Hello ARLO,California state law allows ADUs to be added to multifamily homes regardless of zoning. I have a reverse mortgage on a duplex and need to convert a portion of my unit into a separate space for a personal caregiver. This space would include a kitchen and bathroom. To do this legally, I will need to obtain a permit and a certificate of occupancy from the city. I would use the other part of the duplex for the caregiver, but in California, that is not a legal reason to evict a tenant. Would this be allowed under HUD guidelines? If not, do you have any suggestions? Given the housing crisis, many states and municipalities now permit ADUs in multifamily properties or allow multiple ADUs in single-family homes, effectively eliminating former single-family zoning restrictions. Additionally, the original purpose of a reverse mortgage was to help homeowners remain in their homes for life unless extreme disability made that impossible. Thank you for any guidance on how I might move forward.