My mom had a reverse mortgage and has now passed away. I want to give the condo back to the lender through a Deed in Lieu, but my brother, who has lived in the condo for 15 years, refuses to move out. The lender is telling me that I must evict him. My mom’s insurance company is also saying they will not renew the condo insurance. Am I responsible for the insurance, condo fees, and anything that happens in the condo? My brother has now moved in with his girlfriend, our cousin, and her boyfriend. It has turned into a nightmare. I was told we could walk away from the home, but the lender stopped the Deed in Lieu because people are still living there. If someone gets hurt and I do not keep insurance, or if I stop paying condo fees and taxes, what will happen? What am I responsible for? Thank you.