of homeownership and reverse mortgages.
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Reverse mortgage types

March 19, 2025

HECM vs Reverse Mortgage: Is There a Difference?Let's clear the air at the very start. All HECMs are reverse mortgages, but not all reverse mortgages are HECMs. HECM is the acronym for the HUD/ FHA-insured Home Equity Conversion Mortgage (HECM).
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This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. All Reverse Mortgage, Inc. is an independent company and is not affiliated with, acting on behalf of, or endorsed by HUD/FHA or any government agency. This content is for educational purposes and is not tax advice. Reverse mortgage programs may not be available in all states.

*#1 Rated Reverse Mortgage Lender: Based on a comparative review of BBB ratings, complaint histories, accreditation status, customer review scores, and positive-review percentages for the top 20 HECM lenders by endorsement volume (RMInsight, October 1, 2025). BBB data verified December 10, 2025. View Full Advertising Disclosure