Reverse Mortgage Application | Secure Application by All Reverse Mortgage

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Welcome to our Secure Reverse Mortgage Application. All data that you input through this form is encrypted using SSL technology.

Once your application is transmitted we will call to confirm receipt and begin preparing your documents overnight UPS delivery.

Program I'm Applying For

Have you closed on any mortgages in the last 12 months?
(Refinance, private mortgage, equity line etc.)

Your Funds

(If you choose an adjustable rate program you can choose to take only a portion of your available funds and leave the rest as a credit line etc.)

Do you intend to buy a financial product (annuity, etc) with your funds?

Secondary Borrower

Will there be a secondary/co-borrower?

1. General Information

In this section we must have your complete legal name (as stated on your photo ID documentation). We also need your exact date of birth and sex as these are requirements for the application. We must have your Social Security Number to complete your loan application as HUD defines that in order for an application to be complete under guidelines it must contain the SSN of all borrowers.

Your Information

First Name

Middle Name

Last Name

Date of Birth

Sex

Immigration Status

Social Security Number

Marital Status

Race

Spouse Information

First Name

Middle Name

Last Name

Date of Birth

Social Security Number

Secondary Borrower Information

First Name

Middle Name

Last Name

Sex

Date of birth

Immigration Status

Social Security Number

Race

3. Credit Information

Here we need to get a general idea of your credit history. Including any late payments on credit, mortgage, and other obligations.

Have you been late on your mortgage in the last 24 months?

Have you been late on any consumer debt in the last 24 months? this includes (Car loans, Credit cards, etc.)

Have you been late on your property tax payments in the last 24 months?

Do you have any other delinquent credit that will be reported in the last 24 months? (i.e. Judgment, Tax Lien, Collections, Bankruptcy or Foreclosure)

Do you have any deferred student loans or taxes that may not show up on credit?

Have you maintained homeowners insurance on your home consecutively for the past 24 months?

Is your home located in an Homeowner's Association(HOA)?

Are there any mortgage or credit card payments that are currently being deferred due to Covid?

Total Monthly Obligations

What is your total combined minimum credit card payments per month:

What is the total combined amount paid to auto loans or other personal loans per month:

Do you have a credit freeze with any credit reporting agencies:

Rental Information

Do you currently rent or live with a relative/friend rent free?

4. Legal Information

In this section you are acknowledging if any of these following items apply to you. For example, if you were involved in bankruptcy currently, here is where you would check the box acknowledging you were in BK and then your Loan Officer would need to go over that with you.

Your Information

Borrower cannot sign, is incapacitated

Borrower is incompetent

Are there outstanding judgments

Unresolved Bankruptcy

Party to a Lawsuit

Default on Federal Debt

Co-maker or Endorser on a Note

Secondary Borrower Information

Borrower cannot sign, is incapacitated

Borrower is incompetent

Are there outstanding judgments

Unresolved Bankruptcy

Party to a Lawsuit

Default on Federal Debt

Co-maker or Endorser on a Note

5. Property Information

Here we need you to fill in all the information about your home. If you have a separate mailing address such as a PO Box because you live in an area where the Post Office does not deliver, please indicate so in the notes section. We need your estimate of your home's value along with any mortgages that need to be paid off belonging to the property.

If you are not sure about the exact property you will be purchasing the only info needed is the state you are planning to purchase the home in and an estimate of the purchase price. All other fields are optional, but please try to fill out as much info as possible. This will help expedite the process.

Info About Your Home (Primary Residence)

Year Built

Square Footage

Street Address

City

State

Zip Code

Estimated Property Value

Existing Mortgage Amount

Title is currently held

Is the property in foreclosure?

Sale date if given by lender

Property Type

Property Has a Well

Property Has a Septic Tank

Property Has Solar Panels

Is this property your primary residence?

Will you continue to occupy this property as your primary residence?

About The Home You Are Purchasing

Property Type

Street Address

City

State

Zip Code

Square Footage

Estimated Purchase Price

Property Has a Well

Property Has a Septic Tank

Will this be your primary residence?

Does the property you are purchasing have an HOA – Homeowners Association?

Is this home a new construction?

About Your Current Home (Primary Residence)

Street Address

City

State

Zip

6. Contact Information

We need contact information for all parties. The Reverse Mortgage program also requires that we have an alternate contact for every applicant as well.

Your Information

Home Phone

Mobile Phone (not required)

Email Address

Spouse Information

Email Address (not required)

Secondary Borrower Information

Home Phone (not required)

Mobile Phone (not required)

Email Address

Alternate Contact

This should not be a spouse or co-borrower but rather a close friend or family member. This alternate contact will only be contacted in situations in which we can not get in touch with you regarding important matters relating to your reverse mortgage

First Name

Middle Name

Last Name

Relationship

Home Phone

Street Address

City

State

Zip

7. Counseling Information

Reverse mortgage counseling is required in order to complete the loan process. If you have not yet completed the counseling we will provide you with a list of qualified 3rd parties which can help you with counseling after you submit this application.

Have you received your HUD Required Counseling?

Would you like a copy of this application sent to the primary borrower's email address? (Please Note That Social Security Data Will Not Be Sent)

TERMS AND CONDITIONS

I/We agree that by checking the box below, I/we are giving written instructions allowing All Reverse Mortgage, Inc. (ARLO), under the Fair Credit Reporting Act, to obtain a copy of my/our credit report(s). I/we understand that this info will be collected and shared with All Reverse Mortgage, Inc. (ARLO) by a consumer reporting company (if credit is for both husband and wife, both individuals agree to grant this authorization by checking here). I/we also agree to the Consent to E-Sign and Receive Information Electronically. Note: if your credit is currently frozen with any credit rating bureau, please be advised your credit must be unfrozen before we can complete this process.
I have read and agree to the above terms and conditions

Add Notes for this Application

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Please confirm that the details below are correct before proceeding

Notes

Your Information

Spouse Information

Secondary Borrower Information

Your Information

Spouse Information

Secondary Borrower Information

Your Information

Secondary Borrower Information

Info About Your Home (Primary Residence)

About The Home You Are Purchasing

About Your Current Home (Primary Residence)

Your Information

Spouse Information

Secondary Borrower Information

Alternate Contact