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I am looking for the best reverse mortgage lender. I have felt I was being cheated in the pass from a lender, so I decided against it, because of high fees, Interest rate, insurance premium, and closing fees. Also I understand there will be, once again changes in the Reverse Mortgage. Some are saying it may close down permanently,... Read Full Article
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5 Memorable Reverse Mortgage Spokesmen Reverse mortgages have had many famous faces over the years. From iconic television and film actors to a one-time U.S. presidential candidate, celebrities from all walks of life have espoused the many advantages that a reverse mortgage can provide for older homeowners in their retirement years. While spokesmen have come and gone over the... Read Full Article
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Making the decision to apply for a reverse mortgage is a large decision in and of itself, but once you do decide you’re ready, you will have a choice to make whether you want to work with a loan officer over the phone or in person. You can complete a reverse mortgage in person with a local loan officer... Read Full Article
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I usually write articles and blogs based on the current state of affairs in our industry or based on the feedback I'm getting from customers at the time. It seems that now more than ever, I'm getting online blog requests and calls from borrowers who are telling me that they are feeling a lot of pressure from loan originators on... Read Full Article
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Tennessee is turning into an attractive retirement destination thanks to the fairly recent introduction of retiree-friendly tax laws and an overall lower-than-average cost of living. If you live in Tennessee already or are thinking about moving to or within the state, here are some ways a reverse mortgage could help. The federally-insured Home Equity Conversion Mortgage (HECM)... Read Full Article
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South Carolina is a popular retirement destination thanks to its lower-than-average cost of living, moderate climate, and high population of older adults. Whether you’re already a South Carolina resident or are considering moving there, here are some things to consider if you’re also thinking about using the reverse mortgage, which allows homeowners aged 62 and older to access their... Read Full Article
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If you are thinking about getting a reverse mortgage in Texas, there are a few things to know about why the loans are slightly different in Texas. As a reverse mortgage borrower and Texas resident, however, you will still be able to get a reverse mortgage under the Federal Housing Administration’s insurance program, which applies nationwide. You’ll face all of... Read Full Article
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More than one in every ten people in the United States is aged 65 or older, and that number is expected to nearly double to 20% by 2030, according to U.S. Census Bureau data. North Carolina is no exception—it was one of 13 states that saw their 65+ population increase by 25% or more between 2000 and 2010... Read Full Article
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As baby boomers begin to reach their senior years in droves, the percentage of seniors in many states is well over 10% and counting. And New Jersey is no exception. The state of New Jersey counts about 1.19 million people aged 65 and older according to the last full Census taken in 2010. That number constitutes 13.5% of the overall... Read Full Article
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As the baby boomers head toward retirement age, the United States’ population is becoming decidedly grayer, and that’s especially true in Pennsylvania. The 65+ population in Pennsylvania comprises 15.6% of the overall state population according to 2011 U.S. Census Bureau data—higher than the 13.3% belonging to this age group throughout the country. In the next couple of decades, nearly one... Read Full Article
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